 Whoa, that was a short music return, and we are back. So, Nathan, I think you were just wanting to go down the conversation on fees, and then we'll jump into Matt's list. And I know we have a caller also. So, in fact, he's been waiting a long time, he or she. I don't know who that is. Let's take the call. Let's take the call. Good morning. You're on with Matt Ritchie.