 Kind of follow the scout's motto, be prepared, have a rainy day fund to the extent you can. Boost your income with a side gig. Get creative. It is a challenging environment, but there are things you can do. If you're okay with it, have a roommate. If you have a home, rent out a room. Boost your income with maybe a side gig. There's things like apps for selling photography online as stock of photos.