 If you're paying $600, then you may be paying an $18, $20 service fee. So we do not encourage folks to put their rent on a credit card. But when they pay online or they pay through e-check, they're paying that directly out of their account, and there's no fees attached to that. So ACH, which is that direct-from-account, typically there's no fees. Maybe $0.30 is some places I've seen, but mostly I know the city encourages that because that's a whole lot better paying your water bill, utility bill.