 Mel Bridges has more. A lot of times if you're living paycheck to paycheck, it might not be to any fault of your own. That's Bankrate analyst Sarah Foster. She says the only sure way to avoid living paycheck to paycheck is to be rich. Short of that, she advises living within your means and taking notice if your paycheck doesn't cover all of your expenses. She also advises moving a little money into a savings account every week if you can. She says it doesn't matter how much, just that you're building healthy financial habits while making sure you have enough money to survive. I'm Mel Bridges.