 All right. Convince me I'm wrong. Well, I hope I'm right. I mean, part of the book, as you well know, is trying to lay the foundation that this is what is necessary. Now, I will say, though, Bill, we're starting to see a little rumblings in France and we're seeing this across Europe and Belgium and the Netherlands. So a little bit in Argentina and El Salvador. And I want to be very clear that.