 with the type of house that we buy that's why we specialize in working with houses that need need things well and if you think about it it actually makes sense that the bank wants to make sure that your roof is you know has at least five years left and and some of the other issues that they look at because they technically own that house i mean you're you're paying it back over a 10 15 30 year period of time but they own the house so they're not going to buy something that