 You're agreeing on what comes first, what comes second, which is your values, represents your values. You're agreeing on your fears. I'm scared of this. I got to spend some money to cover this. When you agree on all of those things, you're agreeing on your life. You're adding a level of unity, a level of oneness to your communication and to your marriage that nothing else will do. And it's a stupid budget. It's a spending plan.