 A company says, hey, we're coming as fast as we can. But for the first time, this person said their executives, their management is saying, hey, what's going on in Louisiana? Let's take a look and see what's happening. That's what we need. We get that. We continue to make these reforms. We continue to mitigate our risk and put fortified roofs on and do things to help lower a claim, a loss. We're going to see companies come back. Mark, you've got a question for Tim.