 If you have a 401K, you're probably investing in student loan debt. You're probably investing in mortgage-backed securities. You're probably investing in auto loans. You're probably investing – there's no telling. They don't even know what they're investing in because you have the same underlying asset sold, resold, repackaged, resold, 6, 8, 10, 12, 15. That was the issue with the meme stock.