 They barely can afford to get in them. Let me tell you something else. I had a banker tell me this today. Not a banker. He's been in the banking business, too. He said, you know, when you buy a home, they want you to put 25% down. No, I'm sorry. Let me back up. That's not true. What they want is they don't want your home note, your house note, to be more than 25% of what you make.