 Yeah, so generally, you know, we're going to see bankruptcy clients starting at age 18 because you have to be an adult in order to have a binding contract. So you're really only going to create debt once you're an adult. Thanks, Stan. Stan Springerly, bankruptcy attorney with Lincoln Goldfinch in Austin, Texas. 20 minutes now in front of the hour on this morning, America's First News. Coming up next, the mic drop.