 If you cannot afford to rebuild your home, you should insure your home. That is what insurance is there for. Albright says homeowners' insurance rates were low before multiple hurricanes hit Louisiana in 2020 and 2021. Hey there, it's Robert with Foy Chevrolet, GMC, and Manny. Have you noticed all the new GMC Sierras we have? Well, to make a long story short, it's a bunch, and we have the deals to send them home to you.