 Because they don't do anything to fix it. We don't have any tax reform. Insurance rates are outrageous. If we want to blame the insurance companies, just keep blaming them. Because I watch the billboards. By the way, I ain't seen none of yours yet. I know you're not that type of lawyer. Understand, I'm putting you in a bubble. And I'm seeing the system. So every commercial I watch, insurance companies are a piece of crap. If I was an insurance company, I'd get the hell out of here. Okay? So what's happening is we have a system now that just...