 okay yeah all right so uh yeah that's interesting i didn't know they did that in texas by the way uh because where i live in california you uh you file directly with the opposite insurance company you make a claim that's all you know they send you the claim form or they you take a statement they'll call you and uh then you're done and if they won't uh if they won't even contact you or when you contact them well actually what ends up happening is you contact the driver