 because you were married at the time, and therefore you've gotta pay. Your argument's gonna be, it had nothing to do with me. I didn't take the card out. She did it on her own. You gave her the card on her own, and I didn't sign anything. It's sort of a wobbler. For $4,000, are they gonna go that far? I don't think so. The problem you're gonna have, if you don't pay it, they may ding your credit.