 I mean, there has to be a change. We can't get business in this state if we don't change. So how do we change? If I would have been in the legislature and not have been a trial lawyer, I'd have put the test to the insurance companies. And I heard everybody talk about, what's the insurance fault? Well, let's do this. I'd have stood up and said, hey, guys, I agree to every tort reform bill you're trying to pass. However, the insurance companies are going to sign a contract right now