 You got anything else? You're like, why do you accept it? Why do you accept a card if you don't want to accept the fees? That is my biggest pet peeve because sometimes people want to pay with their credit card because it gives a little buffer between you and them, right? Maybe they're doing it for their budget reasons. Maybe they're doing it for they don't trust you and they just want to make sure if they want to return something or whatever, they can do it easily. But my reality is