 Zaven, you're there. Or Zaven. Good morning, Bill. Good morning. By the way, where are you from, Zaven? Interesting name. I'm from Glendale. You're from where? Armenia. Armenia. Okay. Fair enough. Yeah, I don't recognize the accent. But all right. What can I do for you, Zaven? Okay. I bought life insurance for my mom. My mom passed away.