 Well, that's what ChatGPT came up with. Right. And, I mean, like, there are reasons to do it. Like, I guess, you know, if you're... As the rates are falling, right, you might renegotiate your mortgage. Like, I redid my mortgage when rates were low, right? I did it once. Maybe you could even think, potentially, because they fell so far from when he started, maybe you do it even twice, right? But, like...