 all bougie and glamorous and stuff. But I mean, it's going to be like, hey, I'm going to be eating in more. All the time. I'm going to be cutting subscriptions, extras. It's going to be putting you on a tight budget, living below your means without credit cards. Because the credit cards have become the slippery slope for you. They're kind of your safety net. And I want Samantha to be my safety net. No life. No life. And then I have, I mean, and then honestly, Samantha, the car loan for the son.