 I certainly am. Oh, and you know what? I did want to bring this up with you before we get to the next segment, which is on your analysis of the FDIC. Because, oh boy, because I have a friend who scared the you-know-what out of me when he sent me a thing about the failure of some of the top banks. They failed their stress test. But anyway, we'll get into that in a minute. But you know what really...