 you know, a lot of times, basically, in summation, that your number one wealth building tool is your income. I say it all the time. Right now, for the person like myself, I'm on the lower end of the income ladder. I'm bringing about 40,000 a year or so. And I've been paying attention to what you've been saying. And excuse me. And I was thinking, like you talked about mutual funds and investing. And I have limited to no knowledge. So