 That's not being realistic. Nationwide is on your side. They're on their side. But they're not on our side because they don't write in Louisiana. He made a good point. He said, all the major carriers write here. State form, all state, whatever. And that's a good point. I thought he made a good point on that. My question would be, what would they do if they didn't keep getting the rate increases that they're getting? Because let me tell you something.