 how easy and affordable it was. I'm 40, and my $500,000 policy was only $16 a month. My husband's also 40, and his $500,000 policy was only $18 a month. And with their same-day coverage, there was no medical exam required, and we recovered by the time we hung up. With monthly payments less than the cost of a bouquet of flowers, this is the perfect time to make sure your family is protected. Call SelectQuote.