 For our brethren in the volunteer state right beside of us that are listening, maybe in the national area, no need for you to concern yourself with state taxes. If you're retiring to a state with no state taxes, no need to concern yourself with state taxes. But for those of you who are in Kentucky, good news. We went to a 4% tax bracket, now flat, I guess what we would consider a straight-line tax against all income earned, 4% tax.