 pick up our associate producer in here and get you guys signed up for Financial Peace University if your wife will agree to go with you. Okay. I'll give it to you free, okay? And get on the EveryDollarBudgeting app. We'll give you both of them, okay, as our gift. But if you try to do this by yourself, it's going to make your marriage and your relationship worse. It's going to drive a wedge. So don't do it by yourself.