 We see this a lot, Ralph, because retirement income coming from rental properties is, in my opinion, a great idea. We work with a lot of landlords who have property. There's always the issue, though, of as we get older, do we have someone to take care of those properties? Do we still want to manage it? And there are some provisions that can help you here. One of them is called a 1031 exchange. Again, Ralph, fairly complicated thing that we can't get into too deeply on the radio, but...