 I've noticed over the years since creating this process, more and more financial advisors, institutions, if you look at their wording, this is all very similar. So while anybody can say they have a process, how do we maintain the assurance of our clients that we are handling things and keeping you on track? Well, it's this wonderful staff. For an independent retirement planning firm, I would argue that we have more service professionals than anybody in the country in terms of a ratio to advisors. So we have myself, Heather, Trey, and Wes.