 So they watch the show or they listen to me on the radio and they hear this talk about a game plan. Anyhow, they might have a 401k, they might have brokerage statements, they may have annuities, life insurance, but none of it's coordinated. They don't know when to spend the money. They don't understand the taxes down the road. They realize they just don't have a plan. So if that's you right now, if you're retired, retiring soon, or maybe in this age range and you really want to meet with somebody, this is where we start.