 I think that it's so weird when you get out of debt and have an emergency fund that hardly anything's an emergency. Yes. And your life's like a country song before that. Everything can go wrong, you know? Well, that feeling y'all just described, I don't know that that ROI is calculated anywhere. People always want to know what's the best return on this and what about this. What y'all just described, we're a young married couple with two young little ones.