 Just putting money in cash is not the best alternative most of the time. Again, number three, black swan fund. Here's number four, covered call strategies. Now, according to my math, I've got about three minutes to get through this one and the next one, and we've got to move kind of quick. Now, this is a little complex, but here's what I want you to think. I want you to think of a stock that you have in your portfolio that has grown quite a bit. It's got a lot of appreciation. Let's imagine it's NVIDIA.