 Long story short, you can make money on the way up, and you can make money on the way down. This is the strategy called covered call options, and if you'd like more information about that, give my team a call, 270-600-PLAN. Now, this last one, number five, is a fixed index annuity that is built for growth, and I say that very, very pointedly. It must be built for growth. The fixed index annuity has a lot of pros and cons, and I'm going to talk to you about all of them right here.