 Funded and beautiful. Oh, very good. Great time of the year. Well, financially, though, let's talk about what's happening with our interest rates midway through the year. Alan, what are you seeing on the horizon of interest rates? Ralph, as you know, interest rates are pretty much controlled by the Federal Reserve, and they're saying that they're going to stay higher in 2024. We've had these higher interest rates now at a 23-year high, and the Fed is stating in most recent meetings that it's not likely to cut them anytime soon.