 How do you sign up for KCHIP? Do you need to qualify? KCHIP is a form of Medicaid, so the family must meet income guidelines. For example, a family of four can make up to $63,000 a year and still qualify for KCHIP. This is no-cost insurance for children up to age 19 and now mothers during pregnancy and the year after. How does someone find out more information? The easiest way is to search online for the Kentucky Children's Health Insurance Program, or KCHIP.