 at Southwest, or Fred Smith at FedEx, or Elon Musk was certainly not a car guy when he started it. Many people said, why, Mike, are you involved in a bank as a lawyer? And the answer was, if it wasn't this group, who was going to create that bank for middle America who would not cancel you for what you believe? And so thankfully, through some relationships I had, got in front of our great co-founders, John Rich, everyone knows and loves him. Country superstar, John Rich.