 welcome back to the worry-free retirement as we talk about this idea of navigating your way to a worry-free retirement we thought it might be helpful to come up to what we think are our top 10 items that are going to come up that you're going to have to navigate through and hopefully you will consider tony walker financial as the person or persons that are going to chart the course for you and help this thing be a worry-free journey the first thing we got to consider is when to roll over your 401k