 So then would you want all of your money over here or some of it over there? If somebody says, oh, wait a minute, if you could earn me 3% and that would accomplish all my goals and objectives, well, shoot, just keep it all over there and keep it safe, Tony. I don't even want to take a chance on any growth. But then another person might look at that and say, well, yeah, I'm okay with that, Tony, but I'm okay having some of my money over here, maybe 20% to 40%, and maybe only 60% to 80% over here. We can do that.