 So here's what happened. I can't believe it. Let's recap. Jade Warshaw and I took a call. Oh, it's Jade's fault now. It's Jade's fault. An 86-year-old woman called in, and she was in a bad situation. She was making about $1,200 from Social Security, but her expenses are $1,500, and she's been using her credit card to cover the gap. So now she's in $30,000 of credit card debt. She has a paid-for home and a car, an old Buick or something that was worth probably nothing, a few grand.