 I mean, that could get pretty scary, too. I think a good differentiator is that when you're young, you may not need a financial advisor, speaking frankly. Especially if you're saving money. Yeah, if you're just putting money into a 401K or maybe a Roth IRA on the side, you have your life insurance and so forth, you probably don't need to pay somebody 1.25% or, in our case, 0.8% of 1% per year to manage your money. It's really about just stocking it away and letting it grow.