 Ahead of the opening bell on Wall Street, stock futures are pointing higher. Welcome to Retirement Matters with Dale Smothers. Dale is the founder and president of R.D. Smothers Wealth Management, South Central Kentucky's premier retirement planning firm. Dale holds a master's degree in business management with an emphasis in finance and has a retirement income professional certification. Dale is a trusted voice to families across the great state of Kentucky and a regular contributor to many local media publications. Now, here's Retirement Matters with Dale Smothers.