 Well, Epic was smart enough to find someone who knew the lay of the land of Europe on how to pull all this off, a little Englishman by the name of Jack, who just happened to be a four-plus handicap. The point to all of this, folks, is that with any journey in unfamiliar territory, yes, even retirement, you've got to have a process in place and a process that's in writing, overseen, and implemented and monitored by a retirement planning firm equipped to do just that.