 For example, we experienced an historic surge of corporate bankruptcies during the first half of this year. It was worse than anything we've witnessed since the first half of 2010. Who was in charge then? Oh, that's right, Barry. This historic surge of corporate bankruptcy underway in the U.S. as debt-saddled companies struggled to adjust to a new era of high interest rates. It's amazing what happens when you strangle people. You know what happens? They don't go out and buy stuff.