 And clarifying your vision means we sit down for that first appointment. We have something called a starter kit that I will personally go through with you to make sure I understand what you're trying to accomplish and your expectations of us should you decide to work with Tony Walker Financial. The next point, and this is a game changer, this is our proprietary software. This is where we assess your situation. This is where the money part comes in and trying to understand how much money you will have to be worry-free in retirement based on your current assets.