 What we do on that is I take that information from the first meeting. We put that into our income planning software. I would be personally meeting with our department. We have a lot of people in our income planning department. Lisa Allerkamp is in charge of that department. They're going to put that assessment together. Again, this is absolutely free. In fact, I had somebody come in the other day and said, Tony, I can't believe you're just giving all this to us. We had an advisor the other day that wanted to charge us $1,000 before they'd show us anything, which to me, that's not much of a leap of faith. We're going to give you this for free.