 But let's just imagine that you're working with our team and we were to craft a plan for you to safeguard some money. It's possible that an annuity built this way may be a tool that you can use. It's not for sure. It's not guaranteed that you will be in a quote unquote annuity. It all depends on your plan. But here's what I know. A lot of people who have made a lot of money on the way up are now looking to safeguard the money themselves.