 Think about yourself being completely debt-free in two years or ten years or whatever. Just imagine that. Think of what you can do. Think of what you can do for your family. Think of what you can do for yourself. And people, well, I've never been that way, so I don't know what it's like. Well, we can get you there. No doubt. All right, so we talked about some of the highlights of what you can actually save. You talked about deductibles. Deductibles are much lower, right? Oh, absolutely. Absolutely.