 And if we know what we want to have happen at the end, it makes our day-to-day choices so much easier. So, you know, we need to know, who do we love? How do we want to be remembered? What do you want to do and for whom? You know, it's about being ready for the unexpected, preserving your values, helping ensure your loved ones, especially your spouse, is taken care of. And planning can help you also, Ralph, avoid costly missteps and especially overtaxation.