 $30,000 in debt, and my 401k has $46,000 in there. No, no, no, no, don't do it. Just don't. That's what I was thinking, because it's going to cost too much. It's going to cost me more in taxes. I won't even be able to pay it all off, I thought. Exactly, exactly. You've got a 10% penalty, plus you've got your tax rate, so it's like borrowing money at 30% or 40% interest to pay off your debt. That doesn't make sense at all.