 This means all the mother's medical expenses with the pregnancy and delivery, plus 12 months after the new mom delivers, are now covered under KCHIP. How do you sign up for KCHIP? Do you need to qualify? KCHIP is a form of Medicaid, so the family must meet income guidelines. For example, a family of four can make up to $63,000 a year and still qualify for KCHIP.