 Welcome back to the Worry-Free Retirement. In case you're just out joining us, I'm with my favorite nephew and fellow fiduciary, Wes Walker. We've got a few more minutes, Wes. I wanted to cover these tips. And if you're getting ready to probably get thrown off if you're just out tuning in, obviously this is the Worry-Free Retirement show, all right? But we're imagining somebody does not want any help. Maybe they're going to go it alone. They're going to do what they've always done. And we're saying when you get to retirement, here are the things you can do to actually create a worrisome retirement. I think you've got a couple more tips. Yeah.