 You know, so many times whenever I'm doing a financial plan for someone, they're very concerned about income. They're very concerned about risk. They're concerned maybe even about insurance. But they kind of gloss over this idea of estate and legacy planning because either, you know, I don't have that much or, you know, I did that years ago. Ralph, this is something that needs to be reviewed on a regular basis, and it's a part of our Raise the Bar planning process.