 Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create actual, amazing relationships. Dr. John Deloney, Ramsey personality, is my co-host. The phone number here is 888-825-5225. We're here to help you and tell you the truth, because we love you. Alex is in Columbus. Hi, Alex. Welcome to the Ramsey Show.