 you had your child on that beneficiary line with your spouse so it's critical ralph that that you check these beneficiary designations and you make sure how you have things uh set up a lot of times there's blended families and maybe you know you're in a second marriage and you you've got your children on there with your wife to get your your assets whenever you're gone out of your ira that creates a problem for the surviving spouse it is critical that you take a look at those ralph