 I want to pay off the house and then start putting that money into, like, the 401K for these next three years. But people are, like, every time when they see money around here, it's like, no, no, no, I can invest in this, I can invest in that. So I'm not too sure what I should do. Should I just wait until I retire and then pay off my house? Why do you want to wait until retirement to be free?