 i mean i'll give an example ralph people need food farming is an area that that has tremendous tax benefits if you're a farmer another is energy people need energy so there's lots of tax breaks and tax credits built into the to the code for that but another is retirement because if we as a nation cannot take care of ourselves in our older years that puts a huge burden on the public treasury so our tax code is filled with opportunities for people to take advantage of when it comes to planning for retirement