 Now there are issues like how long the firm's services will be down, what it takes to bring them back up. That all depends on their state of preparedness and backups. And there's a wide range of variation of these among different firms. And, of course, there's a plethora of technical aspects that play into these vulnerabilities, how user authentication is done, whether there's two-factor systems in use, whether it's conventional firewalls to protect networks or newer models like zero-knowledge systems.