 uh... because i know that can truly help people where are you working right now is it a bank or is an actual investment firm it's a credit union okay that was my next question because you could just work for your investment brokerage that just focuses on investments that don't also sell debt products and that's something i would encourage you look into because i understand the bank one of the big ways to make money is selling debt products but that's not the entirety of the you know investment industry of course yeah