 your plan administrator should be able to give you a document that shows what your asset allocation mix is how much you have in stocks versus how much you have in bonds and then someone like tony walker financial a fiduciary would be able to determine if that's suitable for your risk tolerance as well as your stage in the game particularly if you're drawing close to retirement keep that in mind as you're getting toward retirement and be sure to consult with somebody who is a fiduciary that might help you understand exactly what's in your 401k plan