 Cool. What kind of debt was the $134,000? All student loans. All student loans. Worth every penny. If not, I would not have met my beautiful wife. Ah, there you go. There you go. Cool. The stories we tell ourselves, right? It took $134,000 in debt to find her. Way to go, guys. So what changed 14 months ago? What makes you do the Ramsey stuff wide open? Because you guys went for it, man.