 it's not near as good for him. He can't afford to buy a house when he moves back to Bowling Green because interest rates are at 7% and there's no inventory with houses out there. So it really depends on where you're at in your life as to are things better for you or worse because 20 years from now when I'm on a fixed income and I plan for groceries and I can't afford groceries, then yeah, I've got a problem. So