 And it's not Joe Biden. It's the apparatus. And here's the headline of this article. We haven't seen an historic surge of corporate bankruptcies like this since the Great Recession. Wait, come again? That's how bad it is. No wonder 78% of us are living paycheck to paycheck. Think about that. Three out of four. Chew on that for one hot second while I give you these details. We continue to get numbers that indicate...