 fun situation yes how about that woman pam in san francisco you spoke to yeah so she was one where she had noticed in her group of parents friends um that one of the dads was really insistent on putting everything on his credit card and he wasn't seeing why eventually she figured out for the points and you know what she said is that this takes me a lot of time then to go back into venmo or split wise to figure out how to pay you back and sure if it's we're splitting something between eight families maybe that makes sense but if we're splitting it down the middle