 interest had accrued out of hand and... You were just making minimum payments and so the interest had ballooned? Yeah, we were on an income-based repayment plan and I think some of our loans had variable rates and we didn't really know what was going on. So you were peddling backwards. 100%. Throwing money away. So you're like paying 100 bucks but the interest is 500 and so it's just compounding every day. And then we looked at it all and we were just in total shock. Totally. Yeah, I was just ill. I was like, how could this happen? Like, how did...