 Welcome to Retirement Matters with Dale Smothers. Dale is the founder and president of R.D. Smothers Wealth Management, South Central Kentucky's premier retirement planning firm. Dale holds a master's degree in business management with an emphasis in finance and has the retirement income professional certification. Dale is a trusted voice to families across the great state of Kentucky and a regular contributor to many local media publications. Now, here's Retirement Matters with Dale Smothers.