 so we're going to use an example here of how does this process work at tony walker financial when you're thinking about rolling over your 401k plan to us now let's assume maybe you've met with other advisors nice folks out there they've talked about this process they have and how they're going to do things again as we've mentioned before many people are starting to duplicate or try to copy what we've been doing for years so it's one thing to say you have a process