 a tax return over here and they've got a 401k where they worked 10 years ago and they never moved it. And so all of these pieces come together and what we're really good at is taking all of those individual pieces and putting it into a written financial plan and then showing you how to take those pieces, putting those pieces together to get you to that next step in the process, which is once you know where everything is, then how do we reallocate that or how do we redefine it