 All your financing done through Stockton Mortgage. So if you're shopping for that new home, don't be afraid to reach out to Stockton Mortgage. They're all over the place. They are in over 25 states. They've got over like 50 locations statewide, nationwide. So Stockton Mortgage, they can help you with all your pre-qualification home buying needs. Stockton.com, NMLS 8259, equal housing lender. All right. Alyssa Lang joins us now. We've got another 30 minutes to go, and Gary's been holding for a while. So let's get Gary on to talk. Gary, you're on with Alyssa Lang. Go ahead.