 One of the biggest decisions you're ever going to make, it's probably most of our clients, it's their biggest asset, and they're getting ready to hand that over to somebody that they're going to have to trust, not just when they retire. Here's a mistake most people make. They get all tantalized and get into this stuff, and then somebody throws a good sales pitch and they roll it over, and then two years later they don't know what the heck's going on. That's because they didn't have a game plan.