 Well, there are ways to utilize this extra money, perhaps, that you've made that you don't per se need in your income plan to set it aside specifically for long-term care and then leverage that money. Something like this. Let's imagine, for instance, we were able to put $100,000 into an account that's specific for long-term care, and then that allows you the ability to write as much as $400,000 or $500,000 worth of checks for