 Hi, I'm Andrew Del Rey. And I'm Todd Avakian with Sierra Pacific Mortgage. A reverse mortgage gives you the cash you need while you continue to live in your home. We recently helped an elderly man barely surviving on his Social Security income. Alone and facing foreclosure, he was afraid he'd end up on the streets. But he had a lot of equity in his home. So we put the pieces together, cleared the challenges, and got his reverse mortgage funded before his foreclosure deadline.