 is the real treachery. That's where the real danger is. And even though we may have spent 40 years developing the skill sets to have a budget, to live within our means and be able to put money away, that's not the same skill set that it takes to come down the mountain. So sometimes we have to shake up our routine and realize that this next chapter in our journey is not about growing the nest egg so much as it is making sure the nest egg doesn't run out.