 And we don't know what the tax is going to be until you take that money out and try to convert it into a dollar, and then you pay the tax. So as we've talked on this show many times, the problem is, number one, they don't understand the taxes, and number two, those taxes are uncertain. And again, I'm sure you've heard us talk about this, folks, but in 2025, at the end of 2025, these current laws expire.