 But probably what you don't want to do, if you want to create worry, yeah, just keep it in the market. If you're a saver, you will worry because that thing eventually will go down. It always goes down. I know it comes back, but we're talking about retirement, folks. If that thing drops 20%, 30%, or 50% like it did in 2008 and you're retired, I think you're going to have a problem. And I think a lot of financial people...