 This analyst that I was discussing, he was mentioning that this is the most concentrated the S&P has been since 1960s, even more so than in the 1990s, which I brought up, 1998, 1999, the dot-com crash that took place. In the 1960s, a very equivalent crash took place. Now, it didn't affect as many Americans because Americans weren't invested nearly as much then, but pension funds suffered.