 Must be 18 or older for Kentucky Problem Gambling Services. Call or text 1-800-426-2537. You have goals, and South Central Bank can help you achieve them. South Central Bank is announcing an 11-month CD with an annual percentage yield of 5.15% and a 25-month CD with an APY of 4.15%. Help protect your savings from market volatility by choosing the option best for you. A $500 minimum deposit is required.