 And 57 on Sunday night forecast brought to you by the SIU Credit Union. See them for great auto loans before you make your next vehicle purchase. Learn more at SIUCU.org. I want to thank my guest this morning, Jolene Fallis, joining us this morning. Jolene, you know, as always, it's a privilege to see you. Good morning, Tom. And Lori Longfield is also joining us this morning. Reed, SI, it's good to see you again. Good morning.