 Those thunderstorm and tornadoes contribute to about roughly a third of the losses from natural disaster. So it's not all hurricanes. It's not all wildfires. It's not all earthquakes. A lot of it's just wind and hail from a thunderstorm. Dozens of housing industry leaders, including the National Association of Home Builders, are urging Congress and the Biden administration to investigate the causes of spiraling insurance costs. I'm Kevin Bessler.