 Yeah. You know, you always want to be careful when you're making prognostications or talking about what's going to happen because nobody knows, including me. But then there's situations like this where it really is just math. And I think people get so used to going, oh, that's just somebody with a, you know, a gloom and doomsday. And you're like, no, no, this is just math. Unless something drastic happens with rates, there's no way you refinance this.