 I'm Dan Marker with Hickory Point Bank. Here's why Hickory Point Bank believes local ownership makes us the right choice for business customers. If it was raining when you went to work this morning, it was raining when we went to work this morning. If you're excited about seeing your kids and the school play, there's a good bet our kids are there too. Point is, local ownership means we live where you live, we experience what you experience, and we know that your success makes your town and our town an even better place to live and work.