 I'm Chas Holder from Holder Wealth Management. A successful long-term wealth plan requires more than just portfolio management. Choosing the correct investments is important, but it is just one piece of the puzzle. Many of us are concerned about whether we have sufficient savings for retirement. If our estate plans are protecting against taxation, can we afford to send our kids to college? Not to mention that just about every transaction, investment or otherwise, has some type of tax implication.