 Without credit cards, because the credit cards have become the slippery slope for you. They're kind of your your safety net. And I want Samantha to be my safety net. No life. And then I have I mean, and then honestly, Samantha, the car loan for the son. And that's going to be a really hard conversation. But it's but it is a hey, we're either transferring the loan in your name, son, or I don't even know. I wouldn't even do that. I think I would just sell it.