 thousand dollar house how much cash is that that you plan on putting down i would want to put down 600 650 tops okay 650 tops and that gets you where you want to be what what we would teach is the payment all in hoas everything taxes insurance is no more than 25 of your take-home pay so that gets you there that gets me to 32 3300 okay so where's so tell me where your wife is in all of this