 might have access to this benefit, just that knowledge, and that's why conversations like this are so important, can help change lives because that knowledge translates to power. You know that you might have access to something that could help you buy a home without needing to spend years saving a down payment, without the need for top-tier credit, with access to the lowest average rates on the market. And now you can start to really shop around and make the best financial decision for you.