 Don't wait to take the first step towards a brighter future. Learn what you can do to regain control of your debt. Visit NFCC.org today. You're listening to News Talk 1400 at 93.9 FM, broadcasting from the Pavlov Media. Light up your life fiber internet studio. Sign up today at PavlovMedia.com. The Bible says no discipline seems pleasant at the time, but it yields a harvest of righteousness.