 Exactly. And what then our underwriters do, and there is still a big human lawyer underwriting component for the simple reason that, you know, if you look at a case, there are three elements to underwriting it. There's will it win? How much will it win? And if they do win, can the defendant even pay it? And the latter two are really what we still need a lawyer to check for. So a lot of what the lawyers check for is,