 So I have no debt, no debt at all. And currently I'm making about $70,000. And I've got with this $50,000, it would be almost $100,000 saved up. Nice. And now that $100,000 that you have saved, over here we like people to have three to six months of basic expenses before they start saving an additional down payment. So would you say that is that $100,000 or is that other money that you have, does that also make up your three to six months of expenses?