 Life is life, and so you have to kind of be as best prepared as you can. That's right. I mean, you never want to take away from the business. So if I'm going to meet with a new business owner and they're really excited about their ideas, my goal is not to tamper down, to explain all these difficulties. Generally speaking, if by the time they get to see me, they have pretty well thought out. They have a good business plan. So having a business plan, knowing if you're going to be a single member or if you're going to add a partner,