 regularly investing going towards the 15 percent and everything so basically from zero to where we are is about 13 years correct wow that's what i want people to hear that's very doable that gives you a lot of hope so if you're listening and you're 50 and you think time has run out 13 years later you'd be 63 and be a millionaire if you follow the stuff that's it right there way to go y'all absolutely what do y'all drive