 I sold some land that was worth about $120,000 so I could use that as a down payment. So your mortgage is $230,000 or your purchase price was $230,000? Mortgage is $230,000. I put down $60,000. $60,000. What did you do with the rest of it? I have it saved away right now. I'll have to pay taxes on some of it because it was inheritance. And you have to have an emergency fund.