 thought about that in her case so um you've done really really well be careful be careful and don't um you know let's not be giving the government half our money and let's not be taking big risk with a self-managed account that would be the two tune-ups or answers to the what we think we're hearing in your situation and good question amy we appreciate you joining us the good news is is what she said is right if you do follow this stuff you'll be a baby steps millionaire