 When you're thinking about your ag lenders that work there with you at the bank and as they're interacting with farmers, and I'm sure you're the size of bank where you're still very active in talking to farmers as well on a daily basis, how big of a deal is that if I do have a projection where I'm at break-even at best or negative? I don't think any of us want to walk into a bank and say, hey, I'm projected to lose money this year. Right.