 The piles of overdue bills, the threatening phone calls, never having money to do anything. Sometimes it just won't stop. Well, if you're trapped in debt, our partners at Zero Debt USA will help you find the way out. They've designed aggressive new strategies to end your debt permanently. We like that they'll stand between you and the bill collectors. They'll negotiate with creditors to lower or even forgive what you owe. And they do it all without bankruptcy or new loans.