 a different socio-economic class who made conscious decisions or perhaps said, I'm not going to go into debt to go to college, would love to go but just can't. It's really not fair that they have to pay for somebody working in a big city and their advanced degree from a fancy institution. Well, that's 100% correct. And then you also look at the people who choose a school that's more affordable or work full-time while they're in school.