 That means you're going to take everything out but $1,000 and throw it at your debt snowball, and your debt snowball is listed smallest to largest. How much debt do you have, not counting a house? So we are just under $70,000. Okay. And so if we have $20,000 in the end of nine months, we would throw that at it with $1,000 less in the account for baby step one.