 My wife makes about $400 a week in a side hustle, and she draws $1,500 a month from her 401k. Last year, we got a HELOC loan for a home addition. So I still owe about $100,000 on that. I owe $20,000 on the mortgage on the house we're living in now that we put the addition on, as well as $20,000 on a car. We got about $1.1 million in retirement, and of that, $210,000 is liquid investments.