 You never, ever, ever hear stories about FINRA or the SEC breaking up some would-be Ponzi scheme or a Frinity fraud scheme or some scam happening at some church somewhere, getting people to invest in ridiculous annuities, whatever it may be. Never, never, never. You always hear about them after the fact. Here's an example. And the funny thing is they kind of almost brag about it, which makes no sense to me.