 Two is $50,000 for daycare for two kids. That's too much. I think we can universally agree among all the listener base. Yeah. Nope! It's too much. And then guess what? You've solved your problem. You don't have to borrow money. Dude, but seriously, if you say out loud in America today, I can't make it on $180,000, so I need to borrow money, just the fact that you enunciated that is a problem. This is The Ramsey Show.