 The only way you run your credit score up is go into debt. Why do you do that? So you can go into debt. So why? So I can run my score up. Why? So I can go into debt. Why? So I can run my score up. Why? So I can go into debt. It's a dog chasing its dadgum tail. And all you do is get dizzy. And then people walk around. And I was at a party the other night. And the guy goes, yeah, dude, but I have an 800 credit score. And I'm like, gee, bless your heart, man. It's cost you at least 100 grand in interest.