 Of course. You know, it's the same tips that I offer my friends, my family, my coworkers. First is only use Zelle to pay people you know and trust. And you can think about that of, you know, the way I describe it to my children, which is someone you know and trust in the real world. You know, that's a friend, that's a family member, that's a neighbor. Maybe that's someone who just completed work on your house. It's a great way to use Zelle.