 So should I do a 30-year mortgage and do maybe three extra payments a year? No, ma'am, do a 15-year. Do a 15-year. And then do three extra payments a year. I want you to pay it off, okay? I want you to do a 15-year, and I want it paid off before you retire. Yes, okay, that's my goal. Well, I mean, you've got 10 years if you retire at 67, right?