 And all appearances are he's a good person. I don't know him personally, but all appearances are he's run a clean ship and is obviously generous. So very cool, very cool stuff. James is with us. James is in Fort Worth, Texas. Hi, James. How are you? All better than I deserve. How are you all? Just the same, sir. How can we help? So my wife and I just got married four months ago, and we were looking at trying to figure out what to do to get out of our debt