 and credit scores will fall. And overall, this will create a sour mood in the economy, in the country. More than two-thirds of those surveyed say they have cut back on spending, skipped monthly bills, or taken an additional job. I'm Charlie Pellett, Bloomberg Radio. Newstalk 1540 KXEL presents the Bright Side Initiative. Every week, we focus on a local nonprofit and the work they do in our community.