 And the second day was finished up with the annual meeting and talking about the numbers that have been pretty ugly for Grinnell, which we are reinsured by them now. And what we do affects Grinnell, affects Holborn, and affects up the food chain for reinsurance. One of the things that we talked about, Ryan, is we've got 60 or 70 county mutuals in the state of Iowa. And let's just say that we raised a raise fee.