 People who are listening to this conversation and what's going to come next with a question may think that it's a repeat of an earlier conversation. I assure you, folks, we're speaking live on Monday morning, July 8th at a quarter past 10. But yet again, you've had to go to court regarding the Biden administration's illegal student debt, quote unquote, cancellation. Talk about the latest move and why, when they frame it as a cancellation, we should really put that in quotes.