 So it's a mess out there. But anyway, this guy, they do a great job. They're good people. And in this environment, they're going to get you the best possible deal. So I'm proud to endorse them in this situation. So very cool stuff. Natasha's in Tampa. Hi, Natasha. Welcome to the Ramsey Show. Hi, thank you. I'm excited to be here. How can we help? So basically my question is, when should my daughter get a bank account?