 Sign up for the free News Talk 1540 KXEL e-newsletter at kxel.com or text the word newsletter to 3192. An IRS reminder, beware of ads that promise you big money with the employee retention credit. It's a real credit, but scammers may tell you you qualify when you don't. Don't fall for it. Get the facts at irs.gov slash erc. Guilty Insurance Company, Western Agricultural Insurance Company.