 During these tough economic times, it's easy to lose sight of the importance of saving for the future. The National Foundation for Credit Counseling wants you to know there are simple steps to set aside dollars each month. The most important is reviewing all your monthly expenses and establishing a household budget. Need help getting started? Speak with a certified credit counselor who can help map out a plan for you. Call the NFCC at 800-388-2227. This has been a public service message from the NFCC.