 There are some things in life you just shouldn't do without, and traveling with travel insurance, it's one of them. It's not just for canceled flights, folks. Coverage also includes an array of items, such as trip cancellation, interruption and delay coverage, medical expenses and evacuation, translation services, passport or ticket replacement, lost or delayed baggage, flight or hotel rebookings, prescription replacement, roadside assistance, and more. They even offer 24-hour emergency services.