 get screwed and get a cosigner in the process of getting screwed because you've got a horrible loan and you just bought a car and desperately wanted that car for some reason so you're willing to do whatever because you're dealing with a subprime lender and they pulled in a cosigner and you probably paid too much for this car it sounds like on top of all that and so you know and all of that was because they saw you coming and you had that stink on you of desperation or