 But if your home has been damaged, the last thing you want is someone taking advantage of you. Contractors who show up right after a storm may be fraudsters, out to make a quick buck off of your insurance claim. They'll promise anything as long as they can get you to sign a contract and hand over a payment. Know who you're dealing with, and remember, if you didn't request it, reject it. To report fraud, call us at 1-800-TELL-NICB. A public service message from the National Insurance Crime Bureau.