 Tomorrow, maybe you'll need an auto loan or a home loan or you'll need brokerage services. And some big banks have taken it a step further. Capital One is at the sort of extreme of this trend, and so they're completely hospitality forward, and they have locations that are more cafe than anything. Which means sipping on a latte as you go about your banking business. Capital One now has 55 cafes in cities across the country. I'm Charlie Pellett, Bloomberg Radio. 37,000 soybean farmers.