 We often stress test those projections when they come in because it's pretty rare to see a poor projection, Andrew, especially on a new venture. But we do find that our farm customers tend to be more realistic than many others when it comes to that. So we take a hard look at them. We sit down and have a conversation. I think it's really important, at least from the banker and credit administrator side of things, we take a look at kind of a rolling three-year average, if you will, when it comes to profitability.