 I'm 37. We have a house, and we have two beautiful kids, and I've listened to your show for a while, and I know it's very centered around getting rid of debt, but I just want to be smart. I've never had this type of influx of cash flow before, and I just don't want to make any mistakes and set my kids up and obviously take care of us in the immediate. Yeah, that's very wise because this kind of a hit really could change your family tree if you're careful with it, so that's very wise, and