 $400,000. Okay. And you have any debt other than the house? No debt. Neither one of you? Neither of us. Excellent. And she owns a business, like a boutique type, well, children's clothing business, and she makes around $50,000 a year. But again, I'm not married to her yet, so I don't quite factor that in. Right. Okay, that's good to know. So the $60,000, that's yours. Are you calling that three to six months of expenses? Yes.