 And so we're pleased that we remain in an optimistic mindset. But as our board chair points out, we're clear eyed about the continued challenges that are beginning to ripple through Iowa's economy. We have been well insulated as an economy for many, many months here in the state of Iowa because our economy is so well diversified and our public policy continues to make us increase in our competitiveness. But we're not immune to some of those pressures, both nationally and internationally. And I think we're starting to see