 over the years. I did. A lot of people will talk about, you'll listen to some of these people on TV about setting goals. You've got to be goal-centric. You've got to focus like a laser beam on your goal. They do that by putting together your financial plan. Where are you going to be in 30 years? Which again, this is kind of an odd question if you think about it. Does anybody know where they're going to be in 30 years? How many know where they're going to be in 5 years, 10 years? Things happen.