 They do that, oh, I'm putting together your finance plan. Where are you going to be in 30 years? Which again, this is just kind of an odd question if you think about it. Does anybody know where they're going to be in 30 years? How many know where they're going to be in 5 years, 10 years? Things happen. You're going to be presented opportunities throughout your entire life. And you want to be able to take advantage of them.