 They don't take the whole thing. And rather than try to screw around with something for a 22-year-old, wait until they're 30, and these idiots in Washington change the law six times between now and then, no, I'll just cash it out, take my hit, and go on and go, hey, we paid for college, and we had a little left over. Life's good. Yeah, I agree. There you go. Hey, good question. Thanks for calling. So, you know, that's a very unusual problem.