 They have higher costs. However, the actual price you pay may be less. There are also state programs that can save you money. They'll offer the first year or two or 140 credits, I believe, of education at totally free cost for the community colleges, and then you can transfer to any of the state schools. Lisa Mateo, Bloomberg Radio. All states are subject to policy terms and underwriting. We know you love to text. It's a really great way to stay connected.