 This is a Bloomberg Money Minute. Macy's, the retailer with the star logo, is going to be a loan star. The company has ended talks with two investors who were planning to buy Macy's out. It ends roughly seven months of negotiations. They valued the chain at $5.8 billion and up. Macy's says it will embark on a turnaround plan of its own. If there's to be a payoff to going it alone, it won't be a quick one, helping explain why Macy's stock is down 12%.