 Barry, we're going to get to you next, and Lisa, we're going to get to you. I know you have an answer to my question of the day, which I'm curious to, so hang in there. Don't go anywhere. We'll get to you eventually. Because we were talking about whether or not pet insurance, you thought it was a good idea or a bad idea, or if you've had good experience or bad experience with pet insurance companies. I want to hear from you. If you call in and we get to talk, I will send you a great gift for your dog or cat. So what was your experience with pet insurance companies? Was it good or was it bad?