 The things we now call necessities in this culture. Sweet guy, you're a nice man. I'm sorry to make fun of you, but that's crazy. And y'all need to cut that out. That's not a good investment. Your children are precious, and yes, they're worth whatever, but you don't need to be nuts about it. And this is crazy, especially when you tell me you're talking about borrowing money to cover this expense, among others, because you've got, what, two kids or three kids at $25,000 apiece.