 Right now we have job growth, we have low unemployment, we have an inflation rate that has dropped from the big one, and wages are rising. Yet, if you look at the University of Michigan Consumer Sentiment Survey, which has been done for 40 years, this is the most pessimistic that people have ever been about the economy. So there's all kinds of theories, and we've talked about some of them, about why that's the case. This one is kind of interesting because