 The little Dutch boy can't plug the hole, and then when it all breaks, it's going to be systemic. It's going to affect every single area that I'm saying, unfortunately. And I hope I'm not Nostradamus when I say this, but I think I will be. It's going to affect the core of the financial system, and that's why there's many people out there saying much more than I, sounding the alarm and giving even more numbers and data to it, saying this is now at critical mass.