 But if you think about what they're spending relative to what the average folks are spending, if their net worth is 100 times, they're probably not spending 100 times as much. And the reason is because in many cases, they don't feel comfortable because they know they're taking principles. They're taking money off their balance sheet. Why? Because they're so long-term focused, they're looking to leave a legacy. But think about how unfulfilling that is.