 you know, whatever that percentage is every month, especially if you're out of debt and you have, you know, your emergency savings, you're doing 50%, 15% every single month, no matter what, if things are going up, if things are going down over time, that average is out. And we can look, you can look back on a 20 year track record, 30 year track record of the S and P 500. And you'll see, there are times where,