 denying permission to use it. Gen Z is in debt. That's according to new analysis from online marketplace LendingTree. Brian Shook has more. Among those living in the 100 largest metropolitan areas, the median percentage of Gen Zers with debt is just over 97%. The median non-mortgage debt of those Gen Zers is over 16 grand. The analysis showed that they were most likely to have credit card debt than any other type,