 But if you are in a position to help financially, it doesn't mean the uncomfortable conversations are over. Takeaway four, if you can give money, be proactive. Okay, so you've got your own budget squared away and you've got your circle of people you're willing to give money to. Chances are, if someone is in your circle, you have a general idea of what's going on in their lives, right? Check in when they've got something big going on. Here's Wendy De La Rosa again.