 So you may have a period of time where you want to spend money on fixing up the kitchen, on some collection items, collectibles, right? Like I said, you may spend some time where you want to travel a lot and do a lot of family things. And then it might morph to more legacy, taking that extra income and giving it to grandchildren, taking that extra income and giving it to a charity or something. So the key is it's really all about family.