 it you they should you should never do the withdrawal strategy never ever retire stay in funds and just withdraw three four percent every year we talked just recently about the four percent withdrawal rule and why it's so bad well the thing with the affluent is okay if you're worth let's just say a hundred million and you're taking a million a year well maybe that's you know one percent withdrawal you're gonna be okay maybe but then again if your comp if your money's tied up in company stock