 Visa.com slash subscribe. Promo code HANDLE. Matt Brown, Wes Reynolds here on a Sunday. We'll talk a couple more AFC South teams a little bit later. But it is always football season. And joining us now on the progressive guest line is Tyler Shoemaker. He's a Visa contributor. You can find him over on the Twitter machine at T-Shoe Index. He is the owner and proprietor and all whatever you want to call it of the T-Shoe Index ratings. Tyler, how are you doing, buddy? Good. Good to be here.