 Well, I think very concerned in a general sense. But, you know, folks know if they have some money saved or don't have money saved. If you don't have any money saved and you're getting ready to retire, it could be pretty rough here. But for folks who've been saving over the years, you know, hopefully it's really just about making the right decisions, optimizing the money, making it more finely attuned to where they are in life. The statistics are nationwide. But you know what? Each family is not nationwide. Each family is just one family.