 leading a rich life is really about having freedom, having flexibility, having choices. And when you take it out of principle, you feel handcuffed. You feel guilty for taking it out of principle. So you don't want to spend that money. So it's just like, you know, think about if you had to heat your home based upon, you know, the amount of trees by burning wood and the amount of trees you have on your yard, you know, you're going to be really careful how much