 They never see that legacy play out because they leave money to the kids in the trust fund. Well, guess what? They're gone already. So they don't see their kids and their grandchildren enjoying it. They leave money to charities, but they don't see all the benefit that it's done. It's too late. But if you're retired and you're just an average folks, you regular listener to our show here and you invest for income first, growth second, then you do have more income than you want in retirement being generated. Why? Because you're a good, responsible saver and investor.