 If that did happen, the stock market might drop 20%, interest rates might fall to 3%. I mean, that remains one of my bigger uncertainties, but I'm not predicting this. And I will be annoyed by the long-term Social Security solvency issues until something is done about it. I am concerned for Medicare and Medicaid costs and funding also. I am concerned that the federal government just keeps borrowing more money to pay increasing entitlement costs.