 But you need to take the first step because, quite honestly, folks, if you don't pick up the phone and call 302-330-2166, and next year you still have it and you say, what am I doing wrong? That's your fault. It's not mine. It's yours because you didn't take the first step. This is no smack your wrist or reprimand you if we made mistakes in the past because the last perfect person has died over 2,000 years ago.