 Keep the lump sum and pack. But if you have that extra income, now you get to do it in bits and pieces and really see all the good work. And that's huge. Absolutely. Yeah. Plus, earning passive income is more fun than working for it, right? Having to work harder to earn it. Very true. It's a lot more enjoyable. And that's why the enjoyment doesn't cap at a certain income level when you're retired and getting passive income.