 And we felt some kind of way about that. And it taught us a lesson because we didn't want to feel that way about them. They didn't like what lending money was turning them into, you know, constantly pocket watching their friends. Gifting money is a way of letting that money go, which means you can't be lording it over your friends as some sort of shit. For financial educator Berna Anat, a loan implies a sort of contractual obligation between friends and family that honestly she just doesn't want to get into.