 I think they could find it, actually, but that's just me. And why would they be so opposed to having Delawareans being financially literate? Who does it benefit if they're not financially literate? Well, maybe credit card companies, but then maybe not. I mean, if you rack up a bunch of debt and you don't pay it and you go into bankruptcy or something like that, that doesn't really benefit the credit card companies that much. I'm just wondering, who does it benefit if you're not financially literate?