 But when you have something that has a beneficiary named, it is not subject to probate. So the fact that the IRA has your wife named, not going to go through probate. Bank accounts are also eligible for what's called TOD, transfer on death beneficiaries, life insurance. But yeah, so your long answer, short answer to your question is, as long as a beneficiary is named, it will not be subject to probate. So very much appreciate the question, Bill.