 They do. And, you know, I think the biggest difference, Sarah, is that they the affluent are 100 percent net worth motivated. So they're not motivated by income. You get beyond that. The average person is motivated by income as they grow their net worth motivated and they think about legacy. So they're thinking. So first of all, what are they doing well and what are they doing poorly? The first thing they're doing well is they're thinking long term.