 That's pretty good because there's a lot of things that go into that working equation. One is the uncertainty. You know, Mark, you and I talk about this every week on the show here, Family First Retirement. Do you think taxes are going to go higher and lower? Let's take politics out of this. We owe $34, $35, $36 trillion, whatever imaginary monopoly money number you want to put in national debt. Right. Do you think tax will be higher or lower when you retire? We got to pay that monopoly money off some way, somehow.