 and of course you know made in the decision made in the context of all the assets that you have for instance if your social security is that average of 1900 a month but you have 25 million dollars in the bank i don't think it matters whether you take it at any age right so you've got to kind of put it in perspective here you know what's the totality of the financial picture for a lot of people social security is only a portion of their total financial uh income yeah