 Yeah, I've called it the education equivalent of predatory lending. So here's what scares me about the Pennsylvania bill. On the one hand, it's written, at least the current version as I've seen it, is written most similarly to some of the older voucher systems or voucher programs that both Robert and I cut our teeth on in the early days. These means-tested, targeted programs for kids that are at least ostensibly about trying to help intervene in an educational system that has failed them.