 James Locke. And if you are wondering ways that you can invest like the rich, the things that they maybe do differently that you're not thinking of, today's show is for you. We've covered some of the good things that the more affluent people do. We've covered some of the bad things and some of the issues. And we talked about really the main thing is no matter who you are, you don't want to be relying on withdrawing principle as your retirement strategy. Even if you have a bunch of money, if you are one of those people that has a lot of money, you do not want to be focused on that specific strategy.