 Because that's what this is about, really, right? Having each other's backs for most things. Earlier in the episode, I told you that there were two things our experts agreed on across the board. The first was to make sure it is a gift. The second is while you can and should help in other ways, you know, give a hand around the house, help budget, etc. The one thing you should not do is co-sign a loan. That's takeaway six. Here's Michelle Singletary with a story from when she was younger, early in her career as a journalist.