 Let's get into our Ask James question, because this has to do with one of those things that I've heard as well. So Diane from South Carolina, she says, I've heard how very wealthy people tend to be in a far lower tax bracket than the average person. Why is that? So, yes, that's a great point, Diane. This phenomenon does occur sometimes, and it's due to the structure of how very wealthy individuals receive their compensation and hold their assets.