 And how is that lifestyle feel? For most people, they don't want to retire with less. And I know, sir, all these crazy formulas go. You could retire with 70 or 80 percent of your income before retirement. That sounds good on paper. But the reality and what you're doing is expenses. I'm going to save. I'm not commuting. I'm not paying buying clothing for work. I'm not paying FICA tax. OK, great.