 use yourself as an example and hold each other accountable. And takeaway six, do not co-sign loans. It's too risky for both your own finances and the relationship. This episode of Life Kit was produced by Margaret Serino. It was edited by our supervising editor, Megan Cain. Beth Donovan is the executive producer. Engineering support comes from Ted Mubane. I'm Andrew Limbaugh. Thanks for listening.