 I want to buy a nice car. You get a nice car, and that's okay. Now, Justin and I need to save for a house. How do we save for a house? Okay. And then it's always that next thing, which is only a few years out. So if young people could learn to think toward retirement right out of school, that would be great. That's long term. So you don't have to think like the affluent intergenerational that is for the affluent, but you at least have to think about, hey, your own retirement.