 And we're going to continue along that track. Before we do, though, I do have a couple announcements. We do have a giveaway today. This is a white paper that we have produced called The Timing of Market Losses. It takes you through various different scenarios and what happens if you lose money early on in retirement. It's really a very well-written piece, and I think it's worthwhile to add to your financial library. So if you'd like to get a copy...