 And usually when you're at that level, the stakes are a bit higher, right? You know, it's not the average person, so it's easier to potentially lose it all. But I think the overriding message, especially from today's show, is whether you're a billionaire, a millionaire or an average person just trying to plan and save for retirement, going with that income first, growth second approach is always going to be better than going with that engineering income, trying to withdraw money to pay for things in retirement.