 We're going to start seeing what your retirement dreams are, what your desires for retirement are, how you want to go forward in retirement. And then we'll start planning how we're going to accomplish your wants, needs, and desires. If you've saved, accumulated, squirreled away $200,000 plus for your retirement, and that could be in a TSP, Thrift Savings Plan, a 401k, a 403b, savings, CDs, managed funds.