 President Obama threw it all out. Yeah, because it would have died a political death. His own commission's recommendations. Yeah, because anybody that would have dared to lead and take those actions would have paid huge political prices, especially with the way they would have been portrayed. All right, final question with David Bonson, Bonson Financial Group. By the way, he's got a great book called Full Time, fulltimebook.com if you want to buy that.