 The difference between them is in a number of areas. But ultimately, someone held to the suitability standard can suggest you do things if they're merely suitable for you. Whereas someone who is held to the fiduciary standard may only suggest things that are in your best interest. And it's a much different legal standard. So someone who is a salesperson is probably knowledgeable about what they're selling. But as long as it's suitable to sell it to you, they can.