 Those disaster recovery areas are set up to help folks out that had damage from the storms. Now, even if you didn't get money from your insurance, there may still be grant money available for you. There may be loans available for you. There's a lot of help that the folks at the SBA and FEMA can give to you, but you need to check in. And why are they asking for you to submit photos even if you don't think you're going to be getting any money?