 And you're saying we have to foresee it. How about this? What if we get a weird, weird, like a hurricane coming in? Which we got once, I think a few years ago, we got the remnants of a hurricane. Are you ready for this? For the first time in 100 years. Well, you should have known that a hurricane can come. It happened 100 years ago. You have to tell me about that. I mean, this is foreseeable, Elaine. That's what you have to talk about here.