 I'm telling you the answer is you have to dispute it. That's the only way around that. Now, you can sue the credit card, the rental car company, for the $3,500 in small claims court, yeah. I mean, you can give that a shot. But you better look at the contract that you have with the rental car company. There's a lot of small print on there, and you'd be surprised how little power you have. But in the end, yeah.