 Dear Rusty, I'm a 77-year-old married male. I'm retired and I started drawing Social Security at age 66 and my monthly amount is a little over $3,000. My present wife is 52 and she's working and we have been married for 22 years. I also have an ex-wife who is 85, not married and drawing Social Security. My ex-wife and I were married 13 years.