 not a uh you keep the profits and uh somebody else will pay you for your losses type of system but that's how it is with banks thanks to the fed and so the argument is not that complicated but uh we just need to do better job and that's one of the things my organization the music institute is what they're doing we have a documentary coming out in october about the fed it'll be available online for anybody who wants to see it well what's it called uh