 Applegate's patients are mostly low-wage workers from the area's hotels and restaurants and ski resorts who are uninsured or underinsured. If you have no insurance at all, we'll see you. If you have huge copays, we'll see you. Applegate relies on others in the area, cardiologists, orthopedists, to see patients who have more complicated medical needs. He used to refer them to specialists who would see them on the side and not charge them, even if their non-competes didn't allow that.