 Sure, Pat. Both last year and the first half of 2024, the Magnificent Seven Index, those seven bigger tech-oriented stocks, have dominated the market, most notably NVIDIA, the chipmaker benefiting from the optimism around artificial intelligence. These seven stocks now make up over 30% of the market based on values, so when we consider the S&P 500, which is cap-rated, meaning the bigger companies count more, this index has posted some good returns. And when an investor happens to