 not available in every state subject to terms and conditions rating factors and savings vary and in some states your rate could increase with high risk driving all state fire and casualty insurance company and affiliates northbrook illinois hi i'm april rose and we all know about the speed of sound but have you ever thought about the sounds of speeding if you drive over the speed limit there are lots of sounds that you might hear you could hear the sound of your vehicle crashing the sound of first responders desperately trying to save you you