 According to the U.S. debt clock, in the time you hear this commercial, our nation's debt will go up by $1.5 million. That's more than $2 billion a day. Right now, our debt is over $34 trillion and climbing fast. The question is, how do we pay it off? One of the most likely answers is increasing taxes. Now think about your retirement accounts. Do you want to pay taxes on some of that money now when rates are historically low or later when rates are potentially higher?