 that'll help you create this budget income minus expenses should equal zero a zero-based budget every dollar should have a job and you're going to get to work and over the next 18 to 24 months you're going to bust it to get to a place where these kids see your sacrifice and you can put food on the table without having to worry about anyone else yeah less than one month i want a thousand dollars less than a month later i want two of these credit cards gone and so you're going to list them