 Do you know exactly what's going out, what's coming in? Do you know what kind of income you'll have in retirement, Social Security, pension? Are you lucky enough to have one of those? Do you know where you are? That's really the biggest part of this. Don't guess. Know where you are. 479-777-8966, again, is the number. There is no cost, no obligation, no pressure to chat with Carl and the team at Chastain Financial Funds.