 think about in terms of a near or intermediate term spend? Are you thinking like, do you need a new car? Do you need anything that would mean that we should pull the money, that cash out of that account? What do you think you need? I mean, to be honest, no, I'm honestly pretty like not frugal, but I'm very particular about what I spend on. I actually don't spend a lot on myself. So that's the thing is like I'm trying to figure out with this savings account that I have through a big bank where I'm not getting a big interest