 If you go into a hospital or skilled nursing facility after one benefit period is ended, a new benefit period begins. There's no limit to the number of benefit periods you can have in a year. Then there are copays based on how many days you're in the hospital. Skilled nursing facilities have daily copay amounts as well. Hospice care and home health care are covered at $0 copays, and there are coverage restrictions for each that can be discussed in a one-on-one meeting with either Bruce or me.