 qualified accounts, and I can only speak for IRA annuities, and I can tell you, and I get this every April. I get this. I get calls from February, March, April, then again in August, then again in October, and people say, well, my accountant wants to know, and my tax preparer wants to know. I said, did you take any money out of your annuity? No. I said, well, then.