 The more you start with, the quicker you can get there. But I found in general that the more you start with means you probably had a pretty good job if you could save up enough money to have a good chunk of money. And those who don't have any money probably don't have that good a job or they live way above their means and they can't save any money anyway, in which case it's very difficult to replace that kind of lifestyle. Because the type of people that