 Can I live from this point forward the life that I'm looking forward to living if I have the amount of money I have set aside? If that answer is yes, I don't care if you're 20 or you're 80. You can retire. I actually had a client several years ago. We were having the conversation, and I said, okay, when you're ready to retire, what's the one question you want to answer every day? Every day, one question. What is that question you want to answer?