 Advertising by marketing entity Zoom Reverse. A reverse mortgage is not a loan and not a government benefit. Mortgage will be on primary residences only. Homeowners must live in the home and pay all taxes, insurance, and maintenance. Zoom Reverse is not affiliated with any state or federal agency and does not provide reverse mortgage advice or help. Are you over 62? There's a U.S. government-insured mortgage program for homeowners over 62 that can give you money for retirement, medical bills, travel, whatever. It's Zoom Reverse, a safe, flexible mortgage. You decide how much you pay back each month.