 Hey, guys, Dave Ramsey here. Join me and the Ramsey personalities as we give you the tools and motivation you need to win in the areas of money, career, and more right here on The Ramsey Show. Listen on KRDO Newsradio weekdays at 1. Open phones at 888-825-5225. Jason's in Kansas City. Hi, Jason. How are you? I'm good. How are you? Thank you for taking my call. Sure. How can we help?