 I'm going to encourage you to stay tuned in the next segment. I'm going to share some thoughts about what you can do because these very things that I've talked about with the Warren Buffett indicator being at all-time highs, delinquencies, charge-offs on bad debt starting to make significant increases. Is the Fed going to reduce interest rates or not? That's kind of an open question. How do you protect yourself from these kind of things? I'm going to encourage you to stay tuned in the next segment. We'll go into it.