 What's that old saying? There's two guarantees, death and taxes? One of them you might be able to postpone, but the other one you can't. Yeah, the time's up, the time's up. All right, let's talk about everything regarding mortgages, interest rates, where are things headed. The Fed, it's doubtful they'll do anything this month, although there is time to do so, and some of the numbers that have been coming out of late would make them think really hard about what do they do this month.