 Bet he can't say that in reverse. Debt. We can all get in a bit too deep. Members of the NFCC, the National Foundation for Credit Counseling, can help you put debt in its place. Credit cards took charge of my financial life. An NFCC credit counselor helped me get back in control. I took charge of my debt. Student loan debt followed me wherever I went. My NFCC financial advocate taught me all I needed to know. I mastered my student loan debt.