 very liquid, right? And so people say, well, I'm only going to make 85 bucks a month. The fact that you're even making that is great. I mean, we talked about where rates were like three years ago, you weren't making anything from having money in your emergency fund. Now folks, it gives you an extra thousand a year with $20,000 in there. And now you have a liquid emergency fund. That's FDIC insured, right? Up to 250,000.