 So can you make money in Wall Street? Absolutely. Can you lose it all? I don't know. Check with people in 08 and 09. Check with those that are still alive from 19, 29, and 30. Of course you can lose it all. I got people that came to me after 08 and 09, too late, because they didn't listen. But they came to me later and said, man, we lost 50% to 75% of our retirement.