 through one of the worst real estate crises we've ever seen. Well, a little over a decade, but 15 years. You wonder why I have the 15 to 20-year rule. Look back over history. I can show you the charts. If you hold real estate 15 to 20 years, you won't get hurt. If you try to time the market, you'll get crushed. And that's what people are doing right now. They're trying to go, oh, I'll just get out now, and things are tougher.