 Sunday mornings at 7 on KRDO Newsradio 105.5 FM, 1240 AM, 92.5 FM, and streaming live at krdo.com. You're listening to KRDO Newsradio, and it's our distinct pleasure to welcome into the studio our guest for today, Greg Budwein, who has assured me everyone calls him just Budwein. Just Budwein. Thanks for having me.