 Yes, I started one, but they need the insurance. So your renter's insurance, now this kitchen fire, was it your fault? It was an accident, but we weren't home when it happened, so we tried. I still haven't done it yet. I may not have phrased that the right way. An accident is your fault if it started in your kitchen with you, unless some, like, for example, where it wouldn't be your fault. A squirrel gets in and does something, or...