 It's not rocket science. Make a budget and stick to it. Get the tools you need with The Ramsey Show. Weekday afternoons 1 to 4 on KRDO Newsradio. It is 7.15 on KRDO's morning news. Dan Kosho along with Shannon Brynjus. Good to have you with us. We're going to check in with KRDO 13 Scott Harrison joining us in just a few minutes. He's out near Calhan. There's a 76-year-old bridge that's going to be replaced.