 And that's $15,000 in our example here today. And then you have to turn around and pay out of your $50,000, $15,000 about the health insurance company XYZ. Why? Is there a way to beat this? So, Brad, let's presume in our example today that $50,000 was the policy limits of the outfall party. And your case is worth much more than that. And it's usually the way it turns out.