 I mean, I get it. Some are very easy, pretty simple. They got a W-2, et cetera. And then there's guys like me that are a pain in the neck. And I understand that the workload is much more on somebody like me than it is somebody else that's just W-2. On the same token, I feel like, and maybe I'm wrong in this, but I've done enough house deals where I think I'm pretty accurate in this, Kurt. You, at the end of the day, with somebody like me, are doing more work than the realtor in the transaction is because of what you have to do to get me approved.