 This is Good Morning NOCO with Brian Carey and Tanner Schwindt on Northern Colorado's Voice. 103.1 and 1310 KFKA. Tracy Axton, FMS Bank, joining us this morning. Good morning, Tracy. What are those rates doing here on a Tuesday? You know, rates hanging out. Starting to see a little bit better pricing. We're still just right below 7% on the 30-year fixed rate.