 choosing may or may not be FDIC insured and most likely aren't. And if they are, how? Is it collective or is it on an individual account basis? And I would be looking at some of those things to make sure that that's dialed in. Again, Ready Radio, we try to prepare you for all of the what ifs of life, not just end of the world stuff, but just day-to-day things that involve you and your life and your family. And if there's