 is credit. What should I be doing now to make sure my credit is in the best possible shape? You have got to pay everything on a timely basis. That's the biggie. I mean, so many people, they pay their bills, but they don't pay them by the date due. They'll say, well, you know, this is when I got paid. Well, you've got to pay everything by the date it's due. And you don't want to start closing credit cards.