 He says $1,000 a month starting when I'm 65. I'm 60 now, starting when I'm 65 for the rest of my life. Okay, so that's $12,000 a year. And so the amount of money that would take to create that would be $100,000 at 12%. Okay. Okay, so if you had $100,000 invested at 12%, that'd be $12,000 a year, right? Right.