 It is presumed. Those are the legal words of art. That's a very powerful thing in the statute. It's presumed you were not made whole. It was presumed you were not paid enough money for your injuries. And that would include your medical bills. So then you can send out the notices letter notices to the insurance company. This is called a 60 day notice and you give them 60 days to object. Right. And there's only a specific way they can object.