 What can we do around our homes before a storm hits? Well, you don't want to find out where your insurance coverage is after a hailstorm. You want to make sure that you're reviewing your insurance coverage now. Know that flood insurance is usually not covered in homeowners policies, but you can get flood insurance for any address. Be sure that you know what your coverage is and that you're happy with that coverage and you know the process for making claims before the storm hits.