 Okay, slice of the pie number four is next. Let's talk about what happens if you don't fit into one of these slice of the pie that we covered. The bottom line is that you're going to pay 100% of the cost of the care that you receive outside the United States. If you don't have anything that covers you, whether it's a limited amount or limited radius from the United States or whatever it is, you're going to pay 100% of the cost. Yes.