 mom is comfortable financially my parents were good savers and investors and she has very few expenses she lives easily off social security and my father's pension he worked in the state for 43 years she has several hundred thousand dollars in various retirement funds but to date she's not needed those funds i presume you mean chris that she hasn't had to take a big chunk out beyond her required minimum distributions because if they are retirement funds i know you're probably doing it sounds like you're very on top of this okay