 Even pay nothing. The monthly payment is totally up to you. Use a Zoom Reverse to pay off your mortgage or tap into your equity and take the cash. You decide how much to pay back. And remember, it's insured by the U.S. government. As long as you want to stay in your home, it's yours. 62? Own a home? Find out how much you can save on closing with a Zoom Reverse. Call 888-283-3401. 888-283-3401. 888-283-3401.