 Sponsored by Annuity General. Producers have the appropriate licenses for the products they offer. Increased income is possible using strategies suited to your goals and may require buying multiple annuities and holding them full term. Are you paying too much for term life insurance? There is a tremendous price war in the term life industry. Rates have dropped dramatically in the past few years. For example, a man aged 45, non-smoker, can get $1 million of coverage for $75 per month. Level rate for 10 years.