 What does the rate need to be for you to buy your next home? Let us help get you ready by maximizing your credit score and increasing your buying power. Take AIM, 720-895-0500. You're a locally owned and operated mortgage lender in Colorado for over 23 years. 720-895-0500. That's 720-895-0500. 740 FICO, 80% loan to value, $400,000 FHA loan. 6.507 APR, NMLS 217-147.