 VA is the only exception. And here's where VA has really stepped up. They came out the other day that if a veteran wants to buy a home, they will finance the buyer's compensation. Okay. As long as it's reasonable. We haven't got the number. It's reasonable. Yeah, what is it? Half a point, one point, two points? What is it? I think it's going to be one to one and a half. Okay. Because they only allow me to make 1% on a VA loan. And I'd say that's reasonable. Make the choice. Yes, I will or no, I won't. They're telling you. I'm a business person.