 Am I wrong? I don't know all the work the realtor does, but it's three times the amount of hours you put into it on a self-employed. You've got to recheck the paperwork. You've got to have more paperwork. You've got to know what lender you're going to. You've got to know what program. There's so many more things. Well, if I take it to this lender, can I count this? Can I not count this? Right. There's so much more you have to know on a self-employed. So my point is, going back to the original comment we made a moment ago,