 We're not doing anything until we get this mess cleaned up. Because you guys have been spending like you're in Congress for what, 10 years? How long have you been married, 10 years? Four years. Four years? Oh, my gosh. You guys did this in four years? Or did you get started early? Well, I mean, the student loans is all my stuff. How much is that? How much student loans? Unfortunately, $80,000. Okay. Well, that is the biggest portion, not the credit cards. And then the HELOCs. HELOC is how much?