 that you have not been made whole, that you didn't get enough money from the other side because they didn't carry enough insurance to make you whole for the injuries you received. Under those circumstances, you can then send out a letter. It's got to be very specific. It's got certain elements and certain information that has to be in the letter. You can send out a letter to the insurance company, which you have to do within 60 days of getting your money.