 Paying $1,000 a month for insurance in Hawaii, that's the barrier to entry there in Hawaii. Do the math. That's what math says, right? Illinois, you got to make $80,000 a year. Obviously, there's a lot more affordable places in Illinois than Chicago because my sister owns a place in Chicago. Cook County, highest tax county there in all of the United States is Cook County. And my sister pays $15,000 a year on her $700,000 house.