 But, no, I don't bank at a Chase or a Citibank or whatever. No, I find local banks that I can work with where when I walk in, the teller knows my name and takes care of me and whatever it is, and, yes, I still bank that way. And I would not bank any other way. As much as there sometimes is a downside to a smaller bank, and some of you listening may know what I mean by that, I won't bank at the big conglomerates for various reasons.