 that would be my caveat i think if you want to make this move to be close to family that's fine but don't let it slow down your snowball progress knocking out this debt or let me yeah let me say it this way you're not going to be the help that you can be and you want to be to your family members if you move across the country and ride up and you're barely able to make rent and you are stressed and you're sick and your marriage falls apart too