 Well, what if my kid didn't need it? Doesn't matter. He's got to take it. He's got to pay the taxes. Well, what if they want to defer that? Can't do it. $2 million got to be gone within 10 years. And that's assuming it never grows in that 10 years. It could be, if it's growing 7%, $4 million by the end of that time frame. And again, government getting paid. But if you're able to do those conversions...