 They want their money to be where they want it, when they want it, how they want it. But ask yourself, when you're invested in stocks, bonds, mutual funds, commodities, or variable annuities, how can you ensure this level of control? How can you dictate where your money should be and how it should grow? It's also worth considering the role of your financial planner or broker in this scenario. Are they making decisions that benefit you or are they more focused on where they want your money to be?