 well yet you know this is uh... you should probably call joe biden's if you can get on the on the list for uh... credit card relief because uh... that's probably the next step it won't be right because he won't even come at the banks that way because of the federal government now that's another angle maybe you never know i'd just imagine if the biden ministration would say you know what that's how we're going to handle things we're gonna help americans with it's not bankruptcy folks we're gonna do it we're gonna call it