 that this guy's doing all this. He goes on and says, Mr. Settler is 64 years old and pays himself $75,000 a year. All right, you can't pay yourself something by owning real estate. That is dumb, dumb, dumb. Why would you pay yourself? If you pay yourself, it becomes salary. Then you owe income tax and Social Security and Medicare. So either the guy writing the article is a complete idiot, which is probably true,