 I don't know, but that's how insurance works. I know how it works. You put money into the pool and then the pool pays claims. Yeah, I know. So your premiums might go up. Yeah, they're definitely going to go up. That's what I think. I don't know that they're going to go up as much as the pundits are saying, though. I shouldn't say that. I shouldn't say definitely. Well, according to everything that we've heard, it is almost a definite that they're going to go up. But by how much, I don't know. You know, we like to make these predictions or the people that we work with like to make these predictions. And we're not going to know until we know.