 Yeah, yeah, and that's what, you know, people get frustrated with insurance, and it's just like everything else in this world. You can get frustrated about it, but that's not going to change the way it is, you know, if that makes sense. Because it basically, I mean, that's what I'm here for is to help people understand it's something you pay for that you need to have, and you're going to use it eventually and get some use out of it.