 And I just feel like having that relationship, like anything else that's out there, means something. Does it mean that I'm going to get my money any faster than somebody else? Not necessarily, but when you've got a relationship with a bank, it's a lot different than just being a number. So my advice also, especially those of you that are self-employed, is make sure you're banking with somebody that you can walk in and talk to and have a relationship with and not just be a number.