 yes right he swipes the debit card it comes out of the hsa and away you go right yep exactly yeah or you could transfer money electronically out of your hsa into your bank account your checking account if you're just making sure you keep the proper receipts to document that that was an actual health care related expense right that that's correct but the key there too that's another one i want you to talk for a moment because some people will make sure i say this correctly