 And things like that. But the car payment is a really big one. You eliminate a car payment of the average car payment is like $700 in the United States now. It's like you eliminate that. I mean, holy smokes, you can start putting $500 or $700. You're going to be a little over the top for like your Roth IRA allowable contribution. But you could put like $500 of that a month into your Roth.