 Right. And we had that conversation when it was time. Yes. The point I'm trying to make is don't let anybody scare you into or out of a plan because you won't have travel coverage. That's right. It's not true. You're going to have travel coverage. And just like you and I went on a European cruise, if you're going to go on a European cruise, the cost of the insurance that you're going to buy is a minimal cost as related to the full cost of the round the world trip that you're taking. So