 I hear it all the time. I've listened to you for five years, six years, and I just decided. Because something all of a sudden strikes you, and then you start. And then it happens, and then you're retired. As opposed to the people that are sitting here going, man, and this is really the kind of questions we get all the time. I've messed up everything in my life financially for the last 40 or 50 years.