 First thing I want to lead off with, I just got new insurance on my primary residence. And last year I was battling trying to, you know, get a rate that worked with my budget and, you know, the deductible, all this. And then the company said, hey, we're not going to insure, you know, houses, your bill, blah, blah, blah, blah. And Austin re-quoted me this year.