 The only reason I'm saying that is it's a much more efficient way to invest. Right. There's no tax liability in doing that. You know, you're going to have a second kid. So as far as I'm concerned, you know, if if you told me you guys are putting away, let's say let's say it's about you said 500 a month into the 520. The brokerage accounts ends up being about five or 750 a month.