 Here's nationally syndicated radio host and best-selling author Dave Ramsey with today's Ramsey Reality Check. When we said we don't borrow money anymore, once you draw that line in the sense, I don't borrow money, from then on you have to prioritize your life. Because there's never enough money to do everything you want to do. Because as soon as you have more money, you have more wants. Most of them are wants, they're not needs. Most things that you spend money on, I spend money on are wants. Dave Ramsey, weekday afternoons at 1 on KRDO Newsradio.