 So for Venmo folks, just think, by the way, Charlie, all of the millions, probably hundreds of millions of dollars that Venmo gets to keep at any given time, and by the way, they'll tell you right there they don't pay interest. So just think about what they get out of the money they're holding for people and the interest they're able to make on that, even if they've got it in a low interest bearing fund somewhere that that money's being transferred back and forth through, just the float alone on it would be huge.