 But let me give you kind of the basics. The first thing they talked about was don't borrow from your 401k until you look into all the rules on how to borrow from your particular 401k. So there's IRS rules and then there's going to be rules also for your particular 401k that the matching may change. You may not be able to do contributions while you have a loan out. There's a lot of little things that you need to know.