 Good morning. Welcome back to the Bell and Pollack Legal Show. Gary Bell, Brad Pollack. Since 1984, when we formed our law firm, we've had the vision of helping injured victims and their families. And we've done it many, many times. And yes, we could go through all our verdicts, and yes, we could go through all our settlements, but we don't normally do that because what we want to do is give you the important information that you need to navigate this insurance maze, beat the insurance company on your insurance claim,