 And it's true. There is a medical rate of inflation. There is a regular rate of inflation. It might be 5%, 4%, 3%. The medical rate of inflation might be 11% because the medical costs go up, the cost of drugs go up, the cost of medical treatment skyrockets. So don't you think that you'd want to build that into your claim if it fits, if it is appropriate? The answer is yes, you would.