 Yeah, pretty much because even their emergency funds, they don't even have them in a high-yield savings account, just little things like that. And I feel like I've said all I can say without really touching the relationship. Oh, you probably have. Right. Okay, so their emergency fund is where? Just in a regular savings account. And let me preface, too. They both have no debt other than their very modest homes. Okay. So they're following the basic principles that way.