 lot of businesses are going to be declaring bankruptcy i think that's happening we're seeing that with places like red lobster you know things that you think there's always a line outside the door yeah red lobster you're seeing that with retail places too with macy's closing uh what like 160 stores something like that this week so a lot of those things that we thought were institutions that were just always going to be around absolutely so that's what i'm going with like we may see all the amcs for instance and that's not an actual prediction but something like