 Oh, absolutely. I mean, at six, seven percent rates, Bill, and say you buy a half a million dollar house, the median or average price, and you are one of the few less than 10 percent that can put 20 percent down. A four hundred thousand dollar 30 year mortgage at six point seven five percent is twenty six hundred. So by the time you get to escrows, your median house is going to cost you three thousand dollars a month in payment.