 We've got to talk because the bottom line is, and I hate to make it this blunt, but we're going to sue you when you hurt somebody. If we don't, somebody's going to sue you. There's going to be a personal injury lawyer who's going to sue you when you hurt somebody. And we're going to talk about it here after the commercial. But the bottom line is, is that this is something that your insurance is not going to cover. You are not going to get insurance for this. You're not going to get coverage.