 But you're going to have medical treatment. And so what's the cost? Here we go. What's the cost of this medical treatment in the future? Reduce the present value. Well, we have the regular rate of inflation, but we're also going to be talking about the medical rate of inflation. Because as we all know, medical bills and medical charges seem to go up, rise, and escalate faster than the regular rate of inflation. Did you ever think about that?