 grainger.com all right when it comes to getting life insurance for your family a lot of excuses can get in the way but ask yourself this if something were to happen to me who would pay the mortgage the kids education and the other bills then forget the excuses and check out ethos life the online easy way to get life insurance in 10 minutes ethos has rates that you can afford like a 500 000 policy for a 40 year old male starting at one dollar a day or 30 a month with a few health questions and no medical exam