 103.1 and 1310 KFKA. Tracy Axson, FMS Bank, joining us this morning. Good morning, Tracy. What are those rates doing? Are we still declining? We're still, yeah, holding steady this morning from yesterday. But, yeah, the 10-year bond's declining a little bit for us. So, yeah, hanging out just under 7% on the 30-year fix. Woo-hoo! Yes, very good. And lower sixes on the 15-year fix this morning. So, yeah, we're finally moving in the right direction. So...