 Yeah, and it's one of those things, too, where people go, oh, well, you know, it sucks. Well, you don't have a choice because the majority of people listening to this right now have a mortgage. So guess what? You have to have insurance. Just like you want to drive your car, you have to have insurance. So for a majority of you, it's like there's no if, and, or but. You have to have it. It's just whether or not you're going to shop it and try to have it.