 You can get that book free. It covers things like rental cars, UIM coverage, med pay coverage, what do they all mean, how do you coordinate with other benefits like health insurance. A lot of questions answered in that book, and it's free. We also published another book called Legal Game Plan. You must have a strategy against the insurance company for the at-fault party, the one who hits you, who creams you, who sent you to the doctor or sent you to the emergency room.