 And every time they did it, there'd have to be thousands of dollars in charges, right? I think I've refinanced once or twice. It's about $4,000 to $5,000. Maybe they're all waived. And I don't understand how that isn't a little bit of a red flag for the sitting president in this story. Daily Mail, just Google Joe and Jill Biden mortgages. They have a long list of the mortgages. They have about 19 mortgages.