 I don't know who Venmo's bank is. I also would highly recommend you don't keep much money there. Just my own opinion. Non-banks keeping your money, I would not do. Now, I have not looked to see who's behind Venmo as far as the bank end of it goes. Charlie, maybe you can look that up and see is Venmo an actual bank or who's backing up Venmo on the actual financial end of things. Outside of my own bank, though,