 The online easy way to get life insurance in 10 minutes. Ethos has rates that you can afford, such as a $500,000 policy for a 40-year-old male starting at $1 a day or $30 monthly with a few health questions and no medical exam. Get your free quote right now at checkethos.com. That's checkethos, E-T-H-O-S.com. Not available in all states. Rates do vary.