 You know, and if we do, probably in two or three years, I'll be having shows on self-insuring your property, as tough as that is to say. But, I mean, there is some ways to navigate our natural disasters here, the hail, because you can go, all right, I'll self-insure my $400,000 rental, and the roof's going to cost me $15,000 to put it on, whatever. If I get a hailstorm once every five years, I got the money to –