 Nice, steady income with very low volatility and risk. And so it's what you don't know that hurts you more than what you do know. And these are the things that are in your blind spot that we work with all the time and been working with clients and educating clients over the years and giving them access to these tools because the wealthy do things differently. And that's what we help people do. We want people to do things differently so they get better results and better outcomes.