 yeah agreed completely and then uh this one's about money which i thought was really interesting three strategies to save more money in 2024 and uh this this article goes into a fair amount of detail of what we've been talking about which is people are living paycheck to paycheck building up more and more credit card debt and they say they can't save um at all and uh this person this counselor presents three strategies uh the one i love this is so funny it's the 52-week savings challenge