 If you're a homeowner 62 or older, a Zoom Reverse Mortgage from Hartford Funding may mean more cash for your retirement years. Because with a Zoom Reverse Mortgage, you can tap into your home's equity and use the funds for travel, medical bills, or to pay off high interest debt. With a Zoom Reverse, you may be able to pay off your current mortgage and get a reverse mortgage that does not require monthly mortgage payments. You can set your monthly mortgage payment at whatever amount fits your budget.