 No obligation to enroll. Not all plans offer all of these benefits. Availability of benefits and plans varies by carrier and location. Deductible scope-based coinsurance limitations and exclusions may apply. Enrollment in the described plan type may be limited to certain times of the year unless you qualify for a special enrollment period. Hey, it's Joe Pag, Sir Greater Danbury, proud to lead off the WLAD Weeknight Talk lineup at 6, followed by Ramsey, Rich Valdez, and Red Eye Radio on 94.1 FM WLAD. I bet you there's a delayed impact factor going on with former President Trump.