 Stock index futures have turned up on the news. Dow, S&P and Nasdaq futures all up in the 2 to 3 tenths percent range. Citigroup is still too risky a company. That's the assessment of the Federal Reserve and another bank regulator. They're fining Citi $136 million and telling it to speed up an overhaul to make sure the, quote, too big to fail bank can fail if some emergency were to arise without bringing down the U.S. economy.