 It's an option that I feel may be a fit for this caller thinking that they want to see growth. They don't want risk associated with it. And I'm assuming they want to use it at some point to help their retirement. It's just one of many different financial products I can help you understand. But just know there's portfolios out there you've probably never heard of that can do what you want to do. And I can help and explain them all to you to make you feel more comfortable.