 who delivers the first part of a semiannual economic report to Congress this morning. And we'll see if he says anything new about the future direction of interest rates and whether or not the Fed is more satisfied that inflation is coming down. Bond yields are edging up a bit before that testimony. The yield on the 10-year note, nearly 4.3%. Oil down this morning. Gold is holding steady. While we have European markets down across the board, Asia was mixed in overnight trade.