 That's right, and that's why even when we manage money for our advisors that are around the country, our income specialists, the core is typically bonds and preferreds. And then each advisor, in talking with their clients, can determine how much of the other things to add on, right? How much you want to add on in terms of BDCs, business development companies, how much you want to add on in terms of REITs, or even international bond exchange-traded funds. We didn't even talk about those to Patty. Yeah. And of course, to add on how much in high-dividend stocks based upon...