 We want to travel. We've got about $100,000 set aside in T-bills. We told our kids that if there is any inheritance left, it will probably be equity of whatever real estate is left after we die. Okay, we have roughly $4,500 in monthly expenses, and I'm putting away 50% in a pre-tax 401k, keeping our tax rate low this year to help transition into NYS, New York State Health Care, for zero premium plans, so medical and retirement will be free with minimal co-pays.