 Yeah, again, it's all about education and also understanding that your situation is different from everybody else out there. So I know there's a lot of like water cooler talk. What are you doing? How are you doing this? When are you going to retire? And that's great to have those conversations. But remember that every strategy that is utilized within your financial plan, especially when you sit down with David, is going to be custom built for you for your specific situation.