 Yeah, pretty much because I don't like even their emergency funds. They don't even have them in a high yield savings account, just little things like that. And I feel like I've said all I can say without, you know, Oh, you probably, yeah, you probably have. Yeah. Right. So their emergency fund is where? Just in a regular savings account. And let me, and let me preface too, they both have no debt other than they're very modest homes. Okay. So, so they're, they're following the basic principles that way.