 Dave, you mentioned that people might they're listening to the show, but they're saying, you know what, Dave, I don't care what you say. I'm still a little bit worried. And we have an email actually from Patty in Alabama. She says, I'm about 12 years out from retirement. And yes, I am very worried about this election. I do want to make the transition to the income first approach, but I'm worried that my fear is actually going to affect what I choose when it comes to income strategy. So this is a great question, Patty.