 So I'm 58, my wife is 57. About three months ago, we started the Baby Step program. Actually, we started off pretty well. We paid off 13K in credit card debt, 9K in car debt. We're on to the big one. Outside of our home, we've got 210K in Parent Plus student loans. Yeah, so we make about 220 a year. So fortunately, we do have some, we have an income stream.