 But, you know, for most people, you've got some that you want insured, like in CDs or maybe insurance companies like we talked about. Some that you want contractual but not insured, like bonds or preferreds. And then some that you want in things that have a little bit more risk but have a little upside potential. This is where the business development companies come in, the BDCs, that, you know, can pay into the double digits in terms of interest and dividends. Of course, you're taking more risk. We try to stay out of that. We try to stay with the more conservative ones.