 You're going to that person because they have an expertise in their field of health. And same thing with finances. It's much more complicated than people really understand. It's not just saving and hoping it's all going to work out when you get to the day you want to retire. You hope that you have enough money. You hope you're not going to lose money. You hope it's going to last as long as you do. You hope you don't pay more than your fair share of taxes. You hope health care doesn't derail your retirement. I mean, there's so many things that you're hoping that. Lots of hope. We don't work against you, right?