 I think everyone knows what you have to do to lose weight or the concepts of it. But when you have someone that is holding you accountable every week or every month, whatever it is, I think you tend to focus on that weight loss a little bit more. And it's the same thing in retirement. When you decide what you want to do, you need somebody to make sure you're staying on track. Make sure you're kind of doing what you need to do. Having that accountability partner...