 Now, a lot of them come over and said, hey, we might raise rates in September. I'm sorry, we went lower rates in September again. I meant to say lower, not raise on all those situations. And so you might lower rates. And as a result, the yield on the government bond, 10-year government bond, went from 4.6 down to around 4.3. And that's a pretty big drop to have happened in a matter of just a couple of days. And what that tells us is two things. Number one, that if this is true and inflation is not that much of a concern anymore, then