 In general, I want to calm everybody down, and I want everybody to realize that you shouldn't be making any major changes in your investments. I could tease it along, and I could just say, let's stay tuned until the third, fourth part of the show here, but I don't want to do that to you. That'd be cruel. It's too important. The bottom line answer is you shouldn't be making any major adjustments right now in your portfolio unless you need to make major adjustments because of your stage of life.