 When we get together, you will never feel like I'm selling you or convincing you. You will feel like there's education involved in the entire process because, Dave, the more I can educate people about their options and what's best for them, we now are a team making a decision, not someone selling you as an advisor. That's why we started off the segment saying you've got to find the right advisor that 100% focuses on retirement planning as I do.