 happen in your blind spot. A lot of times you don't even know you're making them. So when we put together a strategic plan design, it's personalized and it's aligned with your short-term and long-term goals. So that's the first start. And then we want to coordinate financial strategies that optimizes your resources. So you make good decisions to optimize your social security, your pensions, make sure your investments are aligned according to what your plan is going to require you to create in the form of benefits and solutions, but also