 I mean, and that's just it, Senator Lesser. I think you hit the nail on the head. If you don't address those things, then health insurance can can only go down so much because, you know, they they also are at risk. You know, it's kind of like this round robin thing. If we can't get everybody into more of a financially stable place, you can't really expect insurance costs to go down because, you know, carriers have to also take that risk.