 No obligation to enroll. Not all plans offer all of these benefits. Availability of benefits and plans varies by carrier and location. Deductible scope-based coinsurance limitations and exclusions may apply. Enrollment in the described plan type may be limited to certain times of the year unless you qualify for a special enrollment period. Do you have an invention idea but don't know what to do next? Call InventHelp now for free information on how to get started today. InventHelp provides invention services that help everyday inventors get started with their idea.