 At the end of the day, when we laid this all out and we mapped it out for the next 30 years, he felt so comfortable in understanding, first of all, how it worked, how we were going to implement, what dollars were going where, what financial tools were being used and for what purpose, solutions and benefits he was going to get from all of those. And I also did a Social Security optimization report that identified that his wife should take Social Security now.