 except in this retirement account. So you're seriously considering, as smart as you are on everything else, taking a 40% hit on your money. No, I want your house paid off too, but I'm not giving the government 40 cents on the dollar. You pull a hundred grand out, you send them 40. You got 60 left. That stinks to high oven. No, no, no, no, no, no, no, no, no, no. A hundred times, no. Wouldn't do that.