 And then once you're retired, it's an annual kind of like overview of taxes because taxes change every single year. Your financial needs may change every year where let's say you needed additional income now, but maybe not later or the opposite of that. You don't need it for a while, but in two or three years, you're going to need a larger piece of some form of your money to get taxed on. So it definitely putting in a strategic tax plan in addition to everything else.