 We need to be, as consumers, we need to be more careful in how we actually conduct business. So let me give you an example. Lately, there's been a lot of things. There's all these organized crime groups, especially from, I said this before, from Eastern European countries that are actually coming here and they're running rings all over the place, right? And so they find easy money, so that's what they're going after. So what they do is they go out at night and they'll set up a fake pin, either at a gas pump or whatever. And then as you're putting your card in,