 So I started thinking who I can borrow quarter million. I go through 10, 15 friends. None of them have quarter million spare, apart from one. I've known Helen as a friend, a close family friend, for about 15 years. That's Helen's wealthy friend, who doesn't want to be named. I got a call from Helen late in the evening, which was most extraordinary, quite unlike her. He said, OK, you want a quarter million loan?