 And as I mentioned, other shows are wanting to put fees on things as you get into their offices. This will never, ever happen with me. I've been doing this a long time, and I felt if I do it differently than all these other advisors out there, I will have different results. And Dave, I'm living proof. I'm different by my design, and it works very well for my clientele and my business because people never leave me, and I'm very proud of that.