 Well, it may not be hurricane season just yet, but it will be. And my listeners in both the Midwest and the East Coast are going to want to hear from these gentlemen that can really help us with some fantastic tips on how to make sure that your home is protected. Dr. Ian Jim Baco is here. He's the lead research meteorologist, Insurance Institute for Business and Home Safety, and Michael Richmond-Crum, Director of Personal Lines and Council, American Property Casual Insurance Association.