 We're going to break all that down in just a few moments. Before we get started, David, my friend, welcome. How you doing? Hey, good morning, Jessica. How's it going with you? I am doing incredible. Love being here with you. I've always fascinated by week after week hearing from you about the calls that are coming in from the show and what people are worried about, what people are asking about. And what would you say is kind of like the topic on everyone's mind right now?