 Let me understand your financial well-being needs first and then draw the path. So obviously a very good approach. And I would tend to believe you must have your clients for long terms then, right? Yeah, knock on wood, my client retention has been outstanding. I mean, very close to 100%. And I think that's why is that we can get on the same page, understand what their long-term goals are. And then it also gives them a sense of enthusiasm of, okay, I am going to work every day for a purpose.