 He has, however, for a good while, had a dream to own his own home. Now, of course, you sit around the dinner table with a lot of people who rent, wonderful, well-meaning people, and you might get the impression from them that it's smarter to rent than to own. And he's listened to your show for a bit. He'd love a little reassurance on that, especially with all the latest numbers out there. Let's talk him down out of his tree and tell him why now is a great time to own. Okay, good. And Richard was the fellow in Lansdale? Okay. Richard, I'm actually working with a young couple now