 Do they want it in something that guarantees gains no matter what happens in the market? Do they want to put it in something they can start drawing an income on it next month? You know, there's too many different moving parts to say this is what's best to do because I need to understand what their goals are and what they're trying to do. I can definitely help them figure this out, but I do feel they need to have a conversation with me in order for me to customize where it's best.