 Q&A with Jay. Jay Dorso, President of Quality Senior Benefits. And the show is on the money. And Jay is on the money. Talking retirement, that's what he does and has done for over 28 years. Good thing there are people like Jay who focus on the retirement phase. I mean, Jay gave some good examples on how your retirement life can look certainly different. Your strategies look different when you're near retirement or if you're in retirement.