 And then we also use bond fund and CD alternatives that increase their monthly interest income by 100%. Think about that. We doubled their income by using tools that most people don't even know about, but the wealthy use. So we try to help people think like the wealthy. And we had a couple of other tools in the plan, but the long and short of it was we took a situation that could have been dire if they waited too long where people were going to run out, this couple were going to run out of money, where we were able to make that money last to age 100 and beyond.