 that there definitely will not be another interest rate hike. I know we didn't think there'd be a hike, but there was always that chance. That chance now gets closer to zero, and the chance of lowering rates sooner is greater. So the bond market reacted to that. So that's important. The next thing is the stock market. Now, the stock market as a whole didn't react as much to that, but it just extenuated a cycle that had already been happening. In an early cycle recovery, Sarah, when you come out of recession...