 Why? Why would you pay 16%, 20% on a credit card when in maybe two weeks, Equity Now can close a debt consolidation mortgage for you and make all that crazy interest credit card debt go away? Paid. Zero. Gone. Equity Now's mortgage refinance rates are among the lowest in the country. So refinance with Equity Now and you can cut your total monthly payments hundreds, even thousands of dollars. One new payment, hundreds, maybe thousands in savings.