 No obligation to enroll. Not all plans offer all of these benefits. Availability of benefits and plans varies by carrier and location. Deductible scope-based coinsurance limitations and exclusions may apply. Enrollment in the described plan type may be limited to certain times of the year unless you qualify for a special enrollment period. 94.1 FM. Alexa, play WLAD. Welcome back to Jill on Money, where Jill Schlesinger takes the mystery out of your finances.