 First question, which one should we go with first? Here we go. James in Montgomeryville, still concerned, and this is valid. There's economic news out there, but he is still concerned about a potential housing, you don't want to say collapse, but let's face it, that is what we came out of before. And he just needs a little reassurance that the numbers right now are going in a direction to continue the real estate market with no huge looming real estate collapse on the horizon.