 No obligation to enroll. Not all plans offer all of these benefits. Availability of benefits and plans varies by carrier and location. Deductibles, co-pays, coinsurance, limitations, and exclusions may apply. Enrollment in the described plan type may be limited to certain times of the year unless you qualify for a special enrollment period. Armstrong and Getty, weekdays 3 to 6 on 94.1 FM WLAD.