 Yep. Let's get to our next ask Dave question. We have this question from James in New York. He says, Dave, you haven't mentioned annuities at all. So where do they fit in? You're right, James. I haven't. We've talked about annuities on previous shows. We've actually done a show on annuities and just not too long ago. So it depends what you're talking about here for annuities, James. So there are four different basic types of annuities, right? The first is