 the rate of inflation. So now if that levels off and you're still working and you continue to get pay raises, maybe that's extra money that can actually go in your pocket for discretionary things as opposed just to cover price increases. Jan, thank you so much for sending in your Ask Dave question. And if any of our listeners have a question maybe about inflation or how this could potentially affect your retirement, all you have to do is send us an email to askdave at retirementincomesource.com.