 has edged lower to about 4.27% ahead of Jay Powell concluding the second half of a semiannual economic report to Congress yesterday saying that there's been modest progress on inflation, but also suggesting that if the Fed keeps rates too high for too long, that could hurt the employment picture. Oil prices also moving lower again this morning, down 22 cents to 81.19 a barrel. We have gold up in early trade. The dollar is relatively steady as we move through the morning and we wait on important inflation data due out