 Yeah, and again, it all begins with you making this phone call. You're listening to the show. We're here to educate you, give you these tools, give you these ideas and strategies. And look, it is overwhelming. I 100% get it. It's a lot more fun to plan that family trip to the beach than it is to sit down and talk about Social Security and how much money you need to plan for retirement. I get it. But tomorrow's going to come, and you have to ask yourself, are you prepared? Because when you leave that 9 to 5, a few things change. That paycheck stops. Your bills stay the same.