 If you are working somewhere and you've got a big mortgage, you've got car payments, you have everything else, and now you hate your boss and you want to just quit and look for another job, you may not be able to do it because that debt creates a stranglehold, which will help you lose your financial flexibility. And the same is true with us. We're going on close to a trillion dollars a year now of debt service, just interest on our national debt, a trillion a year. And that's such a big number now that it lowers our financial flexibility as a country.