 Today, some 100,000 Third Act volunteers are working across the country, including Meg Clough of Belmont, Mass. So I worked for an investment management firm for a very long time, more than 20 years. How did you think about retirement? I guess I could say I thought about it like I thought about death, like it's actually never going to happen to me. She did retire, but at 62, she didn't know what to do next and felt kind of lost.