 requirements for mortgages expressed as a percentage of disposable personal income in other words taken nationwide how much money were people making and how much money did they have to put up for their debt service on the mortgages in order to keep them current that percentage was 7.2 percent now that may not mean much didn't mean much to me when i first read this article because i was doing the research for uh answering your question but uh that was the highest that it has ever been in the united states in our history