 Online at ScrantonFG.com. S-C-R-A-N-T-O-N-F for financial, G for group.com. So how's this latest stock market rollercoaster ride treating you? You've worked too long and too hard, scrimping and saving for retirement to have it exposed to this volatility or gobbled up by some retirement spend-down scheme. The definition of insanity is doing the same thing over and over, hoping for different results.