 Like I said, losing even more income than you need money, right? Because if you get 5% on a million, you've got $50,000 of income. If you drop to $800,000, you might think 5% of $800,000 is $40,000. But it's not the whole story because interest rates are dropping because we're in a recession. You might only get 4%. So now you're a lower percentage of a lower dollar amount. It's not $40,000. It's probably $30,000, right? And that's the key. So to me, it all goes back to...