 falls behind in their taxes after a certain amount, and certainly hardship conditions are hopefully taken out of this. Instead of trying to collect it, there's companies, because of the 18% interest, I don't know if it's even gone up from that, 18% interest, will buy these for a face value. So if someone owed $10,000 and didn't pay the taxes, then they would buy it for $10,000, and they have it right under the law to go collect it. We'll get our $10,000 because we need the money to pay it.