 within 10 years from their death, adding that income to all their other income, they would have lost more than 50% of that asset that they inherited because of that. Now that we were able to restructure his plan and his estate plan accordingly to be much more tax efficient and create some financial leverage by repositioning those pre-tax retirement account, they were going to, instead of getting less than 50% on the dollar of the inherited IRA, they're going to get a multiple