 And in this example, it was $12 million. And this was a stock portfolio. And it cost less than a million dollars for that consumer to be protected from losing their money in the stock market. What would you do? This is my comment to the consumer. And the consumer said, I would do that all day. I would always, of course, want to protect my stocks against any downside for that 1%. So I looked and smiled and said, well, why would this be any different here?