 a review to see if you're taking on too much risk, if you're in fact diversified, and whether your investments are aligned with your financial goals and objectives short-term and long-term. And then estate planning is important because with your life plan, which is your financial plan while you're alive, you also want to have side-by-side an estate plan. So God forbid if something were to happen to you or your spouse, you have an estate plan that can seamlessly balance