 If I plan to live here for 30 years, if I'm buying at the top of the market, I'm not going to be happy about it, but it's probably not the most impactful thing in my life if I'm planning on living in this home long term. So those would be the considerations that I have rather than trying to guess if you're at the top of the market. If the economy tanks, and God forbid you lose your job or your spouse loses their job, your house is under – this is where 2007, 2008, and 2009 –