 Don't think about what's going to happen 20 years from now or when you live to your life expectancy. Because for most of us, except for certain bird owners and tortoise owners, and we do do trust for all kinds of animals, those animals are not going to be here. So you need to think about what to do for them in the next five years. In the event of death, you do the trust. In the event of disability, however, we do something that's very different.