 You and Kelly were mentioning the possibility of policy changes. Something that's really up for grabs is tax policy. We simply don't have enough information right now, but the Tax Cut and Jobs Act that was passed back in 2017, it expires next year. If it expires and nothing new is put in, corporate tax rates could go up to 35%. I believe that the Democrats, that the Biden administration has even floated the idea of a 28% hike on the expiration rate.