 There's quite a few client examples, but one client that really sticks out in my mind is somebody that reached out to me about 14 years ago. Very successful consultant. He's amassed a lot of money in his pre-tax retirement account. So at the time he reached out to me and he was working with an advisor for 28 years, but he just didn't feel comfortable about the tax side of what he was going to be exposed to in the future.