 And it's very difficult. And in a lot of these cases, if they're not gonna get Social Security, they're gonna have to make some changes in lifestyle spending, whether it's downsize a home, relocate to a more affordable area in the country to live. So we're looking at all the moving options financially that could make it all work if they wanna retire at the age that they plan on or would hope to. But when you take Social Security out of the equation of somebody's retirement,