 It's not the time to find out about it. It's definitely making sure you're proactive. I'm not asking everybody out there, Frankie, to understand the entire world of insurance, but there's definitely things that you need to know. I see it all the time in California, the western United States. I was at a conference. Nevada is asking us to come in. We're working with the state of Nevada now. We're going to be working with multiple states, but the thing that scares me the most is