 California is offering 1,700 first-generation homebuyers a loan of up to 20% of a home's value for a down payment. Low and moderate income buyers whose parents didn't own a home and are buying a house for the first time are eligible, and the loan is only due if the home is then sold along with 20% of the home's value. San Diego County is one of nine areas of California eligible for the program with buyers chosen through a lottery. It's one for the money, two for the show, three to get ready and I've got it all.