 That should not have insurance. I can't think of any, but tell me your thoughts. I can't. Frankie, here's the funniest thing, and I'll tell you a story about this, and this is a quick one. A really big consumer, Malibu, bought a house, spent a ridiculous amount of money on the house, and it's a $12 million total insurance value. So the insurance world looks as when I was in London and Bermuda for the reinsurance, which is really the ones that supply the money for