 And so people are getting blindsided by these RMDs that nobody told them about. We do all these calculations when people reach out to us and we look into the future with what they're doing today, and now we sound the alarm. We show them how much more they're gonna pay in unnecessary taxes because they don't have a personal tax plan. And so the long and short of it is we look to restructure and position people for better tax diversification. We understand the tax code.