 Ten minutes until top of the hour. Thank you so much for tuning in to the Rick and Bubba Show. Zap My Debt is who's bringing you this portion of the show as we start the week together. I know a lot of you are out. If you're listening live, you're out and you're working hard. You're up and getting after it and you still ask yourself, how can I still be in debt? Come on. The bills are piling up. The calls are coming in. The emails. It's just stressful. If you're trapped in debt,