 And so for all those reasons, we thought when you get a mortgage, that might be a good time. So we had three treatment arms in the control group. For the control group, we just asked them if they intend to write a will. We didn't tell them much else. The first treatment, we asked them to imagine that they were getting a mortgage. A second treatment had the same mortgage scenario, but it also asked them to envision what would happen if the bank that was giving them the loan were willing to