 You know, I haven't seen Mike Gallagher since he retired, but I think he's freezing up there, too. But he'll be out there with Eric Hovde as President Trump is out there with Eric Hovde, and I hope you are as well. But if you're a small business person, year-round, we need you year-round, and join jcn.com. Did you also note that Eric mentioned the cost of housing? And it's inescapable. Our friends at andrewandtodd.com,