 with Hoppy Kirchoffel is brought to you by Incova Insurance, encircling you with coverage to protect what you care about most. Visit Incova.com to learn more. Talk live from the Incova Insurance studios. Ryan Schmelz, Fox News Radio Capital. I know Ryan's been busy sticking his microphone in the face of any Democrat he can track down, saying, what do you got on Biden? So how's it going? What have you heard? What have you heard?