 Metro News Talk Line with Hoppy Kirchival is brought to you by Incova Insurance. Encircling you with coverage to protect what you care about most. Visit Incova.com to learn more. Talk Line from the Incova Insurance Studios in the Miller Building. I like when we talk about some of these issues, or many of these issues, to be data-driven. Data-driven. And in this instance, and we talk about the homeless issue, the opioid issue associated with homelessness, the mental health issue associated with homelessness.