 Buying a home has been the path to wealth creation for people who are rising in America. And there are a lot. There was a great book by a Washington Post reporter by the name of Rising in the West. It's about people who moved to the West with the Great Migration during the Depression, moved up to the Fresno area, bought a house. And Fresno's booming now. I'm on in Fresno. It's always good to talk to my Fresno friends.