 When I talk to my clients, one of the most common questions I get is, what kind of return can I get on my money? My answer to that question is another question, for what purpose? Sometimes that question confuses the people I am talking to. They might say, for what purpose? What do you mean by that? I just want my money to grow. If I am being honest, this is one of the things that drives me absolutely crazy about the financial planning industry.