 Did you know that your Social Security could be up to 32% higher depending on which option you choose for claiming your benefit? Social Security income is not as simple as some think. When should you take it? Should you only take your spouse's benefit while you continue to work? With over seven strategies, 81 combinations, and 567 calculations, deciding how to receive your Social Security benefit can make your head spin. Don't make a decision about your retirement without all the facts.