 well, you can't get past it. You just, you, you can't, you can't get past it. You keep, it keeps coming up and you keep avoiding it. Most likely if you're anything like me, I avoid things like this. Um, but let me give you a call here. I want you to look over your finances and see if there's some areas that can be approved with people from American financing. Your mortgage can be made to work for you. If you are in a situation that you are avoiding or you're, um,