 without touching it, and you can do everything you need to do, you could run a budget on $12,000 and every extra dollar above that goes to your debt snowball. That's an easy fix. Okay. If you need $13,000 to live but $12,000 is your low, then you've got to add $1,000 to those last few things before you start the debt snowball. That's what George is saying. Yeah, so including our business expenses, we need about $9,000 to live, 9% to 10%.