 Dave, Jay, nice to talk to you guys. How are you? Better than we deserve. How can we help? So what I've got going on, this year I've paid almost just under $20,000 off in debt, including just credit cards, and I've already cut my truck payment, or I'm sorry, my truck loan in half. Good for you. So I've got $14,000 left, and I basically stay with my girlfriend pretty much every night. I have an apartment. She has a house that will be paid off by the end of this year.