 And then, as you said, four and five are already underway, which brings us to six. But what we teach is when you're in baby steps one through three, which is getting out of debt and having the emergency fund, you're intense and you don't buy anything, you don't do anything until you get the emergency fund in place and you're out of debt. Now, you're going to accomplish that in one fell swoop here. Then when you're in four, five, and six, you move from intense to intentional, and that's when you would use some of your money to upgrade a truck,