 But not even me. You get to decide. You get to decide. I'm teaching today, and I'm giving you an opinion of what I would do if I woke up in your shoes. I'd be debt-free by the end of the day. I'd pay off that car, call the lease company, find out what it takes to pay it off and be done with it. Call the mortgage company, find out what it takes to pay it off and be done with it. And then I would take the fact that I have no car payment and no house payment, and I would load up a bunch of mutual funds and build me up some money so when I go to Bible school, I got a little pad. And never lease a car again.