 That's how you build equity. No, that's not how you... It is how you build equity, but that's not why housing isn't affordable. Housing isn't affordable because interest rates have gone up through the roof under Joe Biden because of his inflationary spending splurge in the first six months of his office sent interest rates from below 4% to above 7% to buy a house, taking home ownership out of reach of most middle-class Americans. It's...