 You're trying to stay alive, intense, like no life, like drop an atom bomb on your lifestyle. Nothing left, right? Scorched earth, right? And so then once you break through and you have your emergency fund and you're debt-free, then you move from intense to intentional at baby step forward. That's when you start investing, and things change. But you pay a price to win, so we teach you to live like no one else so that later you can live better.