 The Dave Ramsey Show, weeknights from 7 to 10 p.m. on the Talk of Mid-Utah, KSVC, AM and FM. Thanks for joining us, America. I'm Dave Ramsey, your host. Jade Warshaw, Ramsey Personality, is my co-host. The best way to make the most of your money is by creating and sticking to a plan to be intentional. A plan in the money world is called a budget. Just tell your money what to do instead of wondering where it went.