 It blew up the financial system in our country. The only people making money are the people on Wall Street who play the stock market. That's it. All this talk about the bottom up, the middle out, it's top down with Biden. That's why he's got more billionaires helping him than Trump does, although they're starting to step up, which is nice. If you own a home, I want you to call my friends at American Financing. American Financing is saving their customers on average almost $900 a month today.