 is allowed companies to eliminate pensions. You have a pension, but you realize how rare that is. You know, if you work for Dominion Resources, if you work for the school district, then you have a pension. But you know what? You worked for peanuts, nickels and dimes your entire life just so that in retirement you'll have this income stream that goes forever. Let's take a break. I want to talk more about that when we come back. And I think that people kind of get, hey, this is how things are and there's nothing you can do about it and