 If you've fallen behind on your mortgage, it's time to take control. You don't have to lose your home. The National Foundation for Credit Counseling can help. Call us at 866-687-6322 or visit MortgageHelpNow.org. Real solutions for real people. NFCC member agencies are approved by the U.S. Department of Housing and Urban Development. Know about it. Talk about it. News Talk KVNU, 610 AM and 102.1 FM.