 you could run and say, what's the most I can leave in and the RMD doesn't trigger IRMA and the RMD doesn't put me in the top tax bracket? Okay, so what's the most I can leave in? And then take the hit on the rest of it and go ahead and move it to Roth. That's somewhat of a middle ground. There's nothing in this equation that's not painful, though. There's pain somewhere in this equation.