 Right. Sure. But what you can do is you can convert IRA money. So as an example, let's say that you've got a seven hundred forty eight thousand dollar 401k or a one point four million dollar. And in fact, most of the people that come into us, most of them, because you've been taught by the federal government, defer, defer, defer, don't pay taxes. And by the way, your CPAs give you the same horrible advice. Oh, don't pay taxes on that.