 And it's going to be amazing. RamseySolutions.com slash cruise. We'd love to have you join us. There's just a few cabins left, so you can get your reservations done now, people. Lindsay's in Wichita, Kansas. Hi, Lindsay. How are you? Hi, I'm good. How are you guys? Better than we deserve. What's up? All right. So my question is, at what point do you prioritize paying off the highest interest versus the lowest balance snowball method?