 I've got an IRA that stands about $125,000. I just started this job about two years ago, so I've got about $30,000 in a 401k. Okay. Based on that, at about 55 years old, you'll be a millionaire. Good. If you do what I just told you to do. If you keep screwing around with some of this other stuff, you won't make it that fast. Were you paying off debt before you got this inheritance? Were you actively working on it?