 so i had a big chunky thing on his shoulder life is to be enjoyed it is it is and i think you spend it and i i think you do it i think you do it but you do it in ratio to your income and in ratio to your net worth and given your net worth and your age i'm gonna extrapolate an income out of that and say that in both cases you're okay if you called and said 150 000 or wrote in is what my