 Open phones here at 888-825-5225. George Campbell, Ramsey personality, host of the George Campbell Show on YouTube. That's Campbell with a K, very popular show, as well as, of course, the Smart Money Happy Hour, co-host with Rachel Cruz. He's my co-host today. Open phones here at 888-825-5225. Kathy starts this hour off in Indianapolis. Hi, Kathy. Welcome to the Ramsey Show.