 I would roll up my sleeves, live on nothing, and both of you get to work as fast as you possibly can and get this student loan debt cleared up. No excuses. No reasons. You need to get it cleaned up. If you want to sell your house and live in a rental and be debt-free, you can do that. But you're still going to have to go make some money to justify the expense that both of you went to. This is The Ramsey Show.