 I'm wondering if you have advice for me. I have about $7.8 million in financial assets, with the bulk of it $6 million in tax-referred IRAs, 401Ks, and 403Bs. I'm a 66-year-old guy, and I'm taking Social Security amounts to about $3,600 a month, and I have a pension of about $1,000 a month. My problem, and I think you can see it, is that