 What we're aiming at, and if I could backtrack in Linda's life, I don't know what will happen to her, but if I could backtrack in her life 20 years and take her to a better place today, I would, obviously. But I can't, so we'll work with what she's got. So I'm going to buy the cheapest possible thing as soon as I possibly can. And then if interest rates go down, you can refinance. Folks, you marry the house, you date the rate.