 The way I look at investing is I've been doing this on the air now for over 30 years. And every single year for 30 years, people have told me that they're not going to buy a house because houses aren't going to keep going up in value. They're going to tank and there's going to be a bubble. Every single year, people have told me they're not going to invest in mutual funds because look how high they are. They can't maintain that. And every year, both have gone up.