 And that's just the story. That's the story. It's not some big mortgage debacle. It's you signed up for a thing you couldn't afford, and you are selling it very, very quickly, and it has not had time to appreciate it all, so you're going to lose money. Write the check. And when I do something stupid, Gabriel, and I have done a lot of stupid. I've done a lot. This thing right here is not dumb compared to some of the stuff I've done. I got you beat, man. I got a Ph.D. in DUMB, all right?