 Let's see. Oh, we're out of time. All right, we've got a whole other hour on the way. Steven Yates is going to be joining us as well coming up. Stick with us. More in store. I avoided credit cards most of my life. But when I started to create a streaming platform for musicians like me, I knew it was important to build my credit to set my business up right. I heard about the Chime Credit Builder Card, and I signed up right away. I didn't have to worry about fees, interest, or credit checks. Within a month, my score went up. Now it's up over 100 points.