 The Dave Ramsey Show, weeknights from 7 to 10 p.m. on the Talk of Mid-Utah, KSVC AM and FM. Jade Walshall, Ramsey personality, is my co-host today. Thanks for being with us, America. Open phones at 888-825-5225. Bill's in Hartford, Connecticut. Hey, Bill, how are you? Hi, Dave and Jade. Thank you very much for taking my call. Sure. What's up? I have a