 The paper check, once a fixture of everyday financial life, is another step closer to getting written out of the ways that Americans pay for goods and services, with Target delivering the latest blow, saying they won't take the checks for payments starting today. For more, let's bring in Andrew Keschner, personal finance reporter at MarketWatch. Andrew, let's start with what's going on at Target. Target is no longer going to be accepting personal checks. They cite extremely low volumes of these paper checks.