 with the down payment for the next move. I don't disagree with you that a home is a better standard of living for most folks, especially in early stages of your life, moving towards marriage, kids, that kind of stuff. So I think your direction is a good direction, but what I would do is sit tight and let's have this fixed low payment and deal with whatever repairs, but also get the benefit of increased value while you're trying to save up and buy something.