 No cost. I can't emphasize enough the obligation part, too. Can we tell them why? Well, it's probably legal stuff because you can't say the word free, I guess. Yeah, yeah. Well, the thing is it's not free. It takes us a lot of time to do it, and it costs us, but we're happy to do it because, look, we're looking for good clients that want to retire. And retirement, one of the first questions I ask is,