 Once he's behind on the mortgage, it's a short sale. Once you're behind, it's a short sale or a deed in lieu or a foreclosure. Yeah, so he's got to make that decision immediately. Otherwise, he's... If he could borrow $30,000, which I don't think he can. I don't think this guy's bankable for $30,000. But if he could borrow $30,000 today, he could put the thing to bed for $30,000. But I still don't think that's what... I wouldn't do that. I still would play it. I'd play it on out and see if I can limit the hit.