 You could finance a home. You could raise a family. You could take a summer vacation. You could put something aside for retirement on one job. And my kid, I have seven kids. There's nobody in that generation who believes that promise applies to them. My kids went to great schools. They got great jobs. None of them sees the possibility they're going to be able to afford a home. And home ownership is now out of reach of the American public. And we need to end that. There's specific ways we should do that.