 Pooling is okay. We want inflation down, but we don't want the payroll to start turning downward because that is the biggest link to the most important part of our economy, and that's us, the consumer. Earnings season kicks in this week with Delta Airlines, PepsiCo, and ConAgra on Thursday, and big banks J.P. Morgan, Chase, Wells Fargo, Citigroup, and Bank of New York Mellon reporting on Friday. That's your Fox Business Report. I'm Ginny Kosolda. Invested in you.