 Everybody's doing it. And you've done this for 30 years now. And the best part that's encouraging to me is that anyone at any point can just decide. I mean, that's like a magic trick. You can just wake up and go, I don't want to live with $360,000 worth of debt anymore. I want things to be different. And then you just slowly but surely follow a proven process and pay it off. Get after it. There's no magic to it. You've got to get started. You've got to get after it. You've got to push it through. You can do this.