 As times get tougher, again, inflation is a cumulative effect. It's not so much what happens one year, one month, or one year. It's the cumulative effect of multiple years, like the Federal Reserve said. Food prices increasing 25% over the last three years. It's the cumulative effect of that. Housing increasing by 50% in the last four or five years. It's a cumulative effect of those tremendous increases that hurts people the most.