 Hi, I'm Derek Overstreet of the New Millennium Group. We're a financial advisory firm in Salt Lake City and St. George, Utah. The first thing I want to say is just relax. Listen, there are wars. There are pandemics. There's inflation. There are taxes. What you really need is a plan, not a product. The folks at New Millennium Group can help you. Call 888-999-6370. That's 888.