 peel off some of those profits, put them into something guaranteed, insured, safe, even tax-free. I can show you how to do that, and the sum of that actually can be without capital gains. Again, if you're under those income limits of around $123,000 income as a couple or about $61.5 income as a single. Now, why is this so important right now? Well, these current tax laws are in place for 2024 and 2025.