 it has to do with what is the fastest right way to become wealthy. What is the most efficient use that moves you along the process the fastest and the easiest? And that's what this system is, and we've used it for so many years that we've proven that that's the case. And so, yeah, total focus on baby steps one, two, three, till you get there, then do your down payment, then restart your emergency fund, and you'll be in a really good shape.