 Welcome back. This segment of the show is sponsored by ZapMyDebt.com. How often do you find yourself thinking, how can I work this hard and still be in debt? The piles of overdue bills, the threatening phone calls, and never having money to do anything. Sometimes it just won't stop. Well, if you're trapped in debt, our partners at Zero Debt USA will help you find the way out. They've designed aggressive new strategies to end your debt permanently.