 If you're making $100,000 when you're 30 years old, you should have about that much saved up. This is difficult, obviously, because some people might set to go to graduate school, for example, and start working at 26 versus 23 right out of college. So that's a more difficult one to hit, I would say. But at 40, financial advisors also recommend trying to save up about three times your salary so that you make