 Well, home prices are up about 50 percent in the last four years. So this is obviously why if you're out there buying for a house, it feels like a crisis right now. It's also why the typical person who was fortunate enough to own their house for those four years has gotten a lot wealthier. And that's been an important support for the economy. But looking forward, this is a big red flag. And the reason why is that while a house is mostly to live in, it's also an asset.