 Yes, even during a time that you might feel like the sky is falling when it comes to the markets. Derek and his team worked tirelessly to retire people three to five years earlier than they thought possible. Three to five years earlier than they thought possible. What would you do at that time? That's always a question I think you ask. And what we do is we help you create the plan of why, the why to retire, and what you're going to do in retirement. You know, for me, it's about strengthening memories with family and loved ones.