 You can protect your identity online, and it's easy-peasy with LifeLock. They have 24 by 7 online systems that monitor literally billions of online transactions at the same time. And if there's evidence out there that your information is being used illegally, like charging on your credit card, they figure it out, and then they notify you, and then you look at it, you go, yeah, no, I bought that. Nope, I didn't, and you've been completely screwed and ripped off.