 I'm doing well, sir. How are you? Better than I deserve. What's up? Um, I was, uh, calling because I have a, um, a vehicle that basically between the payment and the insurance is about $900 and I'm not really good with finances in the slightest. And I'm trying to figure out what the next best step is to kind of get out of it. Um, basically I'm also under, I'm basically under it as well. Um, uh,