 Now, let me shift gears a minute here. I want to talk about a couple other things. I've discussed a lot about the stock and real estate markets. There's a couple of key points that I think you should be aware of. I get asked these questions all the time. Currently, there's a Fortune article that discusses the divergence in the stock market is now the biggest it's ever been, which signals more vulnerability ahead. These are according to economists. We've seen an epic rally in the stock market in 2024. There is no question about that.