 people and he's been able to navigate and stay alive and make a living and help people after Obamacare where most of them weren't able to and that's why this all changed because we used to just say go to ramseysolutions.com click on health insurance ELP and you'll find one in your area that is an insurance broker and they'll shop it for you and get you the best deal. That's what we did for 15 years around here and then it's taken about a decade for the Obamacare to completely basically destroy the health insurance world.