 then you're going to be able to say, okay, on that house, a $300,000 house, it was $3,000. Oh, okay, so it's 1%. Oh, so now it's $6,000. Okay, it's 2%, right? That kind of stuff. That's what you'll be able to figure out. And it would be fun for you as a first-time homebuyer to see all the items that make up this vague category of closing costs because they all actually do make sense. They're not ripoffs.