 That's really all this is because I'm looking at a guy who makes $100,000 a year. You got $25,000 of student loan debt or of debt period, actually less than that. So I don't think it's a lot of debt, but I don't think it's the big fire and exploding thing that you think it is in your head. I think that if you guys get on a simple budget and you live on $80,000 instead of $100,000, you're knocking this debt out super fast.