 Hey, very good, very good, David. It's an honor. Honor to speak with you, sir. How can we help? Okay, so I'm about to remarry my first girlfriend, the mother of our three grown-up and working daughters. I just found out she makes $62,000, about $663,000 net a year, and finally got out of her debt when I was trying to make a budget for our soon-to-come plan that she owes over $76,000 in credit cards.