 And it's really going to be much more dependent upon what the economic numbers, the CPI numbers and things look like over the next several months. Even if they are favorable, will that be enough to cause the Fed to reduce rates? I'm not so sure. Let's see. But I don't think being super bullish about an interest rate cut, it might be premature. A couple other points in the real estate market, which in some respects is starting to show real signs of weakness.