 All right, there you go, 182334, whatever it is. Right, Jeffy, you know the NMLS number from back in the day. Would it be nice to live in a world where your credit card balance wasn't hit with crippling compound interest? Sounds kind of nice, right? Unfortunately, we don't live in that world. And if you're someone who has to use credit cards a lot, chances are fair that you could end up into lots and lots of debt. And that's not a fun place to be.