 to be lost in the first place, and that way my recovery will be far less. So when we're looking at, and I have this conversation, the three things that everyone needs to be aware of with the money. What is the risk? What is the possible return or reward? You know, using historicals or guaranteed interest rates. And what is the cost or fees associated? So risk, return, cost. Risk, return, cost. And evaluating those three things on any financial vehicle is what I spend every day in my conference room.