 Credit cards, personal loans, and student loan. How much? How much credit card? So the credit cards are probably totaling about $10,000 less to pay. Good. Personal loan is about $10,000 as well because I have two. They're small. Perfect. And then student loan used to be $20,000. Now it's $9,000. Okay. So I've paid that down. Okay. So what I want to do temporarily is stop paying on the student loan completely. Who's the personal loans with?