 Okay, crew, here's something to think about for the summer. If you're buying a home and you need a mortgage quote or you have a lender and you just need a second opinion, please give us a buzz. This is Brandon over the Cherry Creek Mortgage Team. Today, you have to be more competitive as a lender. We must buy that rate down for you the first year. We got to keep fees and we got to refi that for no lender fees as rates start coming down. So give us a buzz. It's 525-2222 or find us at brandonhansenmortgage.com.