 Women get a lot of advice about self-care these days, but one of the most important self-care steps we can take is making sure we're financially secure later in life. For small steps you can take to save for retirement, visit wesaysaveit.org. A message from AARP and the Ad Council. Who's right? You decide. Tune in to Kate Daly weekdays at 1 p.m. on Southern Utah's Patriot Radio, 93.1 FM and 1450 AM, KSGO.