 Why would I care whether we convert a bunch of their IRA to Roth if they don't have a bunch of children to leave it to? So it's really about what you care about, and you've got to find somebody who will really find out what you care about and give you those best solutions. So that's the whole process that we go through. If that philosophy lines up with yours, and you want to just kind of jam with somebody on some ideas about –