 industry expert who really follows this and he said I just don't think there's much of a future for paper correspondence so I think it really will come down to a point at which you know it will cost a lot it will become almost like a boutique thing or whatever and maybe then one day maybe not in our lifetimes but whatever maybe one day it will go away and you know it's it's not inconceivable that things like you know so much is already done by electronic means the internet