 Every time one pops up, we should make an immediate arrest, put them in a holding cell, then make the call and say, hey, you've got 24 hours to pick up your guy and take him when you transfer him to a federal facility. That's what should be done. All right. So I've got two callers on hold. Let's get to them real quick. I'm going to give them each a minute. First, Dean, you're up. What's on your mind, Dean? Have you been following what's been going on in the world banking industry?