 is a shame and something you should be very cautious. I've never, I should say I very rarely have heard of anybody that had a real bad, shocking financial story who said, and I knew where my money was the whole time. It always comes down to, well, I thought they knew what they were doing. I thought that I had chosen the right options in my 401k or the right financial planner. And so I just didn't even ask questions. I didn't even ask. I didn't even ask. I hear that all the time. And then it normally is followed by a,