 those principles. They're not principles if they change. Let me give the phone number out. 888-999-6370. That's 888-999-6370. Utah'sfinancialplanner.com is the website. If people are listening right now, and I know we've talked a lot about certain instances. If you hear Derek talk about a company, it's not any endorsement of that company at all. These are just examples of whatever. But think about that.