 And if you want that kind of real estate agent in your corner to help you buy or sell, just go to RamseySolutions.com slash agent to find a Ramsey-trusted real estate agent for free. Pedro is with us in Chicago. Hi, Pedro. How are you? Hey, doing good, doing good, David. It's an honor. Honor to speak with you, sir. How can we help? Okay, so I'm about to remarry my first girlfriend, the mother of our three grown-up and working daughters.