 Western countries, and it's a global agenda as well. And so we see this in Europe as well. We see it in Australia. And it all ties into what we've been talking about. All of these threads tie together right up at the top. These decisions come from the top. And as you mentioned, even big finance is involved in this. And if you look at what's going on, of course, in the housing markets and in real estate, of course, big finance has been involved in that for many years and essentially