 and start to see some hope and on top of that we're going to gift you a financial coaching session with a ramsey preferred coach someone who's been trained that can sit down with you for an hour and walk you through all of this does that sound good okay yeah it does and we're going to cover all that you're not going to pay a dime okay here's the deal carrie you're going to feel lonely you're going to feel scared i want you to know you can call us at any time and we'll put you back on and we'll walk with you