 about housing costs i mean i hear all the time from young constituents of mine i you know i have one in particular who's a realtor and her dream is that she likes to get young families into their first home into their starter home and she talks all the time about how you have a young couple maybe the wife is pregnant maybe they're thinking about having a baby they're just about to get married like whatever station they're in a young couple looking to buy a house and they put in an offer and it's two percent above asking and then somebody comes in very often