 Debt, probably uncollectible because the person has already filed bankruptcy and they don't get anything, but they still will buy the debt, sometimes not knowing that, or the debt has gone too long and it's past the statute of limitations in that county or that city or that town or that state, and so it's not collectible, which I think is probably the case with yours anyway. They probably get zero technically legally, but they buy old, bad debt. Now, let me tell you what they pay for it.