 You don't have to go out of your way to tip anymore. You have to go out of your way not to tip. It feels like technology is a big part of the story as well, whether it's a payment terminal or tablet or app. We're really being bombarded on all sides here. We're speaking with Ted Rossman, Senior Industry Analyst at Bankrate.com. We're talking about tip creep. I mean, tips essentially, at least the way we remember them, were designed to help that restaurant employee who was allowed to be paid way below the minimum wage, right?