 In a lawsuit, a little extra liability protection can go a long way. Luke Udy with Udy Associates is here to help. A personal liability umbrella policy from American Family Insurance offers a million dollars or more of coverage and above the limits of your auto and home policies. And it's affordable. Contact Luke Udy at Udy Associates at 435-251-9102 today. American Family Insurance Company S.I.N. is operating company 6,000 American Parkway, Madison, Wisconsin.