 Basically, I think once everything was said and done, I didn't really realize that if I'm offering $255,000 that I'd actually be buying it. That plus the closing costs, which I paid like $16,000 for at the time. That was a stupid mistake on my end. Why? Did you pay a bunch of points or something? Closing costs on $275,000 are not $16,000. You know that as an originator.