 Another thing to consider is the cost worth it to switch everything over from your current bank. If you're paying fees at your bank, you might consider seeing what other options are out there. But keep in mind that the requirements to earn the bonus should also be achievable without you having to make excessive deposits or maintain an unreasonably high minimum balance. Bottom line, the new account should be a good fit for your long-term needs. Saving you money, Hillary Barsky, Fox News.