 Should you have spent it on a credit card? So many Americans now are like, I have no choice. I have to live on a credit card. And then the compound interest hits you. Here's what I would like to do. If you own your own home, and this isn't right for everybody, but please do your own homework. If you own your own home and you're in fear of maybe even losing your home and you have high interest debt, please call American Financing right now.