 Okay. And how about your husband? My husband has a 401k, and I think I have to ask questions. Okay. Well, you've got homework to do, but here's the key. I want you to pause all investing until this 401k loan is knocked out. Okay. Because here's the thing. Taking out that 401k loan unplugged all the growth. And so it's like you keep adding water to a boat that you basically made a giant hole in.