 We'll make it $20 for the fun of it so I can keep this in my head. So $160, that's $140 left. And then if you're going to spend $40 on the landscaping and home improvements, that leaves you $100 to throw towards your mortgage and you only owe $80. Okay. You don't do investing. You throw all money above 15% at Baby Step 6 and above lifestyle. And you're using some of this for lifestyle, a little bit on the house and a little bit of upgrade on truck.