 Well, in the same way, financial experts Scott and Bethany Palmer say children have money personalities too. The first is the saver. Whether it's cash or collecting rocks, savers hold on to stuff. And that can be positive. But it can also mean they struggle to let go of their money. They may even talk siblings and friends into spending their money so they don't have to. If your child is a saver, you might want to encourage them to loosen their grip on their piggy bank every once in a while.