 That's exactly it. And I want to make sure that if he has debt, he pays that off first. Absolutely. Clear your debts. And be working on your income during that time, too, which will affect what you can buy. Dave is in Philadelphia. Hi, Dave. Welcome to the Ramsey Show. Hi. Thanks for taking my call. Sure. How can we help? So I'm expecting my income to increase pretty dramatically in two years. But in the meantime, I'm having trouble.