 The producer is saying for the rest of you, he's going to drop a link in the show notes to help me out and cover me since I don't have it figured out. I used to have all these things memorized. We've got a lot. There's a lot going on. What we used to have, folks, I'll go ahead and explain it to everybody else out there. We used to have endorsed local providers. We had health insurance agents everywhere all across America. Basically, the health insurance business has almost collapsed.