 buying probably no more than a $300,000 home. Okay, and is that $80,000 just the down payment, or do you have more money that you have set aside for your three to six months? Yes. What's yes mean? You have an emergency fund in addition to the 80K? That's correct. Okay, cool. And what's your household income? $140,000 to $160,000 depending on commissions and bonuses.