 I'm good, Dave. How are you doing? Better than I deserve. What's up? Okay, so basically recently my dad has called me out for overpaying a, what they call a penny delegate for, or he calls them insurance scams. But I am paying a company called SureMed to basically be the middleman for covering health insurance, dental, and vision. Wait a minute. Slow down. Slow down. I can't understand you.