 I mean, how many people got the same cell phone number 13 years later, you know, and or whatever, the same address. And, you know, you don't send a change of address to people you owe money to if you're on the run, you know, so it doesn't happen that way. So it's an interesting world, but it's a very high number, low performance world. And if you keep that in mind when you're dealing with them, it's not personal. It's just a transaction for them. This is The Ramsey Show.