 So first thing is we pay off the $2,900. The second thing is we fully fund the emergency fund. And then as you said, four and five are already underway, which brings us to six. But what we teach is when you're in baby steps one through three, which is getting out of debt and having the emergency fund, you're in tents and you don't buy anything. You don't do anything until you get the emergency fund in place and you're out of debt. Now you're going to accomplish that in one fell swoop here.