 People economically just hadn't made those decisions. The storm helped them make that decision. And then to add to that, you had no power. Your labor force kind of disappeared to take care of their own families. Work has now resumed, he says, but still the wait for a new fence can be up to six to eight weeks. As property insurance rates across the country soar, a growing number of homeowners are choosing to do without insurance, even in places like Michigan.