 Now, reverse mortgages allow you to take a lot of the equity out of a house that is paid off or almost paid off, put it into an interest-bearing account. Right now, those are at about 4%. And you can just leave the equity there and live off the interest if you want to stretch your Social Security check farther. If you have a home and you have a budget shortfall, you've got to call andrewandtodd.com. Now, it's got to be your primary residence.