 There's so many things I can think of, like the guy calling a little bit earlier about buying his first house. His wife's afraid. Yeah. Facts are your friends. Yeah, it's usually a lack of clear knowledge on it. It's kind of a circulation of what you've heard people say, what you think might be going on, what happened to your friend a couple of years ago. It's like all those things kind of correlate together to inform your story.