 The Dave Ramsey Show, weeknights from 7 to 10 p.m. on the Talk of Mid-Utah, KSVC AM and FM. Cade Warshaw, Ramsey Personality, is my co-host today. Open phones at 888-825-5225. Jason's in Kansas City. Hi, Jason. How are you? I'm good. How are you? Thank you for taking my call. Sure. How can we help?