 Yeah, I feel the stress. The beauty, you read the total makeover, so let me tell you, those baby steps, they work. As long as you don't think you're unique or special and need to mess with them, it works. And so you already have $1,000. You have the money and savings to pay off the mattress today. Let's get that out of your head. It's living rent-free in your head right now. It is. So get that out of the picture. Now we can work on a fully funded emergency fund, which you could have very quickly, make it $91,000. You already have a good start. Or you take some out of the investment account, create the emergency fund. Yeah, you already have it sitting there.