 WNTC. Service isn't just what Navy Federal Credit Union does. It's who they are. Make your financial goals a reality with great rates and low fees. Tapping into your home's equity should not come at a high price. Navy Federal Credit Union is here to help you get more out of your home base with their home equity loan options. Whether you use it for home renovations, big purchases, or debt consolidation, Navy Federal Credit Union covers 100% of closing costs. Plus, Navy Federal Credit Union has no application or origination fees. Traveling this summer?