 Equal housing lender. Terms and conditions do apply. Navy Federal is federally insured by NCUA. Message and data rates may apply. Home equity lines of credit have variable rates as low as 8.750% APR and 9.750% APR for interest only. Call 1-888-842-6384. Details. Do you worry about how much someone else drinks? Do you ever ride in a car with a driver who has been drinking? Al-Anon family groups are for relatives and friends affected by someone else's drinking.