 Home ownership or condo ownership in your case does come with things that you're on the hook to repair. But in your case, I think there's no reason that you can't start saving for a home now. How much do you earn every month? $5,300 after taxes. Okay, so here's the thing. Three years from today, between now and three years, if that's what it took, or four years or five years, if that's what it took to buy the next house, to save up to buy the next house.