 I will tell you, in reality, it's usually more than that. Usually 60% to 70% has been my experience of the assets are retained when you're in that crisis mode. At a minimum, you're going to be able to protect that. So doing the planning helps because if you don't, you're going to spend until you have nothing. And unfortunately, that's how so many people do it. They spend all their money until they have none. Then they go see the other law attorney. It's too late. The money's gone at that point. Correct.