 Wow. Okay. But Baby Step 2, you're going to knock out real quick because it's just consumer debt. Baby Step 6 is when you knock out the mortgage. And so you've got a gap there. We've got to get through Baby Step 2, get a fully funded emergency fund, then we begin investing while paying down the house. So do you guys have any money in savings? Yeah, we have $4,000, but that's going towards paying off the 401 loan.