 I want to use your $275,000 for her to finish school. No more loans. And my guess is she probably has between $50,000 and $100,000 right now. That's my guess. Okay. And so she probably needs another $200,000 or so to get through school. But let's budget and set aside of your cash what it takes for her to finish med school. That's most important. Because the first step to getting out of debt is not going further in.