 Be real. Are you good with the way your money is right now? If the answer is absolutely not, I know where you're at. I had half a million dollars in debt, guys. I was about to come unglued. But I'm proof that you can change your story. And don't come at me with this, oh, but Jade, I can't do it nonsense. I want you to make progress, not excuses. So if you want to see some real progress with your money, go start Financial Peace University.