 if you continue to be intentional and uh... i appreciate his nervousness because it's moving you towards positive things but we don't let it go too far here's what's going to help him cuz i had the same bent that on a treat a mortgage like baby step to also put a plan down on a piece of paper and y'all agree on that plan so he wants to go in a year-and-a-half and you're like uh... three or four years we find