 And that changed everything for our family. So we took it about three months after we got married. And I remember sitting there the second or third week, and I was like, we have to teach this. People need to know about this. And so we went through the class, and we kind of did things a little out of order. We actually bought our home during the class. But it turns out we did it right. We put 20% down. It's a 15-year loan, all of that. So all of that was right. But then we ventured on the...