 So that's what I would do, sir. Thank you for being a new listener. I hope we can continue to serve you. Chances in Birmingham, a chance. Welcome to the Ramsey show. Good afternoon, Dave. How are you? Great. How can we help? Um, I was calling to get some guidance from you. Um, I've been following you for years and you've helped me tremendously. I want to personally thank you for that. Um, I'm debt free now. Um,