 or go to YRefi.com slash Ramsey. That's 844-2RAMSEY or the letter Y, then R-E-F-Y dot com slash Ramsey. YRefi is not licensed by the California Department of Financial Protection and Innovation. YRefi is not authorized by the New York State Department of Financial Services to service any New York loans. Funding may not be available in all... Western South Dakota's information station, KOTA Rapid City. News Radio KOTA, a Riverfront broadcast.