 And to go back to the first thing, it sounded like at first your parents were just trying to offer you and it wasn't a good method, but it sounded like they were trying to offer you a break in interest. And my thought would have been like, well, calculate how much it is and just ask for it as a gift. And then you go buy the house. But they're really trying to make a profit. And so it's two things going on. It's you trying to get a house before you can afford it and them trying to invest in real estate. And they don't really have the money to do that either.