 Cash in the crypto, pay off the mattress, build your emergency fund out of the money that you've got at your fingertips. If you can't quite get there on the three to six months, use a little bit of the investment money and move it in there and go that route. And then you're at baby step four, start investing 15% of your income into retirement. Do you own a home yet? No, I rent. Okay. You thinking about buying a house?