 Who cares? You're not going to benefit from compounding. And that is one of the biggest mistakes that I see for those approaching and early into retirement. And it may be counterintuitive. It's not that they are too aggressive, that they take on far too much risk. No, it's the opposite. They're far too conservative. They're investing per a world that no longer exists. It's outdated. Are your investment strategies current for the realities of today?