 Great to have you along for the ride. Thanks a lot for stopping by. Glad to have this man back. Peter St. Onge, a visiting fellow economics at the Heritage Foundation. Go to his website, PeterStOnge.com. Peter, how are you? Good to see you again. It is great to be here. Great to see you, Joe. Great news. We just, like, made loans disappear. I don't know. It's like Biden's magic. He said, I canceled more loans. I canceled student debt. We forgave it. Listen, if somebody forgives me something, I figure that we're done with it.