 Hi, how are you doing guys? Better than we deserve. What's up? So I got a couple of questions for you. Um, my wife and I have been married for two years and we will be out of consumer debt and by the end of February, um, we don't have a house. We're currently renting right now from my grandmother. Um, so once we're done paying off the rest of our debt, we'll obviously be saving up for a down payment on our house. Once we're out of debt and we're done throwing everything extra towards debt, we'll probably be making,