 um during that time you're probably going to get married that'd be awesome then you got two incomes to save towards a down payment on the house and you'll be in really really good shape at that point that's that's where i would take you so josephine is in brooklyn hi josephine welcome to the ramsey show hi how are you better than i deserve what's up oh i'm in a little limbo here so um i was watching your show off and on you know i work but then