 Kello presents It's Your Business, the show that shines a bright spotlight on local business and business owners. You'll gain insight and tips, as well as important information you can apply to your business. Now, here's your conductor, the maestro of It's Your Business, Bill Zortman. Good morning. I'm Bill Zortman, and welcome to It's Your Business, show number 4,539 in our original It's Your Business series.