 Well, I've been in debt most of my whole life between cars and I bought my wife and I bought a house. I am self employed. My wife is retired after 32 years. Um, I make about $70,000 a year in salary. Um, I have $1,400 a month in rental income from a home that we had purchased and paid off. Um, my wife makes about $400 a week in side hustle and she draws $1,500 a month from her 401k.