 Well, Kathy, it sounds like you're alone and pregnant and scared. You're putting on a pretty chipper face, but if I were in your shoes, I can imagine the terror I'd be feeling. So here's what we're going to do. I'm going to set up a Ramsey coach to help you as my gift because I've been 27 and scared, and I know how it feels. And tell Bubba if he's going to make a baby, he gets to pay. That's how this crap works. This is The Ramsey Show.