 basically for $600 instead of $4,000, or if you move a couple hundred thousand bucks over there, you're not going to pay anything but 1%, and they're just going to take care of your annual planning and your other stuff too. There's not that much to this. And so different SmartVestor Pros run different things, but as to my knowledge, we don't have any fee only. All of them are managing mutual funds,