 I just turned 30 in October. Well, the good news is you've got plenty of time to reroute this ship. So what is your current financial picture? Do you have much debt? I have $1,200 with no interest for a mattress I got a couple years ago. That's it. That's it. So $1,200 would get you completely debt-free. But you're living paycheck to paycheck. Are you making good money? What's your income?