 These are pretty big numbers. I mean, even though tuition bills are coming in the mail right now for that first term, that doesn't mean they can't afford the first term. But it's alarming because if they don't find the money, it's really hard to make a pivot in the middle of the year. Thanks, Medora. Medora Lee, personal finance reporter at USA Today. 30 minutes now after the hour on this morning, America's First News.