 titled Asset Protection Isn't Just for the Wealthy to the radio page of our website if you'd like to read more on the specifics. But the takeaway for today is review this. Take it seriously. Don't gloss over simply because it's insurance. And along those lines, it's time for listener questions. To read those, one of my producers, Britt, is here. Let's go to Derek. And he had a question along these same lines of insurance.