 She learns that money comes from work, and she learns the dignity of earning as she gets her first job and saves up for that thing. Then money will just make her more of whatever she is. And the goal for every parent, of course, is I want my kid to be generous and wise and diligent with the money and not wasteful and impulsive. And I think over time, every 13-year-old is impulsive. It's rare to meet the ones that are like, I've been saving since I was 8. I even wasn't like that, and I'm the biggest nerd out there. Every 18-year-old is impulsive too, and 21-year-olds are impulsive too.