 Because I'm going to have this house. I'm going to keep this house no matter what. I'm going to pay this house off, and maybe the other thing comes through. Probably not. I'll go with you on this, John. It's mainly because there's no real debt snowball to do here. You're not freeing up payments along the way. The house is the lower debt, yeah. And so you'll knock that out in half the time, free up the same amount of money, start throwing that at the student loan debt. I think this plan works, and with your intensity, it's going to be a wash either way. So go for it. You have my permission.