 I'm able to cover my bills every month. I can somewhat put food on the table. I've got friends and an adopted family around that they help me out quite a bit with making sure that I'm fed and the kids are fed. That's good. That's what we want you to cover first. Everything else can wait. And if that means talking to the creditors, the credit card companies, the lenders and saying, hey, here's my situation. Here's what I can do right now. That's okay. How much do you owe in your car?