 Anyway, that's the thing. You can do this, man, but it's all about intensity. List the debts smallest to largest. Pay minimum payments on everything but the little one. Attack the little one with every available dollar until it's gone. Then attack the next one with every available dollar until it's gone. Then attack the next one with every available dollar until it's gone. Smallest to largest, regardless of interest rate. Make sure they're all cut up before the sun sets today or sawed up, whatever has to happen to those puppies.