 better than I deserve. What's up? Okay, so basically, recently my dad has called me out for overpaying a, what they call a penny delegate for, or he called them insurance scams, but I am paying a company called SureMed to basically be the middleman for covering health insurance, dental, and vision, and I was just wondering if you- Wait a minute, slow down, slow down, slow down. I can't understand you. You're paying a middleman for health insurance?