 And the other one paid for college debt-free, and they're both living totally debt-free. They're roommates across town. It's great. Jump up there with your mom and dad while they show that they changed your whole family tree, young man. $151,000 paid off in 34 months, making $142,000 to $177,000 100% debt-free. House and everything! Chad and Natalia, Erie, Pennsylvania. Count it down. Let's hear a debt-free scream!