 You work hard to support yourself and your family. It may seem as though you're taking a step back every month instead of moving forward. The bills are higher than what you bring in every month. You have to swipe that credit card, maybe you have more than one, to cover the difference. And the debt keeps adding up. The interest is through the roof. But if you own a home, my friends at American Finance, it can help you break from that debt cycle.