 And you know what else it's going to allow you to do? You know those customers that you have to take those reno jobs because they're big jobs, but you know right when you meet them and they walk you through what they want done, you're like, oh, this is going to be awful. You get to pass. Absolutely. So, Ryan, think about this. You're sitting in a paid-for $450,000 home. Would you have a discussion with your wife when you go, hey, you think we should take out a loan at 7% interest to do some fun investing with that money? You would go, no, that's way too risky.