 You're agreeing on what comes first, what comes second, which is your values, represents your values. You're agreeing on your fears. I'm scared of this. I've got to spend some money to cover this. When you agree on all of those things, you're agreeing on your life. You're adding a level of unity, a level of oneness to your communication and to your marriage that nothing else will do, and it's a stupid budget. It's a spending plan.