 Sure, yeah. Do you see how you can breathe? You're starting to see the forest from the trees now, and that's the debt snowball. So we're going to gift you every dollar to help you budget the income, cover the expenses, find the margin, and it's going to walk you through that. And on top of that, Financial Peace University, which is nine lessons. I want you and your husband to watch it. When the kids go down, watch a lesson a night.