 But that, you know, and so if you look at Minnesota, we are almost always in the top 10 for big claims storms annually because we have these derechoes or these really high intensity storms that hit. And to get into the science of this a little bit, Kate, I think most of us can understand how warming average temperatures lead to more days of extreme heat in the summer. We've talked about that on this show. But how do warmer temperatures tend to produce more water and more violent storms?