 That's electronically on your phone, perhaps in the cloud, because what if your phones are damaged? All of those things. But know what they cover, right? Is it a full roof replacement? Lots of companies now are going in depreciated value on a roof. You just have to know what's covered. In the instance of too much rain or too much water, do you have that extra sump pump coverage? If your sump pumps never run, maybe it won't run.