 And so we've got to knock out this debt first. Making $200,000, you should be able to knock out $20,000 within a few months if you get focused and get on a budget. And then the mortgage, that's the thing we need to figure out with your husband. Hey, if we bring home $18,000 a month, then $4,500 we can manage. If we're bringing home $10,000 a month, $11,000 a month, this is going to be a hard pill to swallow for a long, long time. We might need to eventually sell this house and get something more affordable.