 So now all of a sudden, you may be paying a lot of money for meds that aren't covered. And likewise, if you have to have cancer treatment such as radiation chemo, in a Medicare Advantage plan, you're going to pay 20% of each one of those treatments up front until you reach your plan's out-of-pocket maximum. So if you have a cancer treatment that's $8,000, you're paying 20%. That's $1,600 per treatment up front.