 You know, things like our flooding situation, you might need to tap into funds, those types of things you would think would meet the requirements. And, you know, you can obtain up to $1,000 now without penalty. You'll still have to pay a tax on the $1,000 or less that you take out. But there won't be an additional 10% penalty if you're under age 59 1⁄2 if you meet certain criteria.