 They have no reason to believe they're ever going to be divorced. And they go buy a house and they title that house jointly. Or they go move it into their bank account where they essentially have titled that bank account as a joint asset. And then two, three years go by and they file for divorce. And guess what? That's a joint asset now. It was commingled. And so what we can do to protect that is put it in a trust where essentially that asset falls.