 It's taken about a decade for the Obamacare to completely basically destroy the health insurance world. It took out 90% of it or so. So it's a mess out there. But anyway, this guy, they do a great job. They're good people. And in this environment, they're going to get you the best possible deal. So I'm proud to endorse them in this situation. So very cool stuff. Natasha's in Tampa. Hi, Natasha. Welcome to the Ramsey Show.