 Hopefully you can get more than 30 for it. Hopefully your data is wrong and you get into KBB and you do a private sale and you get 35 or 37, then you're only 10 in the hole. But you would borrow that 10 from Wells Fargo and then they would release the title to the buyer because you've got to sign a note for the difference. In other words, they're making you the equivalent of a personal loan, which they already have. They're just admitting it. Mm-hmm.