 does that cost people anything if they get the relief? Is that taxable? Well, generally speaking, the help that they get in these flooding circumstances isn't taxable. If you happen to be in a federally declared disaster area and you don't get everything covered, so to speak, you have some out-of-pocket losses, we might be able to deduct those casualty losses on your tax return for 2024. So if you're in a federally declared disaster area,