 Well, yeah, but my question is, how did this happen? Because I think you do have to figure out what happened so that you don't do those mistakes again. Years ago, we changed careers. We were both making upwards of $400,000 a year. So we had credit lines up the wazoo. We had credit cards, and we were spending, but we were paying it all off. And when we switched careers, we went down to under $100,000 a year and still spending like we had, you know, that kind of lifestyle. Yeah.