 120. What are you going to make in 2025? 220, 250. Okay. All right. That's the thing. Okay. Because if you're making 400, you pay it off in a year, but you're not here. Okay. All right. So the deal is this. You can't out-earn your stupidity. You also have to have the processes and the systems in place, which is why you're wise to ask the question that you've asked. Way to go. You're really good at making money. You suck at handling it. Agreed?