 Because at the end of the day, all these crazy indicators, it comes down to the people have jobs and are they spending money? Right. Claudia, I'm an occasional guest on this program and source for many of our reporters. Courtney, let me ask you this, though. And you wrote about this in Axios this week, I think. The strain that is now becoming clear on low and middle income people in this economy after all these years of inflation, higher price levels now, and the federal funds rate of 5.5%.