 We're three trading days into July and into the third quarter. In the second half of the year, so far, stocks are doing a little summer churn. But year to date, that S&P 500 index, it's up 16%. Tomorrow is a regular business day on Wall Street. It's also a jobs Friday. That's big. The ADP report that came out yesterday measures private sector payrolls. A fewer than expected 150,000 new jobs were created in the U.S. in June.