 It's not something you love to think about. You don't want to think about something going wrong or something happening, but life is unpredictable. You know, a good life insurance plan gives your family a financial safety net to protect against some of the unknowns. Policy Genius is the country's leading online insurance marketplace. It makes choosing the right policy for your family easy and quick. With Policy Genius, you can find life insurance policies that start at just $292 per year for $1 million of coverage. Some options are 100% online and let you avoid unnecessary medical exams.