 There is a link for organizations who have questions about the program at kello.com. It's been just over a week since southeastern South Dakota was drenched with heavy rains causing record flooding and storm damage. Jesse Schmidt of the Better Business Bureau says double check your homeowner's insurance before starting repairs and document your losses by photographing all damages. And do your homework when selecting a contractor. You should go to BBB.org to make sure that it's a credible contractor.