 You know, the second half of the year, I think people are just getting used to the rates where they are. And businesses, you know, kind of starting to pick up. And then last week, there's an announcement that we might have a rate cut again in September. So, you know, I think that's probably a good thing. But, you know, is it also going to create people to just say, let's do some more, hurry up and wait. So, but yeah, they said last week that there may be another rate cut coming in September, I guess soon.