 They're really, really looking to make the disintermediation. What a lot of people don't understand, though, is that when we look at what our liabilities are, our national debt are, we go immediately into financial crisis if they're able to achieve this. And people are not looking at this because it's kind of hard to understand, but they're getting their act together. And you can tell by the amount of gold that all of them are buying, wait a minute, here's the last piece that makes it really bad.