 And that's okay. It's just going to be a change in reality. And so George is going to walk you guys through some of the money stuff, and we're going to give you a whole bunch of resources. But one of the homework assignments I always give somebody who's experiencing grief like you all have experienced is I want you over the next few weeks, I want you to write your brother Zach a letter. And I want him to know in this letter that you love him. I want him to know in this letter that you're really mad at him.