 because you're half-butt dragging along and you're still going on vacations and still buying crap you can't afford and that kind of stuff, then that's a different issue. If you are masking over it, then this is not going to mask over it. It's going to come back. As my friend Les Parrott says, when you bury these things, they have a high rate of resurrection. So this stuff will come back to haunt you if you do that. But if you and your wife have really both said, look, we've been out of control. We're stopping the out of control. We're going to be in control.