 to do that. Our agents are out there. We've got 35 agents across the state of South Dakota that are out there helping our people to make sure those things happen. Doug did mention some hail that had hit up in the northeast. As an insurance agent, I will tell you what, that's the worst possible thing that could happen for us. We've all seen our rates go up in these last few years because we've had some devastating storms in the upper Midwest, and I don't think it's going to change going forward.