 compared to what a private loan would have been. So now the whole thing is forgiven. So what they've essentially done, I mean, they're going to keep going, right? There's, I think, ultimately $1.2 trillion or something in loans. That was one of the main assets of the federal government set against the $35 trillion in debt. So apparently he's just giving that away. He's giving it to buy votes. But of course, what rankles is that he's giving it to relatively rich people.