 This final note on the way out today, saw this in the Wall Street Journal, a warning of sorts from Chase Bank, which is the consumer banking operation inside the J.P. Morgan conglomerate. It is the biggest consumer-facing bank in this economy, 86 million accounts. Chase CEO Marianne Lake said that if the government does go ahead with its plans to cap certain fees that banks can charge, an $8 cap on credit card late fees and $3 on overdrafts in particular,