 All right. So what happens now on the commercial real estate front? Because you've got a lot of offices where only perhaps half the folks are showing up. It's really interesting because you're right. This is a situation where we're talking about hybrid work, but it affects so much more than just who's working from home, who's working from the office. It certainly does affect commercial real estate. It also affects things like commuting times and things like that, too. Now, on the commercial real estate side, it was interesting because we definitely had some