 We want to make sure for every client we're doing a regular estate plan that we've thought through long-term care. What assets we use to pay matter, right? We can get tax benefits. We may have reasons we want to use IRA money to pay. So there's absolutely a lot we can do, but we ought to be thinking about this stuff as early as we can. Build it into your regular estate plan. And when you work with an estate planning attorney who's also an elder law attorney, they're able to make sure that your estate plan deals with those types of things that your typical estate planning attorneys not even address. They don't even accidentally address the issue of long-term care in most instances.