 So because of my nature as a small business person originally, I like to support small businesses. So I go to a small bank that's 100-something years old that my dad banked at for, I don't know, close to 30 years. And I bank there. But their customer service, their 800 numbers, not 24 hours like some of the other big banks, it ends at 5 o'clock. And it opens again the next day at 9. So when you get jammed up over the weekend, guess what? You got to wait until Monday to talk to these people.