 This is Stiefel Investor Insights. Stiefel, where success meets success. Today, I'm joined by Michael O'Keefe, Stiefel's Chief Investment Officer. Michael, we've been discussing how the consumer is feeling, and we did just get the monthly update from the Conference Board. How about some details? Yes, Pat. The Conference Board publishes the Consumer Confidence Index, and the June level came in at 100.4, a little better than the consensus estimate of 99%.