 No, the retirement is separate. We have probably about $225,000 in retirement. And you guys, here's the thing with the net worth side. You have plenty of time to catch up on the wealth building side. I mean, you could save up a million bucks in two years. If you're completely debt free making $625,000, it wouldn't take much if you don't increase your lifestyle by a ton to just save up a million bucks and retire early.