 i agree i love this i think you have a great plan i think you guys have been really smart and it shows and so kudos to you very good thank you for the call twenty five thousand dollars riding that wave debt free which means it's not all going out to payments every month that's right wow killing it killing it we got to go into tech jade what are we doing here i know well we need to help these i'm not that smart that's why i'm that's a lie george all right let's take another call we got monica she's in greenville south carolina what's going on monica