 cruise, and you can join us for Turks and Caicos, St. Thomas, Puerto Rico, the Bahamas. I promise you we're going to be doing a lot of fun stuff, a lot of special events that are just with you and me and Ken and you and so forth on the show. I mean, on the ship. So don't miss this. RamseySolutions.com slash cruise. I need a little whistle behind that. All right. Sarah's in Fort Collins. Hi, Sarah. How are you?