 You both have income. You both have pensions. My guess is that when we run these numbers, when you run these numbers and you create a plan, you will find just that. You can do exactly what you want. I am not sure why anybody would have 17 to 21 funds in any of these accounts. You know, gang, it's really like it's overdue. It's overdoing it. It's like you need three, four, maybe five funds, but that's it. There's not a lot more to do.