 Welcome back, everyone. It is now 33 minutes past the hour. Thanks for staying with us through that bottom of the hour break. We're going to get back to our discussion with chauffeur and Jackie Friedman in a minute. But first, we're sponsored by Colette. And if you love to travel, but you're not such a fan of all the travel planning, we recommend going guided with Colette and enjoying your destination without all the stress of making travel plans. You can do it right here in our own country. You can choose destinations around the globe with them as you go discover the people, places and cultures that make travel a lot of fun.