 You're back. It's Jill on Money. And we are here listening to the things that you want to do in your life and how that might impact your financial life. And we're trying to help give you some different opportunities to figure out different ways to get to where you want to go. There's not always just one answer. We are not finger waggers. What we are is empathetic human beings who are also certified financial planners. So a little left brain, right brain there for you, gang.