 Ken Coleman, Ramsey Personality, is my co-host today. Thank you for joining us, America. Tabitha is in Denver. Hi, Tabitha. Welcome to the Ramsey Show. Hi there. How's it going? Better than we deserve. What's up? So I'm seeking some advice. My husband and I don't agree on whether or not to pay off our car loans. I'd like to pay them off, but he does not agree with that. He likes being in debt on a car?