 You're back. It's the Jill on Money show, and we are here trying to help you make better financial decisions, sometimes less bad ones. Sometimes we're here to kind of give you props like, wow, you did such a great job with this, and maybe you don't even realize it. If you'd like another set of eyes and ears on your situation, let us know how we can help. Just go to JillOnMoney.com. Click the Contact Us button. You can write us that note. And if you'd like to join us on the air, all you need to do is check the box. Mark does everything else. He's so good like that.