 This is The Ramsey Show. Hey, thanks for hanging out with us. I'm Jade Warshaw. Next to me is George Camel. We are taking your calls. This is a live show, so you call in. The number is 888-825-5225. A nice young lady will pick up on the line, screen your call, and the next thing you know, you're on the line with George Camel in the flesh.