 Yes. That $100 is much better spent getting some financial foundation for you right now. And you'll get back to investing. You're 22. You've got plenty of time to invest if we can get out of debt over the next two years. Then from 24 to 64, you have all the margin to invest for 40 years. Do you have any other liquid or non-retirement money? No. Okay. Are you living at home? I am. That's the good news. So you have very little bills and expenses. Correct.