 That's a terrible financial plan in any marriage. There needs to be communication, accountability, and alignment. That's where Financial Peace University is a great tool. And when it comes to this, the credit card, the debit card, it's too easy to get money out of the bank. I'm like, do you know where credit card debt has to get paid from? Your bank. So this idea that a debit card, it's too easy for the money to leave, well, that's a human problem that we need to fix versus just dealing with some symptom.