 Welcome to the Jill on Money show. This is the program that attempts to take the mystery out of your financial life. I am your host, Jill Schlesinger, CBS News business analyst and also a certified financial planner. And this is a show where money is not scary and it's not boring. It is sort of entertaining. And what we try to do is help you get where you want to go. And all we ask from you is a tiny bit of work. Go to our website, JillOnMoney.com.