 You can choose a shorter term or a longer term to maximize your savings. The Dime Bank's 9-month CD is paying 5% annual percentage yield, and our 18-month CD is paying 4.6% APY. We are safe, strong, a member FDIC, and here for our communities. As your total financial partner, maintaining a safe place for your savings and giving you a great return on your money are what the Dime Bank is all about.