 you hope to get a portion of your income back and depending on your life how long you've been contributing what your income was it's not enough to survive on and so you've got to develop a plan and i'm telling you in the millionaire study we did 80 said the 401k was my ticket to millionaire status right that and a paid for home and so this is not the spot you want to pause on 15 once you're out of debt consistently you will become a baby steps millionaire