 Ken Coleman, Ramsey personality, number one best-selling author of the book Paycheck to Purpose, is my co-host today. Our question of the day today comes from Travis in New Mexico. We are a family of six. My wife and I are both turning 45 this year. Income-wise, we make about $400,000 a year before taxes. Wow. Five to 15% bonuses before tax. We're living paycheck to paycheck and cannot seem to get out of this. We're about...