 Now, let's talk priorities. Pay the bills, save for the future, and then treat yourself to something nice. It's all about finding the balance. Last but not least, stay flexible. Life throws curveballs and your budget should be able to roll with the punches. Adapt, adjust, and keep moving forward. With these simple steps, you'll be well on your way to financial success. For more help on creating the ultimate budget, visit hmbbank.bank slash freecourses. Supporting you and your financial future, that's HMB and me.