 Mortgage demand was largely flat in the third week in June. The Mortgage Bankers Association says total volume was up only 0.8% from the previous week. Applications for a mortgage to buy a home were up 1% for the week, but were 13% lower than a year ago. Refinance applications remained unchanged. Counting up in half an hour, the new steps the White House is taking to boost homeownership. Stephen, back to you. Thanks, Bill.