 And then in 1984, you had the first big bailout, really, of a financial institution here, which was Continental Illinois. And that started, I think, this culture of bailouts. After that, it's got bigger and bigger. Then you had the savings and loans crisis. After that, you had the LTCM in 1998. Then, of course, the global financial crisis, the banking crisis of 2007, 2008. Then the pandemic. And then, as we sort of said,