 yep that's uh... that's the wife's car the forty thousand five-and-a-half percent how many more years are left on that three years i believe left on that so these kind of do go away the brokerage account can we talk about that for a second is that just fun money you know that was money that way back in uh... the low interest days i had i was considering refinancing my mortgage down to a fifteen-year and it was to thank god you didn't do it by the way thank god you didn't do that