 It's just so special to see something that was created 80 years ago still fulfilling its original mission, and it still has the signature benefit that it did on day one, and that's the ability of veterans and service members to buy without a down payment. It's really aimed at helping level the playing field and boost access to homeownership for those who served. And for so many consumers, younger folks especially, that down payment is the biggest hurdle they'll face.