 Ness & Associates Insurance and Investments. At Ness & Associates Insurance, we help our customers protect what matters most. It could be their business or it could be their family. We get to know our customers and customize coverage for their needs. We offer life, health, disability, as well as investment options to help you plan for all stages of your life. Stop by their Du Bois office today or call Ness & Associates Insurance at 371-6756. Our family protecting yours since 1932.