 When they are servicing their clients, they figured out they needed a lot more services. They needed tax planning services and investment services. And that's how Golden Reserve kind of came about. So kind of going back to it today. And I'm going to start today's show by the question. And I found this actually in an article from Smart Assets. Somebody was asking, do I need a financial advisor or do I need an attorney for my retirement planning? And they said, well, both of them protect my money. A retirement planner protects.