 And with hopes that we get a check in the mail. So I think it takes a lot more strategy and planning up front to think through who do we want to talk to about what. But I think it really pays off. And also, we just need to get better at talking about what is a bequest? What is a planned gift? I mean, we are all going to die. And what does that look like after we're dead? And that sounds harsh, maybe. But...