 The Ramsey Show. I lost my husband four years ago. How old was your husband? He was 36. What happened? He fell through a skylight working on a roof 30 feet. Oh my. The insurance company froze the payment. That put me in a place where I got behind. My house is being foreclosed on. I know how to stop this. I mean, I know this is my fault. Not your fault. You're not going to lose this house.