 Well, I think the issue is what they're getting to is what if you had a run on your bank and you had to come up with this cash and you don't have it without taking losses. I mean, that's the worry. But anyway, you read through this whole article, you get scared to death from the title. And then at the very bottom, like literally the last sentence is, problem banks constitute 1.4% of total bank entities. 1.4%.