 What do you mean? Well, it's just going to mirror the S&P, and you're going to have a cap. Right now, we're seeing caps around 11, 10, 11%, which are pretty high. Meaning if the stock market does 8, you get 8. If it does 10, you do 10. But if it does 13, you get 11. So you're capped in what growth you can get in that year.