 And hello again. Welcome to Expedition Retirement with Greg Ehler of Golden Reserve. My name is Randy Cook. We have Tim Stallings in the studio with us as well today. We're going to talk a little bit about the estate planning process when it comes to your retirement planning. And we'll, of course, get into all of the other parts of it as well. Tax planning, market problems, dealing with fees, all the different things that we talk about each and every week. But we're going to dive into the legal part at the beginning here. Greg, how are you doing today? It's hot, Randy. It's too hot. It's way too hot.