 It's an Ask the Expert weekend on Dayton and Springfield's 24-hour news, weather, and traffic station, 1290 and 95.7 WHIO, Dayton's News and Talk. All right, we're back. I'm Curve Miller, joined by Andy Dollar. We're senior wealth advisors here at Russell Total Wealth and Wellness, and you're listening to Russell Total Wealth and Wellness Radio. If the stock market, what's going on in the world, the fear of higher taxes has you worried, don't just sit there. Help protect your retirement savings.