 Maybe those things are all positive because things cost more and we're having to spend more. That's why I'm curious if they're talking to the planners. And listen, a lot of times economists get bogged down in individual numbers, just like retirees get bogged down in fixing one thing and forgetting about the other five things that need to be fixed. There's correlations. Those correlations determine probability. Probability says, because of this, this is what should probably happen.