 And so there with that rather investment portion, you're talking about more 700,000 there, there's also your liquidity and your other choices and your lifestyle, but you have the income set. And when you're saying creating 24 grand in income, that's then in addition to one social security, maybe two social securities, maybe also somebody else's pension or their retirement account. This is just a portion of it. And what we're doing is setting that floor so you don't have to.