 So far, we've discussed asset location planning and creating a tax-free source of income. We've talked about creating a tax map so you can understand the different ways you can pull income in retirement to minimize your taxes. Why is minimizing taxes so important? And there's an obvious, yes, you don't want to pay it, but more importantly, the math can be extreme. And let me give you an example of paying something through your business or personally and why it'd be advantageous to paying it through the business.