 Yeah, you know, Roth IRAs, I get so many questions about them week to week. And people say, gosh, you know, I would love to have them, but I make too much and I can't put it in. And so that is a problem. There has been those income phase-outs where if you are married, filing joint, making over $228,000 in 2023, you're too successful to use a Roth IRA.