 penny to penny so I'm trying to figure out like what's the best thing to do with this extra money because I don't have retirement I don't have like I can't do a Roth IRA because it's not earned so just trying to figure out how I can like set myself up for the future with being on such a tight monthly budget but while having this money that's just sitting there let me ask two quick questions and then Jade you hop in the money Jessica how how fresh is this divorce