 Hi Dave. Hi Rachel. Thank you so much for picking a call. Sure. What's up? I just have a, I have a quick question. Um, I was wondering, I'm on baby step to paying off my car and now the engine needs to be replaced and it's an $11,000 repair. So we have a thousand dollars in emergency funds. So I'm wondering what I should do. Like, should I take out a personal loan to get the car? That car is gone. How much is it worth?