 But the financial advisors controlled the relationship in almost every couple we talked to. And it was insurmountable. And a lot of times it was disruptive because they didn't understand our plan. Financial advisors don't like involving anybody else in their kitchen, right? They want to control everything because they're making so much money on folks that they don't want another, obviously, set of eyes on what they're charging, what they're recommending. And we found that was a huge hurdle.