 when you go to the retirement table. A lot of people say, I got to get to a certain number. I don't want to go until I get to that number. Well, he says these five things. If you've got these checked off, you're probably going to be okay. Number one, you're not interested in keeping up with the Joneses. Whatever they're doing and they're going around the world, fine. You do what you're going to do. You be you. Number two, you live below your means. You've saved more than you've spent.