 And they have no idea if that's a good idea for them. It's just, they read an article that said it was a good thing, so they're gonna do it. We rush into making decisions. I'm older, I should be more conservative. I'm younger, I should be super aggressive. I don't need an estate plan until I'm a certain age. For trusts or for rich people, you have all these ideas floating around out there. And instead of just saying, hold on, let's start from the beginning. Here's where I am, here's what I have.