 And Greg, these are things I've heard you say that there is, you gotta get this done five years before you actually go into a long-term care situation. Explain that whole situation. Yeah, I mean, asset protection trusts are something that have been around for about 20 years. And they're a very effective way of shielding certain assets from the nursing home. Instead of just gifting it to your children recklessly and hoping they don't get divorced or actually let you live in your own house,