 you know, a lot of times basically in summation that your number one wealth building tool is your income. I'll say it all the time. Right now for the person like myself, I'm on the lower end of the income ladder. Um, I'm bringing about 40,000 a year or so, and I've been paying attention to what you've been saying and excuse me. And I was thinking like you talk about mutual funds and investing and I have limited to no knowledge. So,