 It is interesting that we continue to see these kind of articles. And then every single month we see record breaking sales of annuities. Why? Because there's a lot of us who are going into retirement that are attracted to that idea of having that sustainable, dependable income every single month, like your paycheck coming in. And so this is very attractive to a lot of retirees. The next one is, and I think I'm starting to see a pattern here. It says annuities are tied to the stock market and I can lose money.