 We talk about the market flashlight showing you what you're at risk, not just what percentage is at risk, but what does that mean in 2022, 2009? All of these scenarios break down exactly how much you could be losing in retirement if a stock correction happens. And then obviously, last one, we talked about it for the first half of the show, long-term care compass. You sit down with our attorneys. We talk about nursing home planning protection, asset protection trust. We don't sell long-term care insurance. So we have legal tools instead of financial tools.