 How old are you? I'm 19. Whoa. You on your own? No, I still live with my parents, but I made some pretty terrible decisions in the last couple years, so. Okay. What kind of debt have you got, sir? I have a car loan, about $24,000, and then I have about $5,500 worth of credit card debt that I still, I don't know how I'm going to pay this stuff off. Hmm.