 Welcome back. I'm Rusty Miller, your host of Safe Money Radio. I'm a retirement and income planning specialist working with clients right here in the Miami Valley. Are you losing sleep because you're stressed out, wondering how much of your future retirement dollars will be lost forever during economic downturns, and at the same time, living with fees that can cut into your nest egg? If you could convert some of your current retirement savings into something that would limit losses and still have the potential for accredited interest tied to an external benchmark, would that be interest to you?