 Fixed annuities are backed up by the claims paying ability of the issuing life insurance company and are not FDIC insured. We have software to help you choose from hundreds of highly rated life insurance companies. I like the money. The money, instead of a dollar bill, they have the pound coin. And it's a coin and you throw it on the counter. It felt kind of cool, like the old west. Like going to, you know, being on the dusty trail.