 Greg, you're talking about your next book is Don't Say the A Word because there's so many myths out there about annuities. I found another article about it. And actually, this one is trying to bust the annuities saying, you know, everything you've heard is not necessarily true. So let's go through a couple of these. Annuities carry hidden fees. You'll get feed to death in an annuity. Handle that one for me.