 This hour is sponsored by Golden Reserve LLC. Coming up this week on Expedition Retirement, brought to you by Golden Reserve. I have two lawyers in the studio today. The question is, is that too, too many? We're going to talk about using a trust for estate planning. Exactly what is that and do you need one? And is there a new test out there for retirement planning that you might not want to take? All that coming up today on Expedition Retirement.