 That's exactly right, Curve. And retirement is full of complicated choices. Ways to invest your money so it's preserved but it still grows. Ways to keep your taxes low. That's what we're talking about today. Ways to leave everything that you worked so hard for to your loved ones with the least amount of taxes and hassle. And probably most important, ways to make your money last. Do you know if your current retirement plan addresses all of these issues? Well, if not, then you could be exposed.