 fix it up and they flip it and they make some money. But now today, we don't make that assumption because today there is a lot of other areas that people can physically invest in. And you take somebody like me, who's not particularly handy, I couldn't buy a house and flip it doing the work myself. You kind of feel like, oh, well, maybe I'm missing out on this area of investment because there's real estate, I don't own any.