 But I think it's something that you learn over time. I don't think this is something that you just, like, come out as an 18-year-old and you've got it all figured out, you know? Oh, boy. Yeah, I'm thinking about young Jeremy in college and my spending habits and what was important to me to spend money on. Yeah. You know, it's definitely... Changed a little bit? Definitely changed a lot. So do you feel like the biggest catalyst for the change for you was, you know, getting married? Or do you think it was becoming a parent?