 saw that and that could have been anybody just some tech you know reading it that is not a doctor and then they like red flagged me and i didn't get it and my husband did you know but now listening to you talk about oh some insurance policies i know life insurance has changed a lot because they kind of had to to help people you know like us you know heading into retirement so it's nice to know there are some other options either life insurance or annuities yeah a lot of great tools that can be used for long-term care