 Then they got back up to about five. And then when the financial crisis hit, they dropped to zero. So again, very quickly. So when something bad happens, it's hard to react to it. Everybody thinks you're going to react to it quickly, but you're blinded. You don't know what's happening. So you get caught on your heels and you lose potential income for a long time. Yeah. What kind of events would cause the Federal Reserve to drop the interest rates quickly? Have we seen that before?