 You know, and not take any risk with that portion of the money in clients like that. Yeah. But it also has some long-term care benefits. And then some of the life insurance. We'll have people that's in retirement in their 60s, maybe 70s with life insurance. And that's a way to pass money on to the kids and grandkids tax-free. But in addition to that, it also has some long-term care benefits.