 You've got PNM, and then you've got, you know, the other utility companies up there, and then you've got Tribal Land and Private Property, and then you've got Public Land and the Village of Bredoso, and you've just got, you know, all these entities. And then on top of the fire, of course, the flooding. It's just, you know, I just keep praying for the community because it is going to take, I think, a lot of time for them to recover. And the worst, the other big piece of this, BV, is the cost of insurance.