 It's not taxable when you roll it over. And typically you have more investment options when you roll it over to an IRA versus what you did in the 401k. Okay. Now that's not always true, but most of the time. Right. And that way you own it and control it, not only for you, but also for your spouse or partner. Okay. I love that. So obviously that's something you need to do before you retire, right? I mean, it would be a good idea.