 When it sounds too good to be true, it usually is. Learn how to protect yourself from foreclosure scams at www.hud.gov slash fair housing. Assistance from a HUD-approved housing counselor is your assurance that the information is trustworthy and free. Free! Now that's a word those loan modification scammers have never heard of. Find a HUD-approved housing counselor today at www.hud.gov slash fair housing. A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance.