 Now, I obviously don't agree with that in most instances. I mean, there are some exceptions, but I want to provide an example of why. Now, I'm often taken back to a client I worked with in 2016 who had been renting for many, many years and didn't think buying a home was even an option. At the time, she was paying $850 a month in rent and had been told by family members that buying a house wasn't worth it and that she probably couldn't buy one anyway, even if she wanted to.