 And, you know, one of we just had just the other day, they said, Phil, we want to get some money out. And well, I said the other day, it was right before the end of the year. They say, do we take it out of the IRAs or we take it out of like maybe the tax free bucket or the Roth? I said, well, let's talk about your taxes. Where are you at? Do you want to show more income this year? And they said, no, we don't want to show any more income because of our current situation. So we were able to take the time, go through it and figure out which bucket of money made the most sense from a tax perspective to help them when they take the withdrawals out.