 I love hearing this because, Phil, my husband and I applied for long-term care insurance at the same time at age 60 because we knew that was the age we probably should. He got it. I didn't because I didn't qualify. It was some stupid little thing like I had had a stress test. I told you I had a stress test under my heart because I had had kind of some, I don't know what you would call it, just some tightening in my chest. Well, come to find out it's anxiety, right? It has nothing to do with my heart.