 Get in. Refinance your auto loan with an annual percentage rate as low as 4.99%. Sandia area. Better banking without the bank. Rate effective as of 12-20-20-23 and subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. Visit sandia.org for complete details. If you see an accident, call the traffic tracker hotline at 767-9167. Brought to you by American Home Furniture and Mattress. Visit any of their stores today or shop online at americanhome.com.