 But I'm going to be transparent as we start working together that I'm going to say, hey, we got to get this done. And it's important to have your financial advisor and the person working on your will communicating together so it's funded, so there's no hiccups. So we make sure some of those things get done. We kind of hold each other accountable. Yeah, I love it. So again, recap some of the biggest concerns your clients have about retirement, Phil.