 Well, I think a lot of people don't plan for retirement because they don't have a clear vision of what retirement will look like. You have to have something you're retiring to. Now, I know that's not all the case. There's plenty of people out there who might be miserable at their job and they just want out. But what really motivates you to take that step is have something you're retiring to. And so you have to have done the work. I've known people who have taken a few weeks off to basically schedule a trial retirement and