 Sometimes the job might allow you to schedule down your hours gradually over a few years, but you need to experiment and really figure out what are you going to do with your time in retirement? Where's your sense of purpose and community going to come from? And that's what I think of when I think of that visioning process around what retirement will look like. Another step is reviewing those financial and retirement plans. Where should that fall in that five years before retirement? Is it an annual thing or how do you approach that?