 See where you are in terms of your I need income goals, your I want income goals, and compare that to how much income you could generate today. And if you're there, hopefully you have enough to at least satisfy your I need goals by going to an income first, growth second approach with some part of your money. Then if you want to gamble with the money that's there for the difference between the I need and the I want, then maybe you can do that. You can make that gamble because...