 And what I like about it is if you don't use those health care benefits or living benefits, that money goes to your spouse or to the kids or to the trust. So it's kind of a win-win. And, you know, say maybe you don't know what you don't know. It has changed a lot in the last few years, especially. Right. And I just told my husband just last night, I said, I think you might want to do something different, Bobby. I don't know that that's the smartest move now. And he's like, really? You know.