 Okay. And that happens. And you know, a lot of the ladies out there, she said she was married for 30 years. And of course we don't know what happened, but 30 years is a long time. And you know, even if you're happily married now and you know, you just don't know what you don't know or what the future holds. And it's good to have a plan, have somebody can kind of be a coach. And you know, our purpose is about changes. We know when you retire, there's no more paychecks. So the number one thing to have is make sure you have a plan and you don't run out of money in retirement.