 Yeah, definitely. You know, one thing that you didn't really mention would be tax liabilities. So what do we need to know about the impact that taxes are going to have on our retirement savings, Phil? Yeah, you know, right now our taxes are the lowest they've been in many years, and it's going to go up in a couple years. So we have like a two-year window here to put a tax plan together that over the next couple years, a little bit every year, what can we do on your retirement accounts that you'll pay less taxes? Yeah.