 In 1988, Bobby McFerrin released his song, Don't Worry, Be Happy, which reached number one on the Billboard Hot 100 chart. Not only was this song catchy, but it brought a smile to just about anybody who heard it. Unfortunately, for many of our seniors today, a song telling them not to worry isn't going to help the reality of the problems they face with planning for income, long-term care, and living a happy life in what should be the golden years.