 That's still earning interest and growing, but you've got to take money out and pay taxes on that. So how much do you figure out? Well, there's a lot of factors in that, and we talk a lot with our listeners about that. But you can go to our website, and that's corefinancialnm.com. And there's a little calculator in there, and you can plug in some real basic information, and it'll give you a good idea.