 since your home is usually one of your biggest expenses. You might be paying high property taxes, maintenance costs, and time your social security benefits. Taking them early might give you the income you need to get rid of your debt, but on the other hand, it may be better to wait. It's best to talk to a financial professional on this matter. And if you have equity in your home, you might be able to get a home equity loan or line of credit to help you consolidate or pay down higher interest debt. But really think about doing this since an inability to keep up with these payments puts your home at risk of foreclosure.