 You know, I get that question pretty often. A lot of times I just I'll reassure the client. I'll be really honest and I'll ask him, can I be transparent? Can I tell you what I really think? And you don't have to agree with me, but I'll tell you. And they always say, well, yeah. And then I'll say, you can be transparent with me. Let's have an open and honest conversation. And some people say, no, you're not really with your spending habits. You probably shouldn't quit working.