 And as always, we appreciate you listening to the show. Now, if you're a regular listener, you know that the 4% spend down and retirement method is really simply a recipe for disaster. And unfortunately, most of the people out there who try this strategy, they're going to run out of money. Instead, income specialists at Retirement Income Source use the income first model, which is a proven strategy that generates consistent retirement income by utilizing fixed income and fixed income like equity products.