 and even the art teacher didn't reinvent everything and they would have a tendency to be fit that uh... i mean be creative right don't be creative follow a system follow-up process and plug into a proven process and that's how people become millionaires and this is the first one to five million dollars worth of net worth it sounds a lot like the callers that we've had today most of their net worth is their retirement and uh... they're paid for home with most of these colors today and that's what we found in the study