 That's right. I'm going to get in trouble for that if the wife hears that one. Oh, no. No, in all honesty, that is a huge concern. It's the number one concern of not having enough money in retirement. And we like to put a plan together that we can put money in the tax-protected income bucket where it's safe, still growing it, can't lose it, rest the money in the growth bucket. So we have a plan that if the market goes down or the world changes, maybe some of the money in the growth bucket goes down.