 Again, Don is here. He's our in-house expert to answer your questions, 701-293-9000. Good morning to you, Mr. Kinsler. Oh, good morning. Oh, beautiful morning. I always take exception, though, at the term expert. You know, we're all in this together. Oh, trust me. I battle the same things everyone else does. Trust me, you're an expert. We're all in it together.