 If you go in that order, if you go in a different order, it's going to slow you down or even set you back substantially. But the number of months between now and you having a net worth of a million dollars and owning a home and having money going into your 401ks, the number of months, the shortest number of months is doing it the way we're talking about. It's not trying to do everything at one time because someone else just bought a house or sold a house.