 And, you know, the other term that comes along with equity is the term underwater. We use that often when it comes to... Oh, we hear that all the time. Hey, I'm underwater on my car. And people go, what? How did they get in water? No, this has nothing to do with... It's about negative equity, right? Am I paying attention? Yes. So what you owe is greater than the piece that you own. Oof. That would put you underwater. So if the car, you've got a $20,000 loan on the car, the car is only worth $10,000, you're $10,000 underwater. Mm-hmm.