 Quite making enough to make ends meet at my 8 to 9, or I'm sorry, 8 to 5 job. So I've been doing side gig work, everything I can, just to get extra cash flow to try to help pay everything off. How old are you? I'm 31. What are you making at your day job? I am at $25 an hour, so before taxes and everything. Is your credit bad?