 transferred to a third party, more damage to your credit rating. To avoid all of that, try to pay off your debts within the month they're charged and you'll avoid paying interest. For more, check out Bankrate.com. I'm Mark Hamrick. How does an appliance store stay in business for more than 80 years and counting? Wells & Lahad is doing it with top quality name brand appliances and unequaled local service. Wells & Lahad is locally owned and operated and they offer local delivery installation and they have their own repair and maintenance team for their appliances.