 And that gives us confidence when you do some simple adjustments from now, the second quarter to the fourth quarter. We told our investors today and put in our documentation that our estimate for the fourth quarter is $14.5 billion, which is an increase of $600 billion per quarter over a couple of quarters, which shows the balance sheet kind of starting to generate earnings again. And that has been a period of where we've been coming down a slope, and now we're starting to go up the slope, and that provides great earnings momentum for the company.