 and get about 2500 a month and she can increase her benefit through the spousal benefits so oh by the way we're going to ask a lot of heather schreiber about this particular strategy we will get low cost medical coverage due to our income until we go on medicare we earned about 130 000 in combined income but we did live well below that we plan on spending most of the days at our cabin in the country keeping busy as we work on the rental property when i'm bored