 he retired unexpectedly they only have about fifteen thousand dollars in stocks in a brokerage account um they've got some bank accounts with eight thousand he's got a roth 401k with 182 he's got an employee stock option program with ninety thousand dollars he'll get six equal payments this year a regular ira 185 and 258 in a roth regular ira for the wife 60 grand and 240 in a roth okay