 here's your chill on money question of the day Tim from Boston asks I'm 55 and I'm considering retiring early maybe as early as next year at age 56 should I cut back on my 401k contributions now and redirect into my pretty hefty brokerage account now I'm considering how I will bridge the gap between say age 56 and 59 and a half Tim I am with you if this is the plan then yes let's build up those taxable assets