 who funneled their clients into these packages that had bigger returns for them that might not have been the best product? Or what was the... Well, that was always the auspices that no one who's paid a commission can do the right thing for the customer. That's the absurdity. But that's stupid because... That's absurd. If I'm getting paid a commission, I want to continue to do right by you so I can keep your business. You know, again, it's the Obama administration and it was just, it was bull crap. It was supposedly in the name of the consumer, but it really... Well, now the consumer's going to lose more money over the long haul. Hello, hello.