 Well, that's a lot right there, but let's get down to the nitty-gritty. Here's what you've got on the economics. We hit lows today in mortgage applications, mortgage demand. We're seeing a war on natural resources by an administration that believes climate change is the most important threat to humanity. You've got Middle East blowing up. You've got earnings are tumbling. If you go and look at some of the earnings, everybody is determined to try to