 Fast forward to 2022, 2023, it's all everybody's talking about. Oh my gosh, there are people making $150,000 a year, living paycheck to paycheck. Gee. Gee. Who could have seen that coming? Well, I did and talked about it constantly. But this is a system set up. We've got to just stop participating in it to some degree. Figure it out for yourself. I'm not telling anybody to not buy a house.