 maybe one way to kind of hedge your bet is that you can go a little bit more into the bond market which as you saw like by the way earning five percent is pretty nice if you went took some of that cash if you took some of that five percent cash which you know is going to go down to three two one pretty quickly and you get that invested as quickly as you can i think you're going to be better off i also want to encourage you to watch since you have been watching the youtube series