 and all you do is get dizzy and then people walk around and I was at a party the other night and the guy goes, yeah, Dave, but I have an 800 credit score. And I'm like, gee, bless your heart, man. It's cost you at least a hundred grand in interest. So, yeah, because the only thing you can do is just worship at the altar of the great FICO, great FICO. We bring you offerings of interest. So, um,