 And having that written financial plan can certainly help ease that stress and anxiety that you could be feeling. Number one, just knowing, and knowing some things that you can go ahead and put into place now. That's what they're all about, and especially that's something you can find out in that initial consultation that you can claim for yourself by calling 800-891-8680 for Roberts Wealth Management, 800-891-8680. All right, here's a big stressor, debt.