 that you would have gotten. Typically, nationally, the typical variable is about a 4.7% rate of return on an investment that, not counting fees, should be yielding north of 10. So it's an absolutely bad product, but it's hard to fathom that you paid 20 years and only got $1,500 out of it. That's hard to believe. That's what it shows, Dan. It's one of those things where I never really... Have you called them...