 extra video content all at jill on money live and it's on the website if you don't want to shell out the 35 bucks that's okay you can also check out our youtube show called jill on money powered by the compound you'll have videos there but it's not for free okay let's get started this hour with brandon who's on the line from the bay area hi brandon hi joe hi mark how are you how are you all doing today we are great what can we do for you