 this is a land contract or a contract for deed. People do those as well. It's the same mess, same exact mess. And when you've got increasing interest rates or when people try to do this, cause they think they're taking advantage somehow that look, but the, the, the risk that you're taking is unbelievable here. Unbelievable. Um, the juice ain't worth the squeeze. That's what they say. Yeah. And Oh, by the way, if you do change the insurance into your name, as if you're an owner, um,