 Ken Coleman, Ramsey Personality, is my co-host today. Alice is with us in Houston. Hi, Alice, how are you? Hi, sir. Good, thank you. Good, what's up? Okay, so I'm on Baby Step 2, and I have a very expensive car. It was $67,000. It's a 2024. It's electric, so I don't have to waste any money on gas. That's the one good thing about it. But I still owe $41,000 on it right now.