 Okay. Yeah, you're fine. Because there's two things that are going to happen in the future. Three things that are going to happen in the future, maybe. Two of them for sure. Number one, your income is going to go up long-term. Agreed? Yes, sir. Number two, the house value is going to go up long-term. And in a better neighborhood, it's going to go up more than in a not-so-good neighborhood. Agreed?