 My first reaction, Adrienne, is please don't do this, at least until we have more information from you. I need to know, number one, how old are you? How much money is in the 401k? What's your tax bracket? My big fear is that you're under the age of 59 and a half, and therefore you'd have to pay not just the taxes that would be due on the 401k, but also a penalty, and I'd love to avoid that.