 live on that you only need to collect the difference between the pension and your monthly expenses it'll be it'll be a perfect plan pull the money out and I think that's it I think that they'll be good but it's not I get that you want to convert I don't think in this case it makes a ton of sense I just don't if there's something going on in your life and you need our help just go to Jill on money.com and click the contact us button we'll be right back