 and let's get your income up to attack this. I'm with Ken on that. Then back to the car, I would run over to the credit union and see if you can borrow $15,000 or maybe better $17,000 because you need a $2,000 car when you get rid of this. If you can borrow the difference and sell it, that's going to be your best bet. Your only other option, because Toyota credit is not going to work with you.