 Located just north of Fort Worth, Texas, Cinnamon Creek Wild Game Processing. Experts with all wild game. Visit Cinnamon Creek Ranch. A little-known home ownership tool. I'm Mark Hamrick with a Bankrate.com Personal Finance Minute. Think of a land contract as a kind of rent-to-own plan. The seller finances the purchase of a home, commercial building, or lot instead of borrowing from a bank. The price for eventual ownership is monthly payments to the seller.