 That exact quote. I got to say it again. Price is what you pay. Value is what you get. We like to show people, too. All right. Here's what you get if you go to a broker and you pay them your whatever percentage management fee. They throw you in some mutual fund that charges you another fee and then you underperform the market as a whole. You work with Robert's wealth. You get all sorts of things. Tax planning, Social Security, Medicare, estate.