 Right. At least by now. But it feels like with the almost five-year-old, you know, I guess she knows what money is, but she really knows what the credit card is because she likes to put it in the thing at the grocery store or wherever we're at. Mommy, can I do it? Can I put it in? Can I take it out? You know, that kind of thing. And so I feel like, oh, gosh, maybe I'm missing opportunities to have conversations even at that age. I would say, yes, you may be missing an opportunity. And it's super important that kids understand that.