 Well, you know, people who don't live within their means and maybe they know it. Right. If I ask a question around how much do you currently bring in each month or how much do you spend, how much is coming in and going out? And these two numbers, they sound off. Right. Someone may say, well, I've got, you know, 12 grand a month coming in and my expenses are probably only six thousand a month. Well, that means there's a lot of money either going into savings or investments. Right.