 Is it because most of their wealth is illiquid? Yeah, that's about what you would expect when you have that much money. And even if we scale that down, if we have a couple hundred thousand dollars sitting in the bank, that's probably not the best strategy for having our dollars grow. And so likewise, people who have hundreds of billions or billions of dollars, that's not money just sitting at a bank somewhere. It's not sitting typically in liquid accounts where it's readily accessible. It's