 their ability to pay bills, to save money for their own future, for their kids' future, for their grandchildren's future. I want to know how much longer can this take place before we have a collapse? And if you don't know the date, that's okay. I'm not looking for the month, but I'm looking for like a time span. How much longer do you think we've got? Remember what Steve Moore's chart looked like? Because to be able to really feel the effects before we start falling off the cliff, what do you think about the timeline on that, Mandy? Yeah.