 Now, let's get back to what happens at age 60. From 60 to 7, don't claim Social Security at 67. That's what you said you wanted to do. We think you should wait until you're 70 because at 67, they're combined as six grand a month, but it'll be more than that. And what we think you should do is from 60 to age 70 is to slowly pull money out of your retirement accounts and pay the tax that's due on it.