 And what they do is they pay a penny on the dollar. So I took a payday loan out probably 13 years ago, maybe a little longer. Yeah, and all of that time never heard. So I was working for a company that went out of business. So all the emails and all that got blasted. So I probably owed maybe another $200 on it. And I, you know, was waiting for them to contact me. They didn't, not making an excuse, so I didn't pay it.