 I had a question. I hope it doesn't sound stupid. I'm kind of doing this by myself, and I did go through FPU. I didn't have the best experience, but I'm smart enough to know how to eat the meat and throw away the bones, if you know what I'm saying. So I went through the course. I feel like I went through steps one through three relatively easy, and I'm wondering, is there ever a time when it's okay to be intense to, I need to buy a house very soon, and