 student loans to pay off your house mathematically it's about the same thing it's just a balance suite balance pay off 300 yeah it's you know exactly we're going to pay off 300 on the house but we're going to take out 300 over here on student loans so that's the same as borrowing on student loans to pay off your house which we wouldn't tell you to do that and nobody would do that on purpose either it's just a but that's the net result of all this trying to hide the p under a shell thing