 you're back it's jill on money let's take an email this is from smitty hey jill love your podcast i'm 55 and a half and i'm considering retiring early maybe next year at age 56. my question is should i cut back on my 401k contributions now i have always maxed out every year plus the catch-up contribution by the way for this year gang 23 000 plus 7 500 that's your those are your numbers for the 401ks