 And, you know, your family name, whatever it is, children's trust. And you call it whatever you want. It doesn't matter. And then you name the beneficiary, the secondary beneficiary, not the primary, on the life insurance policy to be the trust. The primary beneficiary would be your husband for your life insurance, would be you for his life insurance. The secondary, meaning if both of you died, it would go to this trust. And the trust is only formed upon your death. Okay. Okay.