 Because then they still own it. And they don't have to foreclose to take it back later when this goober runs off to wherever. No, no, no, no, no. I'm going to pay you $200,000 for $179,000. That's $30,000 more than it's worth, or $21,000 more than it's worth. But I'm going to put down $15,000, which means we're still not even into the value. Okay, if you're that desperate to buy a house, there's something wrong with you. Hello? Hello?