 I usually tell people that's okay, but I'm not going to do that if I'm in your shoes to pay for something I shouldn't have bought in the first place. That's more for survival and for month-to-month bills that I'm talking about. And this is far from survival. This is a luxury item that you couldn't afford, and now we're trying to clean it up with their check. No, I would never do that, ever. Alex is with us in New York. Hi, Alex. How are you?