 so i put in five now i'm going to loop back over here and let's say i can put up to seven percent of my income and max out a roth ira so now i got 12 percent now i'm going to come back and say okay i'm going to up my original by another three percent that's right and so i'm gonna have eight percent and they're matching five and then i'm gonna have seven percent of my income in a roth and i'm walking away and that sounds complicated but i've i've taken 15 percent