 and I just need to know where I'm supposed to come up with the $20,000. What's the best way to get the $20,000? I don't have anything except for the house, and I have a debt. I have a car. How old are your kids? Most of them are adults. I have two still at the house. Okay. Why is he deciding who gets what in this marriage? Well, because he can afford a lawyer. Well, no, he's making you a settlement offer.