 what i would do is tell me a little bit more about your financial situation and then i can kind of craft what i think you should do so i have a 401k and a roth ira that my old job used to pay into and now i'm just depositing into it now like about a hundred dollars a month it's about like up to like ten thousand dollars combined okay um and then my current job gave me a pension that i pay 10 they paid 14 and