 I owe on the condo $257,000. So how long do you think I would comfortably be able to pay it off? I love it. This is a great riddle, and I'm going to point you to an easy home payoff calculator at RamseySolutions.com slash real estate. And this is exactly what I did when we paid off our house. I used that tool to find out how long it was going to take. And then you can say, all right, what if I added an extra $300 a month? What if I could shave enough money on my budget to put an extra $300? Well, now it shaves three years off the payoff.