 But research shows it's more likely to mirror the performance of the market much more closely than things like mutual funds or individual stock picking. For those looking at health care and taxes, for those under 65, if they're eligible, is a health savings account something to at least take a serious look at? I know there are some tax benefits to that. That's right. It's the only triple tax-advantaged account that exists. The contributions, tax-deductible.