 yeah if i were in your shoes i would start trying to make that move i mean i don't know if you listened a few days back but we had a guy who he had amassed such a wealth eight million dollars but it was all in traditional funds and so he was just getting nailed with you know required minimum distributions and so there is a part of this where you do need to begin making that that transfer over to roth and i think that you need to work with a ramsey trusted pro in order to do that somebody