 And the expense is right now between $4,000 and $6,000 a month. Hmm. Okay. Well, he goes on to say, I may keep working until I'm 59 and a half, but I want to cut back on hours or possibly consult on my own or on a part-time basis. I am considering waiting to claim Social Security at age 70. That would give me $4,800 a month.