 you're back it's Jill on money the program that attempts to take the mystery out of your financial life we are answering financial questions every weekend with you here and if you've got one just go to our website Jill on money.com and click the contact us button when you write that note it comes in as an email and often we will do emails on the air if you'd like to join us live check the box and mark will do everything else while you're on the website don't forget if