 Let it roll around in the brain for a while. That's strong. That's strong. Well done. All right, let's do it. Charlotte's in Cincinnati. Hey, Charlotte, how are you? Hey, good afternoon, Dave and crew. Thank you so much for taking my call. I thoroughly enjoyed listening to your program. My question is just a tiny bit of my backstory. My husband passed away in 2012, and as a result of insurance money coming in,