 So math is not your problem. You guys cutting your budget to nothing, taking six jobs, and attacking this is your problem. Listing your debts smallest to largest, which, by the way, when you do that, will get rid of your credit cards first anyway. So the first order of business is going to be to pay off the credit cards, right? Yeah. You don't have a 20% interest rate on those cars, do you? Both car loans and the credit card are all at 22%.