 to be on a path where you commit to that and carry it through. Again, going back to the awareness, knowing what you're spending. It's not uncommon for someone to come in looking for advice, and it turns out they haven't done a lot of the thinking that really goes into just answering the questions that will help an advisor begin creating a plan for you. Things like, how much do you spend in a month? How much do you need in retirement? If nothing else, we can get the gears turning for you, help you