 And if they are, you have too much going backward to prosper because you're losing your butt on everything with motors and wheels, including what you're driving. And so you've got more than half your annual income tied up in this car. It's worth $48. You only make $70. Well, actually, it's your take-home, so you probably make $90. So you're right around half. So if you want to keep the car, you're probably right on the bubble, but you really bought a car you shouldn't have bought.