 Right now, we've got about $6,000 to $7,000 in savings account. All right. And what's your household income? About $54,000. Okay. So you'd have to have a $10,000 expense before anything really bad, before you were back to actually facing the decision about debt. Because if you had a $3,000 expense, you'd just do it, right? Correct. If you had a $5,000 expense, you'd just do it. It would hurt, but you'd just do it.