 And as an alternative to your lousy savings account at your local bank, you could just also just use a money market fund within your Fidelity account. That's what I do. That's right. You can move some of that. Sometimes these banks, they really do screw you. So you have to keep a certain amount of money to get free checking or whatever, but keep whatever you need in there. And then you can just move some of the money. If you said, I've got to keep 20 grand in the bank account.