 I think Penny's in good shape. I think, Penny, you're worth a nickel, maybe a dime, and probably a quarter. You're in great shape. I really do. And I don't think you need to worry. I think you can reassess, but let's see how much money you make, and let's see how the renovation goes. But a couple more years, grind it out, and go from there. How's that? I think that sounds good. If you want to run a scenario by us, just go to JillOnMoney.com and click the Contact Us button. The Jill on Money Show, we will be right back.