 Just stop. We can't keep paying money on this sort of thing. Then there's going to be a default judgment and the bank is going to go to court and they're not going to be there defending or you defend on your own. So it's not a big deal then? No, it's a big deal because it's going to cost you a ton of money and you're going to be by yourself up and against an attorney who has a lot of experience in this.