 That's right, Tay. Everyone has a lot of activities going on this summer. Thanks to the reminder that we're here all summer long to help provide care for your pets. Remember, right past Walmart, Woodland Animal Clinic. The damage from a missed credit card payment. I'm Mark Hamrick with a Bankrate.com Personal Finance Minute. Having access to a credit card is akin to a necessity, and it's important to be attentive to making timely payments. Most credit card issuers regard a payment late when the due date has passed.