 I mean, you're not going to have money in the bank until you clear the debt. So I would back up and knock the $4,000 car debt and the $10,000 family debt out next before I pay any extra on the house. And then I would put an emergency fund in place of three to six months of expenses. And so I'd put $15,000 in a high-yield savings account that's sitting there just for emergencies. And so I just gave you $30,000 worth of an assignment. How quick can you knock $30,000 out?