 and that should be good for you. You probably want to prioritize something like a Roth account at this point, something where you're going to get some tax-free gains, you know that you're planning for retirement savings, so you don't want to put anything in a traditional IRA that they're going to force you to take withdrawals from in 10 years anyways. But we could get more in-depth with this person if we were to have a more expansive conversation around what their needs are.