 We will get low cost medical coverage due to our income until we go on Medicare. We earned about $130,000 in combined income, but we did live well below that. We plan on spending most of the days at our cabin in the country, keeping busy as we work on the rental property when I'm bored. We want to travel. We've got about $100,000 set aside in T-bills. We told our kids that if there is any inheritance left, it will probably be equity of whatever real estate is left after we die.