 Most insurance agencies represent one company and one brand. Independent agents can make a huge difference in price, service, and value. With an independent agent, you get choices. Because independent agents represent a number of different insurance companies. Call Melanie Wages at M&M Insurance Agency in Laurel. Or stop by their new location at 2336 Sandy Lane, behind Kroger's. Let Melanie provide you with comparisons on home, auto business, health, and life insurance. M&M Insurance, behind Kroger's on Sandy Lane. M&M Insurance, for all your insurance needs.