 to earn additional interest based on the market's performance while carrying zero downside risk. That would be a very cautious approach. Of course, everything has trade-offs. And so what we would want to do is see, well, first off, how is that IRA invested? What is that doing that's going to complement what we do with this other $60,000 over here? You want to make sure that any strategy that you go forward with ties into the overall plan. So what does this mean for your income in retirement? Do we