 kenneth yeah i'm not going to wait till i'm old to start you don't have any control you don't even have to wait till you're old let me just throw it to you like this mom to future mom a there's a couple of things here um there's a there is something there's something um it's important to plan okay all i'm saying is you have the ability to make a great plan here and to create as much of a situation where you're setting yourself up for success as possible