 I have $1,400 a month in rental income from a home that we had purchased and paid off. My wife makes about $400 a week in side hustle, and she draws $1,500 a month from her 401k. Last year, we got a HELOC loan for a home addition. So I still owe about $100,000 on that. I owe $20,000 on the mortgage on the house we're living in now that we put the addition on, as well as $20,000 on a car.