 it's all there for you so I highly encourage you to check it out also while you're on the website you should check out our other shows our podcast Jill on money and money watch we have links to those you can get them wherever you listen to podcasts and our YouTube show called Jill on money powered by the compound okay now we are going to read another email because some of you are shy you don't like to come on the show with us so this is a note and it's from LaDonna who writes hey Jill and mark I was thinking that this question was