 because that's the lifestyle you're going into that might be what i would shoot for in your case right what you're going towards and then from there it's like okay now let's talk about our down payment to your point you're saving forty thousand dollars a year how much do you need to have like what do you want to get to do you want to get to fifty percent down do you want to get to forty percent down twenty percent down so i would start running those numbers out i wouldn't go beyond like a two year three year deal on this