 That's why he offers a complimentary retirement second opinion. It's a no-obligation meeting for you to talk about your concerns about retirement. You want to know if you're going to be okay? Let's find out. 610-894-7415. Or go online, retirereadyfg.com. Insurance and annuities offered through James V. Cipriotti, NPN number 2083768. The following is a paid commercial message.