 Part of what we saw, though, was that we have to always keep in mind that some of our future first-time homebuyers bring to the table prior background knowledge about what it means to be a homeowner, and some people do not. And so we really looked at how do we create this program honoring all journeys towards homeownership and recognizing that everyone's journey is going to take a different time period. We have some people that were ready to become buyers, and we have some people that are