 and create the relationship you've always dreamed of. Until then, to help your marriage thrive, visit FocusOnTheFamily.com. I'm Jim Daley. The words you are about to hear are taken from letters sent in by members of the Trinity Debt Management Program. Dear Trinity, today I'm making my final credit card payment. Before I came to you, I was in a constant state of anxiety and panic, but now there is hope for my family's financial future.