 and i have a deal with a lien of 1500 a month nothing that's nothing that's a home run i don't care how many years she stayed let's say she stays in the nursing home three years the 90 discount yeah three years i owe 40 grand or 45 grand or something to the nursing home i'll go take out a mortgage yeah on a million dollar property and now i saved it and i got to step up in basis yeah