 Help us ride out hunger with Bikers Against Bullies. July 20th from noon till 4. 1895 North Boulevard in Idaho Falls. Finances, but if you have a sizable emergency fund, little or no debt, and a steady paycheck, making a loan might not be as difficult depending on the size. It's also important to think about how likely you are to get the money back if the person is responsible about paying their bills and experiencing a one-time financial crisis.