 is that if there's not any changes made to the program, and this needs to happen quickly, that your benefit would be reduced as much as 20% to 25%. So let's put this into some numbers. Let's say that between a husband and wife, they have $4,000 a month coming in from Social Security. And let's say there's a 25% cut. What that means is their Social Security goes from $4,000 a month down to $3,000 a month.