 I could potentially see one interest rate cut, but three at this point, that's a bit of a stretch in my opinion. But again, we still got a lot of time left in the year. And if we see that data start to deteriorate, that could swing the Federal Reserve to be a little bit more aggressive with interest rate cuts. But three interest rate cuts with about five months left in the year, that's a pretty big swing from what we've seen, especially in the data so far this year.