 So as you're interviewing people and asking all those great questions, are you a fiduciary? Pay attention to your gut feeling and then go through a detailed plan. So I'll tell you a little bit about our planning process. So our retirement money map was created when my dad passed away unexpectedly at 49 years old. And it was really born from the fact that my mom, she didn't touch any of the financial accounts. My dad just took care of everything for her.