 Is it my boss, Dave? No, raccoons everywhere. Your RV door is open and they're chewing everything. Not a problem. I'm covered by Progressive. Do you see a bigger paycheck? Customize your coverage with Progressive's Pass Damage Protection and be prepared for the unexpected. Progressive Casualty Insurance Company and Affiliates. Pass Damage Protection available for RVs less than six years old. $250 deductible applies to any claim.