 federal rules target fraudsters pretending to be government agencies and businesses bilking customers out of billions the most common types of imposter scams are copycat account security alerts pay giveaways or discounts bogus problems with the law and made-up package delivery issues if you get a text or an email about this don't click anything instead check with your credit card company flip the card over call the number on the back then if you were the unfortunate victim of one of these scams you can also report it directly to report fraud ftc.gov