 Then make the contribution to a pre-tax IRA. Get another tax deduction for it. And then if your state, if you live in a state that offers like a medical savings account that's deductible, do you see how we roll these things up? It's so difficult to try to get this advice. Now, you guys know in your financial, the fiduciary responsibility that we have is getting us to the point where we're forced to know about these things.