 Well, so I'm always just going to go back to that retirement money map. And the reason is, is because you just hit the nail on the head. You crack the code. Nobody, nobody knows. Right. You can't say that, you know. So what you need to do is have a plan and you need to have this plan fluid. So if a life event happens or you retire sooner or you can just whatever you retire when you're wanting to retire.