 My wife inherits this IRA. She's got to pay taxes on that throughout her lifetime. She passes away and there's money that goes to my kids or grandkids or next to her neighbor's dog, right? Whoever, it doesn't matter. The point is, is they can't stretch anymore. The stretch IRA for non spouses, it's dead and gone. So what happens is, is that you have to now, as of today, take all of the money out of that IRA within a ten year period of time.