 And I tried to figure it out, what did I learn from that? Did I help them? Are they better off? Was I honest with them? One of the toughest things to do is to have an honest conversation with somebody and be able to convey the message that is good for them as a fiduciary, as a friend, in their best interests, maybe because you love them, maybe because you don't, maybe because you want to see them do better.