 just up, up, up. There's been some short pullbacks, but for the most part, it's been going up. And people start to get used to that, and they think, here's another common myth that people talk about. Well, if the market continues to go up, then I only need to draw down 4% of my funds, and I'm going to be okay in retirement for the rest of my life. Well, that's a fallacy. And we have helped people. You can actually retire...