 It's like you've got Social Security, you've got pension. Which now less than 15% of anybody has a pension. Yes. And the funniest thing about this was the case study they gave was a high-level CEO. And the high-level CEO was making $50,000 a year. Wow. And you just think about inflation, right? That won't take you as far as it used to with setting money aside either, right? Exactly. Number one, that shows how old I am. But number two, it's like...