 You've spent your entire career saving for retirement, but do you have enough? The last thing you need at this stage of the game is to make a misstep and maybe spend down your savings too quickly. Today, Mike is going to tell us how to optimize our retirement income. Thank you so much for joining us. So happy to have you here. This is Retire Right Radio with Mike Stevens. I'm Luann Fulmer. I'll be asking the kind of questions that you would be asking if you're sitting in front of Mike.