 Hey Chuck, I know there are a lot of scams with online loans. What should people watch out for? These sites may look legit, but they're far from it. And the borrower needs to be careful that they're dealing with a lender that's really licensed in Idaho, like Dollar Loan Center. How do they get away with that? It's normally companies that are based out of the country in places like Costa Rica and skirt the state lending laws.