 And then more income now flows into that first bucket, which then goes into your budget. So if you looked at our bucket system, I always draw, I drew a balloon on the very far left, and the balloon is what represents your budget. It goes up, and it gets fatter at times. It gets big, and then at times it may shrink because maybe you need less income or you changed your home or you paid off something and you just need less. So that's the one that changes. And if you think about this from a financial planning standpoint,