 When it comes to investing, what I want people to do is to show me the goal. Where do you want to go? And then I'm going to show you some guardrails, and I'm going to give you a speed limit. And I'm going to tell you that you're probably going to have some problems along the way, and we're going to have the best contingency plans that we can have. It's like going up to the mountains over for the weekend, I don't know, three hours away, and you didn't bring a flashlight, and you didn't bring a pair of gloves, and you don't have a wrench, and there's no spare tire. Now you're just looking like you're dumb.