 So pull up the ticker symbol of some mutual fund that you own, and if that mutual fund costs you less than .50, so 50 basis points as we would say it, less than one-half of 1%, then okay, now let's look at the performance of it. And although everything in our industry says that past performance is no indication of future performance, I'm still going to call BS to that because the reality is what we're looking for is how will it react in certain market conditions, right?