 And they don't have that. So a lot of times people are like, cool, I got a financial plan. I'm not sure that I feel good about it. I would say bring that financial plan in. And if you don't have a financial plan, you've never started, same thing. Come in and let's sit down and start talking about your situation and help put you on the right path. It's as simple as calling us at 208-812-5151.