 There are some really good exchange-traded funds out there that are managed by good companies like J.P. Morgan. They've got one. Theirs is paying, I think, like 8.5%. I bought it a couple years ago when it was at 10%. And by the way, your yield doesn't change. If you put $200,000 into something that is going to pay $12,000 a year, and it goes up to...