 Sometimes people will have it in their mind that they got to go and do a Roth conversion all or nothing. And for anyone that doesn't know what the Roth IRA is, it's your tax free account. So when you pay the taxes and you get the money into the Roth IRA, it's going to continue to your account is now fully tax free. The growth is going to be tax free. Taking it out is going to be tax free.