 As a dividend, as normal income, well, that means that lump sum value is going to go much lower. So we're waiting for the calculation on the lump sum. And once we get the lump sum calculation, we're going to try to figure out when do we do this. And I told her, I said, likely we're going to kick the can down the road because the Fed is going to be lowering the rates. They've announced it already.