 I don't know, but I do think it is. I think the most likely scenario is that we will get a rate cut, but we also got to be realistic about the rate cut. It's going to be a quarter of 1%, right? Is that going to fundamentally transform rates to a much lower level? Probably not, but it's certainly going to appease the markets a bit. It could have an effect on mortgage rates, right? Yeah, no, certainly.