 Fully invested in stock. So let's imagine you've got $10,000 worth of stock, and it shows that you have $1,200 worth of cash. Well, that's sitting in a money market account, and they managed it. They would take off a little bit of a piece of it, and they would return a very small amount to you, but that's the way that they were really making their money. Plus, they had a trading fee. Well, then they suddenly announced that they were eliminating all trading fees.