 All right, so that third bucket. The third bucket is that growth investment bucket. And I'm going to give you some of the best financial advice I can give you. I'll wrap it up here. It's going to happen in this segment. I've got another hour I'm going to do. I'm going to talk about what happens when you come into large amounts of money, such as life insurance, lottery winnings, whatever it might be. What do you do? I've seen some really interesting cases, by the way.