 Federal rules target fraudsters pretending to be government agencies and businesses bilking customers out of billions. The most common types of imposter scams are copycat account security alerts, paid giveaways or discounts, bogus problems with the law, and made-up package delivery issues. If you get a text or an email about this, don't click anything. Instead, check with your credit card company. Flip the card over, call the number on the back. Then, if you were the unfortunate victim of one of these scams, you can also report it directly to reportfraudftc.gov.