 whatever the period of time is going to be. He says, no, I'm going to take the lump sum. He took the lump sum, $20 million, loans it out to all of his friends, tells everybody about it, makes some really bad business investments, and then lo and behold, his parents sue him because apparently the $10 that he used to buy the lottery ticket, he took from them. And they go to court. They somehow proved it. He loses all the rest of the money and all the remaining money had to be paid back to the parents, and he ends up with debt.