 The middle bucket is going to be the bucket that has to replenish that first bucket, the cash bucket. So if you're using money at the rate of $1,000 a month, what's the annual use? $12,000. So you've got $12,000. I'm going to pull out my calculator right now and try to do this on the fly. You've got $12,000 a year that you're taking out of that first bucket, but you want to replenish it with money that comes out of the middle bucket. Well, this is also the same thing.