 it's also really important that your advisor has vetted out these companies or these mutual funds or the services that they may send you to. I'll give you an example. Here's one. Um, I just met with somebody else and somebody that I've met, you know, years ago, but he's always kind of, uh, he's like, call me, get advice. It never actually works with me. He's listened to my radio programs for a long time. He comes in and, uh,