 A lot of times you've got to cover yourself through insurance, through tech errors and cyber insurance, all of that, general liability. I have a feeling that those policy renewals, if you're on an annual plan, those are likely going to go up exponentially depending on the provider that you have. I think this is going to be a bit of a watershed moment and really show the vulnerability now of the interconnectedness that we have in our world now, especially with doing business.