 And it didn't cost him anything. In fact, I paid him to give him my advice. And remember, my friends got me out of their car, so I'm pretty sure they were happy about it as well. So gosh, look at all the benefits. It's just everywhere. I was talking about managed investments. So managed investments, if you have a financial advisor and you're paying them, let's say, 1.5% per year and you've got...