 You know, there are so many pieces of this that you've got to be careful of when it comes to taxes, when it comes to inflation, when it comes to Medicare. And so, Ryan, as we talk more about taxes, what can we do to help people to take taxes out of the equation? Well, if you didn't know that Social Security is subject to tax, now you know. And you know that you could pay as much as 85% of your Social Security benefits and have that included as a just gross income. So the money that you're counting on to help pay for your retirement