 Okay. What are the fees you're paying on it? I don't know what the fees are. How is this mutual fund invested? I'm not sure. And so it's because our financial industry is broken. It's like, let's just sell people a product and hope that it works out. And that's what happened with my mom and dad. They had product, product, product, right? Portfolio, portfolio, portfolio. Right. But no plan. And that's the key. There has to be a plan.