 And that's why we do this show every week, because we all have questions about retirement. Things are changing. Laws are changing. Everything's always different. Yeah. Yeah. And we and honestly, this is fun for me. I just love our chat because we like to get good information out to people and bless the lives of others. So, yeah, exactly. All right. So let's talk about what's happening with interest rates. Here we are. Oh, my gosh. Midway through the year. I can't believe it already. Right. But tell us what's happening with these interest rates and where they're going.