 In other words, you can say, hey, listen, I'm going to miss the wedding. I'm going to miss the graduation. I'm going to miss my cruise. As far as the airline ticket is, I'm just not going to go. It's three and a half hours delayed. I'm going to miss it. I'm not going to go. And they have to give you a refund. Under the old rules, they give you a kick in the butt.