 At one time, it was like $20 every time you would buy or sell a stock, and it didn't really matter how many you were going to actually trade. Some companies were still at like $70, which means they didn't have a lot of customers. But on the other hand, Schwab was making the majority of their money by skimming some of the money off of the money market accounts, which they managed. So money market is what happens when you have an account that is not