 So it's the same question that my buddy just texted me. He says, how much money should I invest to be able to get something? And my answer right to him first actually is a question. I said, well, how much do you want? He says, 10,000. I said, yearly or monthly? He goes, gosh, I wish monthly. And I said, okay, yearly. And I said, then here's the formula. Take 10,000, divide it by a percentage point or a percentage that you believe you could invest money and get. So I said, 6%. We come up with $167,000. And I said, there's your example.