 So it doesn't go to zero. It's not going to completely go away. But if there's not any changes, imagine getting 25% of your Social Security cut off. Well, that's devastating if you're on a fixed income. We're already dealing with inflation. We've had all these challenges with cost of living going up, groceries, gas prices at the gas pump, everything. And imagine having 25% of that hard-earned income that you're planning on going away get cut.