 And so the thing is, is I'm going to just say takes as much energy to wish. Right. Let's talk about that as the portfolio, like saying I'm putting money in towards my retirement and I wish and I hope that I'm going to have a great retirement while you're putting money in. Right. So let's just take it a step further and let's put a bow on the package and say, well, let's plan. What does this actually look like? What does the four one K balance look like where we can say, great, we've done a great job wishing that we're going to have a great retirement.