 Don't forget, your first loan is free at the DLC. Licensed by the Idaho Department of Finance. The amount is based on high weekly rate frequency with annual percentage rate of 199.99%. For additional cost information, call 866-550-4352. Free loan means you pay off your loan in one week or less. The interest is free. You are still required to repay the principal amount. Certain limitations may apply. Loans are subject to approval.