 Jamie received his bachelor's degree from the University of Montana and his master's from the London School of Economics. Thank you for joining me on Rethink Your Money, Jamie. Hey, John. Thanks a lot. We've had large cap dominance now for going on almost 15 years. I think a lot of folks are waiting for a rotation, wondering if small caps are dead, values dead. How do you think about diversification, Jamie, when talking with investors?