 Now, if we see a significant decline in inflation and we start to see the labor market continue to show a trend of cooling down, could we see three rate cuts before the end of the year? Maybe, but in my opinion, we would have to see some drastic movements in that data, which we just haven't seen yet. So I'm in the camp to say if we continue to see inflation start to moderate a bit, we start the labor market cool, I could...