 I've provided myself and my clients 100% safe and guaranteed lifetime income that we can't outlive. If not now, when? When will you protect your hard-earned money from the risk and the fees of the Wall Street casino? I've been on talk radio for over 14 years educating people on how to have a guaranteed lifetime income. You know, it may not be how much money you're saving for retirement, but where you're saving it at might be the problem.