 you may not have that kind of growth plus the risk appetite. So, yeah, you work with somebody, a fiduciary, who can find other ways for risk-free return or, you know, save in taxes. Risk-free return, so difficult to even say that. Yeah, we're talking about this. And I'm not talking about market risk-free return. The same CDs at the bank that are run by the same Federal Reserve that help us get into this position. I got a question for callers right now.