 And it said on there, the insurance company hasn't, I forget the word they use, but hasn't looked at all of this yet. I don't know. You're threatening me with collections if I don't pay by this date. When's the insurance company take it? What do they cover? What do they not cover? Are they just doing that thing where they hope you'll pay for it before they cover it? Do I have to hire a lawyer to figure out what is actually supposed to be covered or not? What are you supposed to do?