 and it can set you up for success, and then they can decide, right? They can decide later, yeah, maybe I do want to go back to school because it's valuable to me, and they don't find out that they're going to live the rest of their lives with the loan. Well, Jonathan, I did a year and a half of college. I don't think it's absolutely necessary to have a college degree, and it's not because I didn't finish. I wouldn't want a doctor who didn't go to college. I wouldn't want an engineer who didn't go to college, although if anybody wants to have some fun,