 Maybe it's here, too, and the stock market's down. Take the money out of the safe account. All right, cool. Market's up. Great. We'll take some money there. And it almost becomes like a game of tennis where we're going back and forth. Very simply, just, hey, we're going to take it out of this bucket or this bucket. And what this means for you is that you don't have to stress when the market goes down. And it also means that you don't have to worry about not having a consistent paycheck.