 And I think the other thing is when you're thinking about income, not just your Social Security income and how the taxes are going to affect that, but what about your other sources of income? What about inflation? What happens when inflation continues to rise? The good thing about the stock market rising is there's growth in your portfolio. The bad thing is it often leads to inflation. And right now, we're in this, you mentioned in the last section, we're going up, up, up, and up with the stock market.