 He recently wrote a Forbes article and he said a couple of things like, here's a couple that are from the article. He says there are 2,728 rules in the Social Security Handbook and that there are hundreds of thousands of rules about those rules. He also pointed out that the rules are written in ways that the regular person can't really understand. So people end up flying blind and they start talking to their buddies instead of trying to get the real understanding of where you should be on collecting Social Security.