 So essentially, the Federal Reserve said, we have a crystal ball. And then these Wall Street stars says, oh, no, we spend a lot of time analyzing crystal balls. So we know it even better. And so, no, the future forever remains unwritten. The economies remain stronger than people anticipated. That in turn has led to inflation staying a little bit elevated. But it didn't have to lower rates because no one knows what's going to happen in the short run.