So they are likely to work under the table, NOT consume at all, NOT buy stock , NOT have savings in the bank, nor a 401K ..so the answer is until the DEVIL that passed the BANKRUPTCY LAW FIXES THINGS  the STOCK MARKET will NEVER recover. NO RELIEF FOR THE PEOPLE NO RELIEF FOR THE MARKET. I cant believe those dumb ees CANT FIGURE THAT OUT!!!  That's ignorant for congress to think the middle class don't count!