Kmarwood - Ok, let's look at your goofy game scenario.  For one single person, it may seem like a scary thing to try.  But how about you play that game with the entire population of China.  Out of a BILLION people, how much money do you think you'd have to give away?  I'm sure even Bill Gates might have a problem financing your game in this case.  Maybe now you're starting to get an idea of how nature works.  (probably not, sadly)