Yes, there are over 6 billion jittery morons out there.  When they all panic, those few who hold physical silver and/or gold will do much better than those who have digits in computers or ink on paper.  I'm glad I have pre-1965 US silver (90%) coins,it could make a difference between life and death.  PS.  These coins have tripled in value in the last several years as the economic meltdown approaches. I won't sell mine for any amount. Be like selling your life preserver on the titanic.