To the Issue of Insurance of Civil Liability of Motor Vehicle Owners in Russia
The article is devoted to the institute of civil liability of motor vehicle owners in Russia. The article defines the contract of compulsory insurance of civil liability of vehicle owners, identifies the problem fields in the current Russian legislation on the regulation of OSAGO and offers options for resolving these problems. The market of compulsory motor insurance is the most problematic segment of the domestic insurance market. At this stage of its development, there are problems that aggravate the situation, both for the insurance companies themselves and their clients. The problems of the motor transport insurance sector of Russia need an immediate decision by the state. The most effective way to address them can be improved state supervision and a number of actions aimed at improving the economic and legal situation regarding motor insurance. In particular, it is necessary to strengthen supervision over the activities of unscrupulous insurers, ensure the implementation of the legitimate rights of customers and insurance companies, stabilize the economic situation in this market of insurance services. The system of registration of electronic policies OSAGO needs to be improved and refined as well.