CRIMINAL LIABILITY FOR VIOLATIONS IN THE FIELD OF LENDING IN THE IMPLEMENTATION OF STATE SOCIAL PROGRAMS
The Russian Federation, being a social state, develops and implements various support measures in the face of a decline in the population's ability to pay. Such measures are often associated with the provision of preferential lending terms, including for mortgage loans. However, as judicial practice shows, the number of abuses by citizens in this area is also growing, many of which fall under the Criminal Code of the Russian Federation. The problem of "cashing out" of maternity capital is still relevant. In this article, the authors reveal the controversial issues of qualification of criminal offenses when obtaining and using credit funds and maternity capital funds. The authors conclude that it is necessary to amend the Criminal Code of the Russian Federation in order to strengthen measures to combat abuse in the field of lending.