Interpretation of the law to resolve conflicts using the example of a consumer loan
This article presents a way of resolving a legal conflict between the provisions of paragraph 1 of Article 807 of the Civil Code and paragraph 6 of Article 7 of the Federal Law "On consumer credit (loan)" on the nature of the consumer loan agreement. In the course of the research, such methods and techniques of interpreting legal texts as literal, systematic, teleological, lex posterior derogat priori and lex specialis derogat generali were applied to these legal norms. The article demonstrates the methodology of their application to resolve the resulting contradiction. The author concludes that the conflict must be resolved in favour of the real nature of the consumer loan agreement. This is due to the legislator's lack of intention to change the content of the borrowing relationship involving a citizen and the systematic interpretation of the analyzed legal texts.