Mortgage Housing Lending: Trends and Risks
Mortgage lending, as an important element of the country's market economy, has a positive impact on the development of the banking system and the functioning of the real sector of the economy. The article deals with the trends in the market of mortgage lending in Russia, the factors affecting the development of mortgages. The analysis of risks arising from creditors and borrowers in mortgage lending conducted. Possible consequences of risks and directions of their minimization are revealed. The main elements of the risk management system in mortgage lending are presented.