INTER-REGIONAL DIFFERENTIATION OF LOANING ANALYSIS OF THE ECONOMIC ACTIVITIES SUBJECTS
The paper notes the importance of credit as an economic category, stimulating the development of the country's economy. The purpose of the article is to study regional differentiation and assess changes in the availability of bank lending to legal entities in the subjects of the federation in the context of creating the necessary conditions to ensure the growth of the Russian economy. A methodology is proposed for a comparative analysis and assessment of the quality of changes in the volume of lending to legal entities in the federal districts of the Russian Federation. Significant imbalances in the distribution of credit resources in the regions of the Russian Federation and their concentration in the Central Federal District are noted. It is proposed to distinguish the interconnection of such categories as enterprise turnover and loan size with the help of a credit intensity indicator and evaluate their combined effect on the country's economic growth. The importance of state participation in reducing domestic economic problems, regulating bank interest rates and creating conditions conducive to improving the efficiency of entrepreneurial activity is emphasized.