Cost is related to Shopping. Shopping can cause/lead to Bankruptcy. 
you are likely to find Refrigerator in/at/on Apartment. you are likely to find Pie in/at/on Refrigerator. Pie is related to Dessert. Dessert is related to Chocolate. 
Cost <--RelatedTo--> Shopping --Causes--> Bankruptcy 
Apartment <--AtLocation-- Refrigerator <--AtLocation-- Pie <--RelatedTo--> Dessert <--RelatedTo--> Chocolate 