People can be Smart. People is related to Photograph. 
Settle is the opposite of Disturb. Disturb is a type of Damage. Damage is a synonym of Loss. Loss would make you want to Contemplate. 
Smart <--HasProperty-- People <--RelatedTo--> Photograph 
Settle <--Antonym--> Disturb --IsA--> Damage <--Synonym--> Loss --CausesDesire--> Contemplate 