Charity is related to Love. Love is related to People. 
Personal is a synonym of Individual. Individual is related to House. House is the opposite of Homeless. Homeless is related to Poor. 
Charity <--RelatedTo--> Love <--RelatedTo--> People 
Personal <--Synonym--> Individual <--RelatedTo--> House <--Antonym--> Homeless <--RelatedTo--> Poor 