Loan is related to Money. Money is related to Settlement. Settlement is related to Pioneer. 
Certain is related to Particular. Particular is related to Specific. Specific is a different concept from Drink. 
Loan <--RelatedTo--> Money <--RelatedTo--> Settlement <--RelatedTo--> Pioneer 
Certain <--RelatedTo--> Particular <--RelatedTo--> Specific <--DistinctFrom--> Drink 