Determine is a synonym of Establish. Establish is a synonym of Ground. Clay is a type of Ground. 
Cottage is a type of House. House is related to Mortgage. Mortgage is related to Money. Money is related to Pound. 
Determine <--Synonym--> Establish <--Synonym--> Ground <--IsA-- Clay 
Cottage --IsA--> House <--RelatedTo--> Mortgage <--RelatedTo--> Money <--RelatedTo--> Pound 