you are likely to find Grape in/at/on Shop. you are likely to find Water in/at/on Grape. Water is a type of Utility. 
Loan is related to Equity. Stock is a type of Equity. Stock is a type of Support. 
Shop <--AtLocation-- Grape <--AtLocation-- Water --IsA--> Utility 
Loan <--RelatedTo--> Equity <--IsA-- Stock --IsA--> Support 