Expectation is a type of Feeling. Feeling is related to Upset. Upset is a synonym of Tip. Bank is a type of Tip. 
Refuse is related to Choose. Choose is related to Opportunity. 
Expectation --IsA--> Feeling <--RelatedTo--> Upset <--Synonym--> Tip <--IsA-- Bank 
Refuse <--RelatedTo--> Choose <--RelatedTo--> Opportunity 