Payment is related to Welfare. Welfare is related to Assistance. Assistance is related to Care. 
Counseling is a form of Counsel. Counsel is a synonym of Tip. Tip is related to Arrow. 
Payment <--RelatedTo--> Welfare <--RelatedTo--> Assistance <--RelatedTo--> Care 
Counseling --FormOf--> Counsel <--Synonym--> Tip <--RelatedTo--> Arrow 