Action is related to Dare. Dare is related to Risk. Risk is the opposite of Insurance. 
Phrase is a type of Arrange. Response is a type of Phrase. Response is related to Reply. 
Action <--RelatedTo--> Dare <--RelatedTo--> Risk <--Antonym--> Insurance 
Arrange <--IsA-- Phrase <--IsA-- Response <--RelatedTo--> Reply 