Incentive is a type of Encouraging. Incentive is related to Interest. Interest is related to Loan. 
Fast is related to Running. Running is related to Time. Time is related to Due. 
Encouraging <--IsA-- Incentive <--RelatedTo--> Interest <--RelatedTo--> Loan 
Fast <--RelatedTo--> Running <--RelatedTo--> Time <--RelatedTo--> Due 