0_Wizard
Ever hire a real estate attorney?
These countries do not have "lawyers" in the American sense, insofar as that term refers to a single type of general-purpose legal services provider; rather, their legal professions consist of a large number of different kinds of law-trained persons, known as jurists, some of whom are advocates who are licensed to practice in the courts.
chosen_Lawyer_0
Lawyer
chosen_topic_0_Lawyer
Government policies and the subprime mortgage crisis
The U.S. subprime mortgage crisis was a set of events and conditions that led to a financial crisis and subsequent recession that began in 2007. It was characterized by a rise in subprime mortgage delinquencies and foreclosures, and the resulting decline of securities backed by said mortgages. Several major financial institutions collapsed in September 2008, with significant disruption in the flow of credit to businesses and consumers and the onset of a severe global recession. Government housing policies, over-regulation, failed regulation and deregulation have all been claimed as causes of the crisis, along with many others.
Title insurance
Title insurance is a form of indemnity insurance predominantly found in the United States which insures against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage loans. The vast majority of title insurance policies are written on land within the United States. Unlike some land registration systems in countries outside the US, the US states' recorder of deeds generally do not guarantee indefeasible title to those recorded titles. Title insurance will defend against a lawsuit attacking the title, or reimburse the insured for the actual monetary loss incurred up to the dollar amount of insurance provided by the policy.
Frederick M. Nicholas
Frederick M. Nicholas (born May 30, 1920) is an American lawyer specializing in real estate development and leases. He is known as "Mr. Downtown Culture" for his role in building the Museum of Contemporary Art, Los Angeles, the Geffen Contemporary, the Walt Disney Concert Hall, and for the founding of Public Counsel, the nation's largest public interest law firm. Frederick M. Nicholas has combined his legal career with a heavy real estate involvement to become an institution builder in the arts in Los Angeles. Frederick M. Nicholas, an attorney licensed to practice law in the State of California since 1952, is a specialist in Real Estate Development and Leases.
Subprime mortgage crisis
The United States (U.S.) subprime mortgage crisis was a nationwide banking emergency, occurring between 2007-2010, which contributed to the U.S. recession of December 2007 – June 2009. It was triggered by a large decline in home prices after the collapse of a housing bubble, leading to mortgage delinquencies and foreclosures and the devaluation of housing-related securities. Declines in residential investment preceded the recession and were followed by reductions in household spending and then business investment. Spending reductions were more significant in areas with a combination of high household debt and larger housing price declines.
Causes of the United States housing bubble
Observers and analysts have attributed the reasons for the 2001–2006 housing bubble and its 2007–10 collapse in the United States to "everyone from home buyers to Wall Street, mortgage brokers to Alan Greenspan". Other factors that are named include "Mortgage underwriters, investment banks, rating agencies, and investors", "low mortgage interest rates, low short-term interest rates, relaxed standards for mortgage loans, and irrational exuberance" Politicians in both the Democratic and Republican political parties have been cited for "pushing to keep derivatives unregulated" and "with rare exceptions" giving Fannie Mae and Freddie Mac "unwavering support".
Real estate broker
A real estate broker or real estate salesperson (often called a real estate agent) is a person who acts as an intermediary between sellers and buyers of real estate/real property and attempts to match up sellers who wish to sell and buyers who wish to buy. In the United States, the relationship was originally established by reference to the English common law of agency, with the broker having a fiduciary relationship with his or her clients. A real estate broker typically receives a payment called a "commission" for successfully matching a seller's real estate with a buyer such that a sale can be made.
Graduate real estate education
The study of real estate at the graduate school level has taken many forms, giving rise to various educational models in different countries. The decision for individuals pursuing higher education in this field often comes down to choosing between a traditional degree with a focus on real estate (e.g., MBA with concentration in real estate) or an interdisciplinary, comprehensive degree (e.g., Master of Real Estate) focused wholly on real estate studies. Students who opt to study in a full-time Master of Real Estate program, should expect to take courses in topics such as financial analysis, market analysis, contracts and deal-making, construction, design fundamentals, asset (property) management, construction management, building technology and design fundamentals.
1_Apprentice
I have had to, yes. I have bought and sold a few homes over the years. 
0_Wizard
Same here. I went through a title company that was also a law office, and completely cut out the realtor when I bought my home. It saved a bundle!
Title insurance is a form of indemnity insurance predominantly found in the United States which insures against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage loans.
self_Title_insurance_0
Title insurance
self_1_Title_insurance
Private transfer fee
A private transfer fee covenant is a legal instrument that is filed in the real property records, which imposes an assessment  payable in connection with a series of future transfers of title to certain real property. The assessment can be for a fixed amount or a percentage of the sales price, and typically runs for a limited term (usually ranging from 20 to 99 years). Unlike a transfer tax (payable to a governmental entity) a private transfer fee assessment is payable to an identified third-party, often a community association (like a homeowners’ association, or “HOA”), the real estate developer,  and/or an environmental or charitable organization.
Lee Ratner
Leonard Lee Ratner (1918–2000) was an American businessman who built his fortune through mail-order sales before moving into real estate investment. Leonard Lee Ratner was born in 1918 and grew up on the west side of Chicago. As a young child, he learned to be a salesman selling groceries and other merchandise at his father's produce stand. At age 17, he took an active role in the business. One day Ratner heard about a truck load of bananas that were about to spoil from over ripening. He struck a deal with the truck owner to buy them for $250. By the end of the day, he had resold the bananas to other grocers and fruit stands for a total of $1,750.
List of Ace Attorney characters
Ace Attorney is a series of legal thriller adventure/visual novel games created by Shu Takumi. Players assume the role of a defense attorney in a fictional courtroom setting. Published by Capcom, the series includes "", "", "", "", "", "Ace Attorney Investigations 2", "", "" and "". Character names for the English release of the series were changed significantly from the original Japanese release. Voiced by: Sam Riegel (games), Eric Vale, Jill Harris (young) (anime) (English)  In a case in the third game, "Trials and Tribulations", his college self was revealed to be somewhat of a crybaby who cares very much for his girlfriend, Dahlia Hawthorne.
Humble Bundle
Humble Bundle, Inc. is a digital storefront for video games, which grew out of its original offering of Humble Bundles, collections of games sold at a price determined by the purchaser and with a portion of the price going towards charity and the rest split between the game developers. Humble Bundle continues to offer these limited-time bundles, but have expanded to include a persistent storefront. The Humble Bundle concept was initially run by Wolfire Games in 2010, but by its second bundle, the Humble Bundle company was spun out to manage the promotion, payments, and distribution of the bundles.
IberiaBank
IberiaBank Corporation, stylized as IBERIABANK, is an American financial holding company headquartered in Lafayette, LA and the largest bank based in Louisiana. Founded in 1887, it now has over 250 combined offices in 10 states primarily throughout the South. The company has eight locations with representatives of IBERIA Wealth Advisors in four states, and one IBERIA Capital Partners, L.L.C. office in New Orleans. IberiaBank is an FDIC-insured institution regulated by the Office of the Comptroller of the Currency. On March 31, 2009, as the financial crisis came to an end, IberiaBank became the first financial institution in the country to repay its TARP funds to the Treasury.
Gracy Title Company
Founded in Austin, Texas in 1873, Gracy Title Company is the first and oldest "land" title insurance company in Texas. The company’s original land title plant and document history dates back to the sovereignty of Texas as a territory when the King of Spain granted land to the original settlers of Texas prior to its period as a Republic from 1836-1845. During the Reconstruction Era of the United States following the Civil War, the abstract and land title industry was in disarray regarding valid ownership of land and real estate claims, which gave rise to need for land & real estate contract negotiations, procedures and transactions to be insured.
Fiber bundle
In mathematics, and particularly topology, a fiber bundle (or, in British English, fibre bundle) is a space that is "locally" a product space, but "globally" may have a different topological structure. Specifically, the similarity between a space "E" and a product space "B" × "F" is defined using a continuous surjective map  that in small regions of "E" behaves just like a projection from corresponding regions of "B" × "F" to "B". The map π, called the projection or submersion of the bundle, is regarded as part of the structure of the bundle. The space "E" is known as the total space of the fiber bundle, "B" as the base space, and "F" the fiber.