0_Wizard
inance is a field that deals with the study of investments... AND I LOVE INVESTING!
Finance is a field that deals with the study of investments.
chosen_Finance_0
Finance
chosen_topic_0_Finance
Corporate venture capital
Corporate venture capital (CVC) is the investment of corporate funds directly in external startup companies. CVC is defined by the Business Dictionary as the "practice where a large firm takes an equity stake in a small but innovative or specialist firm, to which it may also provide management and marketing expertise; the objective is to gain a specific competitive advantage. The definition of CVC often becomes clearer by explaining what it is not. An investment made through an external fund managed by a third party, even when the investment vehicle is funded by a single investing company, is not considered CVC.
Venture capital
Venture capital (VC) is a type of private equity, a form of financing that is provided by firms or funds to small, early-stage, emerging firms that are deemed to have high growth potential, or which have demonstrated high growth (in terms of number of employees, annual revenue, or both). Venture capital firms or funds invest in these early-stage companies in exchange for equity, or an ownership stake, in the companies they invest in. Venture capitalists take on the risk of financing risky start-ups in the hopes that some of the firms they support will become successful. The start-ups are usually based on an innovative technology or business model and they are usually from the high technology industries, such as information technology (IT), clean technology or biotechnology.
Remineralisation
In biogeochemistry, remineralization (US, UK Spelling: remineralisation) refers to the breakdown or transformation of organic matter (those molecules derived from a biological source) into its simplest inorganic forms. These transformations form a crucial link within ecosystems as they are responsible for liberating the energy stored in organic molecules and recycling matter within the system to be reused as nutrients by other organisms. Remineralization is normally viewed as it relates to the cycling of the major biologically-important elements such as carbon, nitrogen and phosphorus. While crucial to all ecosystems, the process receives special consideration in aquatic settings, where it forms a significant link in the biogeochemical dynamics and cycling of aquatic ecosystems.
History of private equity and venture capital
The history of private equity and venture capital and the development of these asset classes has occurred through a series of boom and bust cycles since the middle of the 20th century. Within the broader private equity industry, two distinct sub-industries, leveraged buyouts and venture capital experienced growth along parallel, although interrelated tracks. Since the origins of the modern private equity industry in 1946, there have been four major epochs marked by three boom and bust cycles. The early history of private equity—from 1946 through 1981—was characterized by relatively small volumes of private equity investment, rudimentary firm organizations and limited awareness of and familiarity with the private equity industry.
Socially responsible investing
Socially responsible investing (SRI), or social investment, also known as sustainable, socially conscious, "green" or ethical investing, is any investment strategy which seeks to consider both financial return and social good to bring about a social change. Recently, it has also become known as "sustainable investing" or "responsible investing". There is also a subset of SRI known as "impact investing", devoted to the conscious creation of social impact through investment. In general, socially responsible investors encourage corporate practices that promote environmental stewardship, consumer protection, human rights, and diversity.
Contemporary Art Society (Australia)
The Contemporary Art Society is an Australian organisation formed in 1938 to promote non-representative forms of art. It has autonomous branches in each State of the Commonwealth. The Contemporary Art Society was established on 13 July 1938, by George Bell, in protest at the perceived conservatism of the dominant Australian Academy of Art, with primary and paramount objectives being the fostering and promotion of contemporary art, to further the understanding of it, and to encourage and stimulate artists. George Bell was President from 1938 to 1940. Its first exhibition was held in the National Gallery, Victoria, in June 1939, with work from all states.
Impact investing
Impact investing refers to investments "made into companies, organizations, and funds with the intention to generate a measurable, beneficial social or environmental impact alongside a financial return." Institutional investors, notably North American and European development finance institutions, pension funds and endowments have played a leading role in the development of impact investing. "Impact investments can be made in emerging and developed markets, and target a range of returns from below-market to above-market rates, depending on investors' strategic goals." Impact investments provide capital to address social and/or environmental issues.
1_Apprentice
that's really cool! I know nothing about finance. I've never invested
0_Wizard
Well, it includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk.
It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk.
chosen_Finance_0
Finance
chosen_topic_0_Finance
Subprime mortgage crisis
The United States (U.S.) subprime mortgage crisis was a nationwide banking emergency, occurring between 2007-2010, which contributed to the U.S. recession of December 2007 – June 2009. It was triggered by a large decline in home prices after the collapse of a housing bubble, leading to mortgage delinquencies and foreclosures and the devaluation of housing-related securities. Declines in residential investment preceded the recession and were followed by reductions in household spending and then business investment. Spending reductions were more significant in areas with a combination of high household debt and larger housing price declines.
United Kingdom insolvency law
United Kingdom insolvency law regulates companies in the United Kingdom which are unable to repay their debts. While UK bankruptcy law concerns the rules for natural persons, the term insolvency is generally used for companies formed under the Companies Act 2006. "Insolvency" means being unable to pay debts. Since the Cork Report of 1982, the modern policy of UK insolvency law has been to attempt to rescue a company that is in difficulty, to minimise losses and fairly distribute the burdens between the community, employees, creditors and other stakeholders that result from enterprise failure. If a company cannot be saved it is "liquidated", so that the assets are sold off to repay creditors according to their priority.
Causes of the Great Recession
Many factors directly and indirectly caused the Great Recession (which started in 2007 with the US subprime mortgage crisis), with experts and economists placing different weights on particular causes. Major causes of the initial subprime mortgage crisis and following recession include: International trade imbalances and lax lending standards contributing to high levels of developed country household debt and real-estate bubbles that have since burst; U.S. government housing policies; and limited regulation of non-depository financial institutions. Once the recession began, various responses were attempted with different degrees of success.
Subprime mortgage crisis solutions debate
The Subprime mortgage crisis solutions debate discusses various actions and proposals by economists, government officials, journalists, and business leaders to address the subprime mortgage crisis and broader financial crisis of 2007–08. The debate concerns both immediate responses to the ongoing subprime mortgage crisis, as well as long-term reforms to the global financial system. During 2008-2009, solutions focused on support for ailing financial institutions and economies. During 2010, debate continued regarding the nature of reform. Key points include: the split-up of large banks; whether depository banks and investment banks should be separated; whether banks should be able to make risky trades on their own accounts; how to wind-down large investment banks and other non-depository financial institutions without taxpayer impact; the extent of financial cushions that each institution should maintain (leverage restrictions); the creation of a consumer protection agency for financial products; and how to regulate derivatives.
Icesave dispute
The Icesave dispute was a diplomatic dispute that began after the privately owned Icelandic bank Landsbanki was placed in receivership on 7 October 2008. As "Landsbanki" was one of three systemically important financial institutions in Iceland to go bankrupt within a few days, the Icelandic Depositors' and Investors' Guarantee Fund ("Tryggingarsjóður") had no remaining funds to make good on deposit guarantees to foreign "Landsbanki" depositors who held savings in the Icesave branch of the bank. When "Landsbanki" was placed into receivership by the Icelandic Financial Supervisory Authority (FME), 343,306 retail depositors in the UK and Netherlands that held accounts in the "Icesave" branch of "Landsbanki" lost a total of €6.7bn of savings.
Subprime crisis background information
This article provides background information regarding the subprime mortgage crisis. It discusses subprime lending, foreclosures, risk types, and mechanisms through which various entities involved were affected by the crisis. The U.S. Federal Deposit Insurance Corporation (FDIC) has defined subprime borrowers and lending: "The term subprime refers to the credit characteristics of individual borrowers. Subprime borrowers typically have weakened credit histories that include payment delinquencies, and possibly more severe problems such as charge-offs, judgments, and bankruptcies. They may also display reduced repayment capacity as measured by credit scores, debt-to-income ratios, or other criteria that may encompass borrowers with incomplete credit histories.
Going concern
A going concern is a business that functions without the threat of liquidation for the foreseeable future, usually regarded as at least within 12 months. It implies for the business the basic declaration of intention to keep running its activities at least for the next year, which is a basic assumption to prepare financial statements considering the conceptual framework of the IFRS. Hence, the declaration of going concern means that the entity has neither the intention nor the need to liquidate or curtail materially the scale of its operations. The going concern assumption is universally understood and accepted by accounting professionals; however, it has never been formally incorporated into U.S GAAP.
1_Apprentice
interesting. So do you have to study to work in finance?
0_Wizard
Yes!  
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Yes (band)
Yes are an English rock band formed in London in 1968 by singer Jon Anderson, bassist Chris Squire, guitarist Peter Banks, keyboardist Tony Kaye, and drummer Bill Bruford. The band have undergone numerous formations throughout their history; nineteen musicians have been full-time members. Since June 2015, it has consisted of guitarist Steve Howe, drummer Alan White, keyboardist Geoff Downes, singer Jon Davison, and bassist Billy Sherwood, with no remaining founding members. Yes have explored several musical styles over the years, and are most notably regarded as progressive rock pioneers. Yes began in 1968, performing original songs and rearranged covers of rock, pop, blues and jazz songs, as evident on their first two albums.
YES Network
The Yankees Entertainment and Sports Network (YES) is an American cable and satellite television regional sports network that is owned by 21st Century Fox (which owns a controlling 80% interest and serves as managing partner) and Yankee Global Enterprises (which owns the remaining 20%). Primarily serving New York City, New York and the surrounding metropolitan area, it broadcasts a variety of sports events, as well as magazine, documentary and discussion programs; however, its main emphasis is focused on games and team-related programs involving the New York Yankees of Major League Baseball (owned by minority partner Yankee Global), the NBA's Brooklyn Nets and New York City FC of Major League Soccer.
Yes and no
Yes and no, or word pairs with a similar usage , are expressions of the affirmative and the negative, respectively, in several languages including English. Some languages make distinction between answers to affirmative versus negative questions, thus may have triplet or quadruplets of words instead. English originally used a four-form system up to and including Early Middle English but Modern English has reduced this to a two-form system consisting of just 'yes' and 'no'. It exists in eye blink communication, Morse Code, sign language, and maybe in color coded flag communication. Some languages do not answer yes–no questions with single words meaning 'yes' or 'no'.
Yes Minister
Yes Minister is a Political satire British sitcom written by Antony Jay and Jonathan Lynn that was first transmitted on BBC Two from 1980 to 1984, split over three seven-episode series. The sequel, Yes, Prime Minister, ran from 1986 to 1988. In total there were 38 episodes, of which all but one lasted half an hour. Almost all episodes ended with a variation of the title of the series spoken as the answer to a question posed by Hacker. Several episodes were adapted for BBC Radio, and a stage play was produced in 2010, the latter leading to a new television series on UKTV Gold in 2013. Set principally in the private office of a British Cabinet minister in the fictional Department of Administrative Affairs in Whitehall, "Yes Minister" follows the ministerial career of the Rt Hon Jim Hacker MP, played by Paul Eddington.
Quebec referendum, 1995
The 1995 Quebec referendum was the second referendum to ask voters in the Canadian French-speaking province of Quebec whether Quebec should proclaim national sovereignty and become an independent country, with the condition precedent of offering a political and economic agreement to Canada. The culmination of multiple years of debate and planning after the failure of the Meech Lake and Charlottetown constitutional accords, the referendum was launched solely by the provincial Parti Québécois government of Jacques Parizeau. Despite initial predictions of a heavy sovereignist defeat, an eventful and complex campaign followed, with the "Yes" side flourishing after being taken over by charismatic Bloc Québécois leader Lucien Bouchard.
The Yes Men
The Yes Men are a culture jamming activist duo and network of supporters created by Jacques Servin and Igor Vamos. Through actions of tactical media, the Yes Men primarily aim to raise awareness about problematic social and political issues. To date, the duo have produced three films: "The Yes Men" (2003), "The Yes Men Fix the World" (2009) and "The Yes Men Are Revolting" (2014). In these films, they impersonate entities that they dislike, a practice that they call "identity correction". The Yes Men operate under the mission statement that lies can expose truth. They create and maintain fake websites similar to ones they intend to spoof, which have led to numerous interview, conference, and TV talk show invitations.
United Kingdom Alternative Vote referendum, 2011
The United Kingdom Alternative Vote referendum, also known as the UK-wide referendum on the Parliamentary voting system was held on Thursday 5 May 2011 (the same date as local elections in many areas) in the United Kingdom (UK) to choose the method of electing MPs at subsequent general elections as part of the Conservative – Liberal Democrat Coalition Agreement drawn up after the 2010 general election which had resulted in the first hung parliament since February 1974 and also indirectly in the aftermath of the 2009 expenses scandal under the provisions of the Parliamentary Voting System and Constituencies Act 2011 and was the first national referendum to be held under provisions laid out in the Political Parties, Elections and Referendums Act 2000.
1_Apprentice
it sounds so complicated lol do you know anything interesting about finance? some cool facts?
0_Wizard
The six key areas of personal financial planning, as suggested by the Financial Planning Standards Board, are: Corporate finance deals with the sources funding and the capital structure of corporations, the actions that managers take to increase the value of the firm to the shareholders, and the tools and analysis used to allocate financial resources.
The six key areas of personal financial planning, as suggested by the Financial Planning Standards Board, are:  Corporate finance deals with the sources funding and the capital structure of corporations, the actions that managers take to increase the value of the firm to the shareholders, and the tools and analysis used to allocate financial resources.
chosen_Finance_0
Finance
Finance is a field that deals with the study of investments. It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk. Finance can also be defined as the science of money management. Finance aims to price assets based on their risk level and their expected rate of return. Finance can be broken into three sub-categories: public finance, corporate finance and personal finance. Questions in personal finance revolve around: Personal finance may involve paying for education, financing durable goods such as real estate and cars, buying insurance, e.g.
Corporate finance
Corporate finance is the area of finance dealing with the sources of funding and the capital structure of corporations, the actions that managers take to increase the value of the firm to the shareholders, and the tools and analysis used to allocate financial resources. The primary goal of corporate finance is to maximize or increase shareholder value. Although it is in principle different from managerial finance which studies the financial management of all firms, rather than corporations alone, the main concepts in the study of corporate finance are applicable to the financial problems of all kinds of firms.
Executive compensation in the United States
In the United States, the compensation of company executives is distinguished by the forms it takes and its dramatic rise over the past three decades and wide-ranging criticism leveled against it. In the past three decades in America executive compensation or pay has risen dramatically beyond what can be explained by changes in firm size, performance, and industry classification. It is the highest in the world in both absolute terms and relative to median salary in the US. It has been criticized not only as excessive, but also for "rewarding failure"—including massive drops in stock price, and much of the national growth in income inequality.
Financial gerontology
Financial Gerontology is a multidisciplinary field of study encompassing both academic and professional education, that integrates research on aging and human development with the concerns of finance and business. Following from its roots in social gerontology, Financial Gerontology is not simply the study of "old people" but emphasizes the multiple processes of aging. In particular, research and teaching in financial gerontology draws upon "four kinds of aging" or "'four lenses" through which aging and finance can be viewed: population aging, individual aging, family aging, and generational aging.
Certified Financial Planner Board of Standards
Certified Financial Planner Board of Standards, Inc. (CFP Board) is the non-profit certifying and standards-setting organization that administers the Certified Financial Planner certification program and oversees more than 73,970 professionals using the CFP certification in the United States. CFP Board’s formation took place relatively early in the development of the movement that became known as the financial planning profession. As new financial products and services evolved to meet the needs of Americans developed soon after World War II, so did the idea that people could benefit from professional assistance from a profession that integrated knowledge and practices from the many often-fragmented areas of the financial services industry.
United Kingdom company law
The United Kingdom company law regulates corporations formed under the Companies Act 2006. Also governed by the Insolvency Act 1986, the UK Corporate Governance Code, European Union Directives and court cases, the company is the primary legal vehicle to organise and run business. Tracing their modern history to the late Industrial Revolution, public companies now employ more people and generate more of wealth in the United Kingdom economy than any other form of organisation. The United Kingdom was the first country to draft modern corporation statutes, where through a simple registration procedure any investors could incorporate, limit liability to their commercial creditors in the event of business insolvency, and where management was delegated to a centralised board of directors.
Panama Papers
The Panama Papers are 11.5 million leaked documents that detail financial and attorney–client information for more than 214,488 offshore entities. The documents, some dating back to the 1970s, were created by, and taken from, Panamanian law firm and corporate service provider Mossack Fonseca, and were leaked in 2015 by an anonymous source. The documents contain personal financial information about wealthy individuals and public officials that had previously been kept private. While offshore business entities are legal (see Offshore Magic Circle), reporters found that some of the Mossack Fonseca shell corporations were used for illegal purposes, including fraud, tax evasion, and evading international sanctions.
1_Apprentice
wow! that's a lot of helpful info. i think i start understanding it now
0_Wizard
Finance can also be defined as the science of money management, so it can also be about how you can manage your own money!
Finance can also be defined as the science of money management.
self_Finance_2
Finance
self_0_Finance
Money management
Money management is the process of managing money which includes expense tracking, investment, budgeting, banking and taxes. It is also called investment management. Money management is a strategic technique employed to make money yield the highest interest-yielding value for any amount spent. Spending money to satisfy cravings (regardless of whether they can justifiably be included in a budget) is a natural human phenomenon. The idea of money management techniques has been developed to reduce the amount that individuals, firms and institutions spend on items which add no significant value to their living standards, long-term portfolios and assets.
Microfinance
Micro finance initially had a limited definition - the provision of microloans to poor entrepreneurs and small businesses lacking access to banking and related services. The two main mechanisms for the delivery of financial services to such clients were: (1) relationship-based banking for individual entrepreneurs and small businesses; and (2) group-based models, where several entrepreneurs come together to apply for loans and other services as a group. Over time, microfinance has emerged as a larger movement whose object is "a world in which as everyone, especially the poor and socially marginalized people and households have access to a wide range of affordable, high quality financial products and services, including not just credit but also savings, insurance, payment services, and fund transfers."
Money Management
Money Management magazine is a monthly personal finance magazine and is published by the "Financial Times" Group. It was originally launched in 1962 as the Unitholder and later became a part of the FT Business stable. In 2005 FT Business was integrated into Financial Times Ltd.  Money Management is written predominantly for financial professionals such as independent financial advisers and mortgage brokers and is available to buy through subscription. The current cover price is £7.25. The title is edited by Dan Jones. He has written on fund management, stock markets, banking and personal finance for over a decade, latterly at the FT Group and prior to that at Incisive Media.
Financial literacy
Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources. Raising interest in personal finance is now a focus of state-run programs in countries including Australia, Canada, Japan, the United States and the United Kingdom. The Organization for Economic Co-operation and Development (OECD) started an inter-governmental project in 2003 with the objective of providing ways to improve financial education and literacy standards through the development of common financial literacy principles.
English trust law
English trust law concerns the creation and protection of asset funds, which are usually held by one party for another's benefit. Trusts were a creation of the English law of property and obligations, but also share a history with countries across the Commonwealth and the United States. Trusts developed when claimants in property disputes were dissatisfied with the common law courts and petitioned the King for a just and equitable result. On the King's behalf, the Lord Chancellor developed a parallel justice system in the Court of Chancery. Historically, trusts were mostly used where people left money in a will, created family settlements, created charities, or some types of business venture.
Mario Gabelli
Mario Joseph Gabelli (born June 19, 1942) is an American stock investor, investment advisor, and financial analyst. He is the founder, chairman, and CEO of Gabelli Asset Management Company Investors (GAMCO Investors), an investment firm headquartered in Rye, New York. "Forbes" Magazine listed him as #346 on the list of wealthiest Americans in the 2006 Forbes 400 and estimated his net worth at $1 billion as of 2011. Gabelli founded his firm in 1977 as a broker/dealer, and the company has since grown into the diversified financial services corporation. He was paid $55 million in 2004. His pay of $58.2 million in 2006 was "more than the pay of any senior executive of a major Wall Street firm" that year, despite the fact that he manages only a fraction of the assets of larger Wall Street companies.
Finance
Finance is a field that deals with the study of investments. It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk. Finance can also be defined as the science of money management. Finance aims to price assets based on their risk level and their expected rate of return. Finance can be broken into three sub-categories: public finance, corporate finance and personal finance. Questions in personal finance revolve around: Personal finance may involve paying for education, financing durable goods such as real estate and cars, buying insurance, e.g.
1_Apprentice
ok, i think i'm pretty good at managing my money.