0_Apprentice
People underestimate the value of investments. 
1_Wizard
i love finance which includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk.
0_Apprentice
Yes! the risk is the best part, Its kind of like gambling. 
1_Wizard
hah yea .. it aims to price assets based on their risk level and their expected rate of return
0_Apprentice
Yes exactly,  Have you ever worked in finannce?
1_Wizard
not really but i know that in personal finance it revolves around paying for education, financing durable goods such as real estate and cars, buying insurance!
0_Apprentice
I see, Yes I have been investing for years, Still learning every single day!
1_Wizard
yes there are key areas of personal financial planning as suggested by the financial planning standards board are corporate finance deals wth the sources funding and the capital structure of coproations 