0_Wizard
I work in Finance, it is the study of investments.
Finance is a field that deals with the study of investments.
chosen_Finance_0
Finance
chosen_topic_0_Finance
Venture capital
Venture capital (VC) is a type of private equity, a form of financing that is provided by firms or funds to small, early-stage, emerging firms that are deemed to have high growth potential, or which have demonstrated high growth (in terms of number of employees, annual revenue, or both). Venture capital firms or funds invest in these early-stage companies in exchange for equity, or an ownership stake, in the companies they invest in. Venture capitalists take on the risk of financing risky start-ups in the hopes that some of the firms they support will become successful. The start-ups are usually based on an innovative technology or business model and they are usually from the high technology industries, such as information technology (IT), clean technology or biotechnology.
Islamic banking and finance
Islamic banking or Islamic finance () or sharia-compliant finance is banking or financing activity that complies with sharia (Islamic law) and its practical application through the development of Islamic economics. Some of the modes of Islamic banking/finance include "Mudarabah" (Profit sharing and loss bearing), "Wadiah" (safekeeping), "Musharaka" (joint venture), "Murabahah" (cost plus), and "Ijar" (leasing). Sharia prohibits "riba", or usury, defined as interest paid on all loans of money (although some Muslims dispute whether there is a consensus that interest is equivalent to "riba"). Investment in businesses that provide goods or services considered contrary to Islamic principles (e.g.
Private equity
Private equity typically refers to investment funds organized as limited partnerships that are not publicly traded and whose investors are typically large institutional investors, university endowments, or wealthy individuals. Private equity firms are known for their extensive use of debt financing to purchase companies, which they restructure and attempt to resell for a higher value. Debt financing reduces corporate taxation burdens and is one of the principal ways in which private equity firms make business more profitable for investors. Private equity might also create value by overcoming agency costs and better aligning the incentives of corporate managers with those of their shareholders.
History of private equity and venture capital
The history of private equity and venture capital and the development of these asset classes has occurred through a series of boom and bust cycles since the middle of the 20th century. Within the broader private equity industry, two distinct sub-industries, leveraged buyouts and venture capital experienced growth along parallel, although interrelated tracks. Since the origins of the modern private equity industry in 1946, there have been four major epochs marked by three boom and bust cycles. The early history of private equity—from 1946 through 1981—was characterized by relatively small volumes of private equity investment, rudimentary firm organizations and limited awareness of and familiarity with the private equity industry.
Panama Papers
The Panama Papers are 11.5 million leaked documents that detail financial and attorney–client information for more than 214,488 offshore entities. The documents, some dating back to the 1970s, were created by, and taken from, Panamanian law firm and corporate service provider Mossack Fonseca, and were leaked in 2015 by an anonymous source. The documents contain personal financial information about wealthy individuals and public officials that had previously been kept private. While offshore business entities are legal (see Offshore Magic Circle), reporters found that some of the Mossack Fonseca shell corporations were used for illegal purposes, including fraud, tax evasion, and evading international sanctions.
Causes of the Great Recession
Many factors directly and indirectly caused the Great Recession (which started in 2007 with the US subprime mortgage crisis), with experts and economists placing different weights on particular causes. Major causes of the initial subprime mortgage crisis and following recession include: International trade imbalances and lax lending standards contributing to high levels of developed country household debt and real-estate bubbles that have since burst; U.S. government housing policies; and limited regulation of non-depository financial institutions. Once the recession began, various responses were attempted with different degrees of success.
Financial gerontology
Financial Gerontology is a multidisciplinary field of study encompassing both academic and professional education, that integrates research on aging and human development with the concerns of finance and business. Following from its roots in social gerontology, Financial Gerontology is not simply the study of "old people" but emphasizes the multiple processes of aging. In particular, research and teaching in financial gerontology draws upon "four kinds of aging" or "'four lenses" through which aging and finance can be viewed: population aging, individual aging, family aging, and generational aging.
1_Apprentice
Interesting...How long have you bee in the Finance business?
0_Wizard
3 years, With finance aims to price assets based on their risk level
Finance aims to price assets based on their risk level and their expected rate of return.
chosen_Finance_0
Finance
chosen_topic_0_Finance
Finance
Finance is a field that deals with the study of investments. It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk. Finance can also be defined as the science of money management. Finance aims to price assets based on their risk level and their expected rate of return. Finance can be broken into three sub-categories: public finance, corporate finance and personal finance. Questions in personal finance revolve around: Personal finance may involve paying for education, financing durable goods such as real estate and cars, buying insurance, e.g.
Business
A business (also known as an enterprise, a company, or a firm) is an organizational entity and legal entity made up of an association of people, be they natural, legal, or a mixture of both who share a common purpose and unite in order to focus their various talents and organize their collectively available skills or resources to achieve specific declared goals and are involved in the provision of goods and services to consumers. A business can also be described as an organization that provides goods and services for human needs. A company or association of persons can be created at law as legal person so that the company in itself can accept limited liability for civil responsibility and taxation incurred as members perform (or fail) to discharge their duty within the publicly declared ""birth certificate"" or published policy.
Filmmaking
Filmmaking (or, in an academic context, film production) is the process of making a film, generally in the sense of films intended for extensive theatrical exhibition. Filmmaking involves a number of discrete stages including an initial story, idea, or commission, through screenwriting, casting, shooting, sound recording and reproduction, editing and screening the finished product before an audience that may result in a film release and exhibition. Filmmaking takes place in many places around the world in a range of economic, social, and political contexts, and using a variety of technologies and cinematic techniques.
Modern portfolio theory
Modern portfolio theory (MPT), or mean-variance analysis, is a mathematical framework for assembling a portfolio of assets such that the expected return is maximized for a given level of risk, defined as variance. Its key insight is that an asset's risk and return should not be assessed by itself, but by how it contributes to a portfolio's overall risk and return. Economist Harry Markowitz introduced MPT in a 1952 essay, for which he was later awarded a Nobel Prize in economics. MPT assumes that investors are risk averse, meaning that given two portfolios that offer the same expected return, investors will prefer the less risky one.
Harry Markowitz
Harry Max Markowitz (born August 24, 1927) is an American economist, and a recipient of the 1989 John von Neumann Theory Prize and the 1990 Nobel Memorial Prize in Economic Sciences. Markowitz is a professor of finance at the Rady School of Management at the University of California, San Diego (UCSD). He is best known for his pioneering work in modern portfolio theory, studying the effects of asset risk, return, correlation and diversification on probable investment portfolio returns. Harry Markowitz was born to a Jewish family, the son of Morris and Mildred Markowitz. During high school, Markowitz developed an interest in physics and philosophy, in particular the ideas of David Hume, an interest he continued to follow during his undergraduate years at the University of Chicago.
Troubled Asset Relief Program
The Troubled Asset Relief Program (TARP) is a program of the United States government to purchase toxic assets and equity from financial institutions to strengthen its financial sector that was signed into law by President George W. Bush on October 3, 2008. It was a component of the government's measures in 2008 to address the subprime mortgage crisis. The TARP program originally authorized expenditures of $700 billion. The Emergency Economic Stabilization Act of 2008 created the TARP program. The Dodd–Frank Wall Street Reform and Consumer Protection Act, signed into law in 2010, reduced the amount authorized to $475 billion.
Valuation (finance)
In finance, valuation is the process of determining the present value (PV) of an asset. Valuations can be done on assets (for example, investments in marketable securities such as stocks, options, business enterprises, or intangible assets such as patents and trademarks) or on liabilities (e.g., bonds issued by a company). Valuations are needed for many reasons such as investment analysis, capital budgeting, merger and acquisition transactions, financial reporting, taxable events to determine the proper tax liability, and in litigation. Valuation of financial assets is done using one or more of these types of models:   Common terms for the value of an asset or liability are market value, fair value, and intrinsic value.
1_Apprentice
Do you enjoy it?
0_Wizard
I do, I shoulds say it is also the science of money management..
Finance can also be defined as the science of money management.
chosen_Finance_0
Finance
chosen_topic_0_Finance
Money management
Money management is the process of managing money which includes expense tracking, investment, budgeting, banking and taxes. It is also called investment management. Money management is a strategic technique employed to make money yield the highest interest-yielding value for any amount spent. Spending money to satisfy cravings (regardless of whether they can justifiably be included in a budget) is a natural human phenomenon. The idea of money management techniques has been developed to reduce the amount that individuals, firms and institutions spend on items which add no significant value to their living standards, long-term portfolios and assets.
Cors Nantcwnlle
Cors Nantcwnlle is a Site of Special Scientific Interest in Ceredigion, west Wales.
Money Management
Money Management magazine is a monthly personal finance magazine and is published by the "Financial Times" Group. It was originally launched in 1962 as the Unitholder and later became a part of the FT Business stable. In 2005 FT Business was integrated into Financial Times Ltd.  Money Management is written predominantly for financial professionals such as independent financial advisers and mortgage brokers and is available to buy through subscription. The current cover price is £7.25. The title is edited by Dan Jones. He has written on fund management, stock markets, banking and personal finance for over a decade, latterly at the FT Group and prior to that at Incisive Media.
Baumol–Tobin model
The Baumol–Tobin model is an economic model of the transactions demand for money as developed independently by William Baumol (1952) and James Tobin (1956). The theory relies on the tradeoff between the liquidity provided by holding money (the ability to carry out transactions) and the interest forgone by holding one’s assets in the form of non-interest bearing money. The key variables of the demand for money are then the nominal interest rate, the level of real income that corresponds to the amount of desired transactions, and the fixed transaction costs of transferring one’s wealth between liquid money and interest-bearing assets.
Jasmine Birtles
Jasmine Birtles (born 1962) is an internationally recognised finance expert, financial and business commentator, journalist, TV presenter and radio presenter, author and humourist. Her consumer website Moneymagpie focuses on making and saving money. She is a familiar voice on radio and television, making regular appearances on Good Morning Britain, BBC Breakfast, BBC News,"This Morning", "The Wright Stuff", Channel 4 News, Channel 5 News and Sky News. She has presented numerous TV programmes including "Homes Under the Hammer", STV's "Spend Spend Spend" as well as "First Time Buyers" and "Doctor Dosh" for UKTV Style.
Financial literacy
Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources. Raising interest in personal finance is now a focus of state-run programs in countries including Australia, Canada, Japan, the United States and the United Kingdom. The Organization for Economic Co-operation and Development (OECD) started an inter-governmental project in 2003 with the objective of providing ways to improve financial education and literacy standards through the development of common financial literacy principles.
George Wilbanks
George (Rivers) Wilbanks (born 1958) is an executive recruiter specializing in the asset management and wealth management industries. He has been a pioneer in recruiting in the area of ESG and sustainable investing and in promoting diversity in the investment field. Wilbanks is a frequent media commentator and speaker on employment, compensation, organizational management and strategy in the investment field. Wilbanks has written for and been quoted in many industry publications including "CFA Institute Magazine", Columbia Business School's "Chazen Global Insights", "FundFire" and "Ignites" (the Financial Times services), "InvestmentNews", "Institutional Investor" and "Money Management Executive".
1_Apprentice
I always like the study of money management but never cared much for the investments side of things.
0_Wizard
wIth finance you have three categories  public finance, corporate finance and personal finance
Finance can be broken into three sub-categories: public finance, corporate finance and personal finance.
chosen_Finance_0
Finance
chosen_topic_0_Finance
Finance
Finance is a field that deals with the study of investments. It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk. Finance can also be defined as the science of money management. Finance aims to price assets based on their risk level and their expected rate of return. Finance can be broken into three sub-categories: public finance, corporate finance and personal finance. Questions in personal finance revolve around: Personal finance may involve paying for education, financing durable goods such as real estate and cars, buying insurance, e.g.
Personal finance
Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. When planning personal finances, the individual would consider the suitability to his or her needs of a range of banking products (checking, savings accounts, credit cards and consumer loans) or investment private equity, (stock market, bonds, mutual funds) and insurance (life insurance, health insurance, disability insurance) products or participation and monitoring of and- or employer-sponsored retirement plans, social security benefits, and income tax management.
Corporate finance
Corporate finance is the area of finance dealing with the sources of funding and the capital structure of corporations, the actions that managers take to increase the value of the firm to the shareholders, and the tools and analysis used to allocate financial resources. The primary goal of corporate finance is to maximize or increase shareholder value. Although it is in principle different from managerial finance which studies the financial management of all firms, rather than corporations alone, the main concepts in the study of corporate finance are applicable to the financial problems of all kinds of firms.
Public finance
Public finance is the study of the role of the government in the economy. It is the branch of economics which assesses the government revenue and government expenditure of the public authorities and the adjustment of one or the other to achieve desirable effects and avoid undesirable ones. The purview of public finance is considered to be threefold: governmental effects on (1) efficient allocation of resources, (2) distribution of income, and (3) macroeconomic stabilization. The proper role of government provides a starting point for the analysis of public finance. In theory, under certain circumstances, private markets will allocate goods and services among individuals efficiently (in the sense that no waste occurs and that individual tastes are matching with the economy's productive abilities).
Kiplinger
Kiplinger ( ) is a Washington, D.C.-based publisher of business forecasts and personal finance advice, available in print and online (Kiplinger.com). Its best-known publications are "The Kiplinger Letter", a weekly business and economic forecasting periodical for people in management, and the monthly "Kiplinger's Personal Finance" magazine. The total paid circulation of its periodicals exceeds 845,000, and its Web site, Kiplinger.com receives nearly 4 million unique visits per month (summer 2017). Kiplinger also provides custom publishing services to a variety of companies and associations. Started in 1920 by a former AP economics reporter, Kiplinger Washington Editors, Inc., is a closely held company managed for more than eight decades by three generations of the Kiplinger family—founder W. M. Kiplinger (1891-1967), who served as editor in chief of all publications; his son Austin H. Kiplinger (1918-2015), longtime chairman; and Austin's sons Todd L. Kiplinger (1945-2008), vice chair and vice president for investments, and Knight A. Kiplinger (b.
Australian Guarantee Corporation
Founded in 1921 as Australian Guarantee Company to initially provide finance for purchasers of smaller household items, it progressed into financing motor vehicles and was renamed as Australian Guarantee Corporation Limited in 1925 ("AGC"). AGC was Australia's oldest national finance company offering a range of finance, investment and insurance products and were market leaders in equipment finance, cashflow finance, motor vehicle and personal finance. AGC was registered as a public company on 18 June 1925 and listed on the stock exchange in 1928. Its business specialised in lending for cars and farm machinery and later expanded into personal loans and lending for non-farm business equipment.
Roger W. Mills
Roger W. Mills (born 13 February 1951, Guildford, Surrey, UK) is a British economist working in the area of corporate finance. Emeritus professor at Henley Business School University of Reading, the Group chairman at Value Focus Group, a group of consulting firms, Chief Instructor and Chairman of the British Shito Ryu Karate Association (BSKA), 8th Dan (Kyoshi). Roger W. Mills was born on 13 February 1951 in Guildford, Surrey, UK. Initially educated in Psychology, Sociology and Economics, he migrated into accountancy and corporate finance after a 5-year period as an aircrew officer in the Royal Air Force (RAF).
1_Apprentice
Which category do you fall under?
0_Wizard
Personal finance, I usually get asked about may involve paying for education, financing durable goods such as real estate and cars, buying insurance, e.g
Questions in personal finance revolve around: Personal finance may involve paying for education, financing durable goods such as real estate and cars, buying insurance, e.g.
chosen_Finance_0
Finance
chosen_topic_0_Finance
Finance
Finance is a field that deals with the study of investments. It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk. Finance can also be defined as the science of money management. Finance aims to price assets based on their risk level and their expected rate of return. Finance can be broken into three sub-categories: public finance, corporate finance and personal finance. Questions in personal finance revolve around: Personal finance may involve paying for education, financing durable goods such as real estate and cars, buying insurance, e.g.
Islamic banking and finance
Islamic banking or Islamic finance () or sharia-compliant finance is banking or financing activity that complies with sharia (Islamic law) and its practical application through the development of Islamic economics. Some of the modes of Islamic banking/finance include "Mudarabah" (Profit sharing and loss bearing), "Wadiah" (safekeeping), "Musharaka" (joint venture), "Murabahah" (cost plus), and "Ijar" (leasing). Sharia prohibits "riba", or usury, defined as interest paid on all loans of money (although some Muslims dispute whether there is a consensus that interest is equivalent to "riba"). Investment in businesses that provide goods or services considered contrary to Islamic principles (e.g.
Causes of the Great Recession
Many factors directly and indirectly caused the Great Recession (which started in 2007 with the US subprime mortgage crisis), with experts and economists placing different weights on particular causes. Major causes of the initial subprime mortgage crisis and following recession include: International trade imbalances and lax lending standards contributing to high levels of developed country household debt and real-estate bubbles that have since burst; U.S. government housing policies; and limited regulation of non-depository financial institutions. Once the recession began, various responses were attempted with different degrees of success.
Riba
Riba ( "", ) can be roughly translated as "Usury", or unjust, exploitative gains made in trade or business under Islamic law. "Riba" is mentioned and condemned in several different verses in the Qur'an (3:130, 4:161, 30:39 and perhaps most commonly in 2:275-2:280). It is also mentioned in many ahadith. While Muslims agree that "riba" is prohibited, not all agree on what precisely it is,  or whether its use should be punished by humans rather than Allah. It is often used as an Islamic term for interest charged on loans,  and the belief this is based on — that there is a consensus among Muslims that all loan/bank interest is "riba" — forms the basis of a $2 trillion Islamic banking industry.
List of confidence tricks
This list of confidence tricks and scams should not be considered complete, but covers the most common examples. Confidence tricks and scams are difficult to classify, because they change often and often contain elements of more than one type. Throughout this list, the perpetrator of the confidence trick is called the "con artist" or simply "artist", and the intended victim is the "mark". Particular scams are mainly directed toward elderly people, as they may be credulous and sometimes inexperienced and/or insecure, especially when the scam involves modern technology such as computers and the internet.
Islamic finance products, services and contracts
Banking or banking activity that complies with sharia (Islamic law) — known as Islamic banking and finance, or sharia compliant finance — has its own products, services and contracts that differ from conventional banking. Some of these include "Mudharabah" (profit sharing), "Wadiah" (safekeeping), "Musharakah" (joint venture), "Murabahah" (cost plus finance), "Ijar" (leasing), "Hawala" (an international fund transfer system), "Takaful" (Islamic insurance), and "Sukuk" (Islamic bonds). Sharia prohibits "riba", or usury, defined as interest paid on all loans of money (although some Muslims dispute whether there is a consensus that interest is equivalent to "riba").
Economic history of the United States
The economic history of the United States is about characteristics of and important developments in the U.S. economy from colonial times to the present. The emphasis is on economic performance and how it was affected by new technologies, the change of size in economic sectors and the effects of legislation and government policy. Specialized business history is covered in American business history. The colonial economy differed significantly from that of most other regions in that land and  natural resources were abundant in America but labor was scarce. From 1700 to 1775 the output of the thirteen colonies increased 12 fold, giving the colonies an economy about 30% the size of Britain's at the time of independence.