0_Apprentice
The world of finance just completely perplexes me. Any time someone talks about it, my mind goes blank. Any way you can help me understand it better?
1_Wizard
What fortune it is, then, that you've run into a graduate student for financial planning. Not kidding, lol. Mostly, it's about money management.
0_Apprentice
Money management, eh? Is there anything intricate about it, or some kind of expert knowledge/history you can tell me?
1_Wizard
I'd say historically it's as old as money itself. But step zero of all money management is building yourself a budget. Got one?
0_Apprentice
It's really low. Like I can only afford $1,000 a month because I'm a student.
1_Wizard
Hey I'm right there with you. My expenses are $1200/mo. When you know your expenses, you can cut out thing that add no significant value to you.