Purchased the Metrosafe 100 about 2 months ago as a holiday present for myself.  I am familiar with Pacsafe as I also own the Metrosafe 200 and Slingsafe 200.  I've owned the Metrosafe 200 for over 3 years and have used it on numerous trips. I truly enjoy the quality, security and usefulness of that bag.  So when I needed a smaller travel bag, I didn't hesitate to buy another Pacsafe product. The Metrosafe 100 fits the bill.  The fabric is sturdy and the bag is well made.  It allows for easy access of items.  There's a small zippered compartment on the front of the bag.  It's separted inside by mesh, which creats 2 separate areas.  It's great to store small things like change, receipts or earbuds. The main compartment is well organized.  It has secure areas for credit cards, 2 pens or lipsticks and 2 electronic devices. It also has a convenient key fob so your keys don't end up at the bottom of the bag.  It has enough extra space in the main compartment to store an additional few items.  The slit in the back allows you to listen to an MP3 player, while still having it stored securly inside the bag.  The zipper pull on the main compartment can be clipped to the strap for added security.  The only negatives of the bag relate to the strap.  While the bag does have the useful feature of converting to a fanny pack, it is a cumbersome and slow process to accomplish this.  It is especially time consumming if you have the strap extended to it's full length, when using the bag as a tote.  Also, if you're tall, the length of the strap is just a little too short to allow it to lie flat comfortably, if you wear it across your body.  I'm 6 ft tall and really need about .5 - 1 more inch in strap length to be truly comfortable.  Maybe because the Metrosafe 100 is smaller, the strap is shorter.  I don't have this same problem with the Metrosafe 200 or Slingsafe 200 which are bigger bags.  However overall as usual, Pacsafe has a very high quality, useful, safe and secure product in this bag.