It's exactly what I need and it's much chipper that I was willing to pay. It's light, compact and cute. Pros: 1) has sholder stripe, 2) a lot of pockets for cards, checks and small staff, 3)soft and feels good to the touch, 4) calculater is extra benifit. Cons: 1) sholder stripe should be longer or adjustable, 2) bad choice for pan holder - when you close wallet the stripe is on the zippers way, 3) pan is a joke - it doesn't stay in the holder and you cannot change ink in it. Still I strongly recomend it.