A very cheap item.  I was tired of driving around with a bulky wallet, so i saw this and thought it might work.  It honestly looks as if someone just took an aluminum soda can and twisted it around to make this contraption.  I have absolutely no faith that this "smart" money clip can, securely, hold my cash and cards(which as we all know the credit/atm, license cards are two of the most important and truly a pain in the neck trying to replace once lost).  So in short I have not yet given up on a money clip, I might try one of those leather ones, but I took one look at this thing and returned it.  Consider yourself forewarned....