I looked at a LOT of these security neck wallets and very glad I settled on this one...the 2 side zippered pockets were handy for different currencies and passport/debit card popped right into the larger top pocket...I wore across my body and tucked into my pants waistband.  One companion got pick-pocketed on the Madrid subway...100Euros right out of his FRONT pants pocket...that was an expensive lesson but thru Spain and Africa I was fine...nice that it has the Rfid protection (that's where your credit card can be read by an external device...not really prevalent but out there).  Worth it!!  Get one!!