THe picture of this product does not do it justice! Just got it for Christmas from my husband. The red around the edges is shiny vinyl. The organizers inside are numerous enough to provide plenty of space for all of your discount shopper cards, credit cards and ID, with a special clear spot just for your ID so you don't have to dig it out. It also comes with a giraffe print checkbook holder that nestles inside. Great quality wallet, I highly recommend.

*UPDATE 02/06/13 - So I've been using this wallet since the week after Christmas, and while I do love it, it isn't built to be even slightly over-stuffed at all. I have just enough cards, cash, etc to put in the pockets that it has, nothing more, and this thing will not close with the checkbook holder inside. I ended up just taking the checkbook holder out, and slipping one of my checkbooks into a pocket inside the wallet. No big deal, just something to be aware of if you were deadset on keeping that matching checkbook with the wallet. It's not going to work...