I originally ordered this bag for a trip to England we are going on this summer. The bag was on sale so I thought I'd get it now.  Well, it arrived in ONE day and I loved the bag so much I started using it right away!  It has a main compartment where I keep my wallet, keys, etc. and smaller front compartments which are perfect for lip gloss, cell phone, etc.  Now, you don't need to use a wallet as this bag has quite a lot of spaces for credit cards, license, etc. but I use a wallet because I like to be able to tuck it into my tote bag for work.  I love the zippers and hardware!  They just make the bag look great.  I'm looking forward to taking it to our England trip!