When the wallet arrived, my first impressions were (1) pleasure at the appearance (black) & size and (2) disappointment with the limited number of credit card slots.  The first impression was a true one; I am delighted with the ease of using this in small or larger purses.  My second impression disappeared after I started putting cards and money in place.  The wallet has a surprising capacity.  The open compartments behind the credit cards slots hold what I didn't have space for in the slots - without !! falling out.  The zippered center compartment holds change and bills comfortably but does keep me from weighing myself down with change.  I cannot speak to the protection element of course, have to trust the advertising.  I would recommend this wallet.