I really wanted to like this because I love Sugoi products.  It has lots of pockets, it blocks the wind (didn't test the water), has more light reflective features than the competitors, it fits well through the torso, it's attractive but it has several major problems to me so it's going back.  The main problem is the zipper on the neck is very stiff and very large and stabs me in the bottom of my chin every time I lower my head (as another reviewer said, it's kind of 'chokey'). It's not too tight, it's just too tall and too stiff. It's not as short as shown in the black product photo, look at the cherry or laguna (and notice they're not zipped up). Also the sleeves are several inches too long for me (I'm 5'1"), which means I usually turn them under, no biggie (although my Pearl Izumi thermal jacket fits perfectly in the sleeves), but the lining is white with grey dots and looks unattractive.  Lastly the fabric looks nice, but is very 'noisy'.  Just bending my arm creates enough crinkly noise that it would be noticeable in a quiet environment. It's almost as noisy as a regular windbreaker jacket.