I wasn't expecting the padding, I guess it's for "modesty" on chilly days? I don't mind it at all, though. A very comfy bra that doesn't dig, bind or itch. The seams are smooth & I don't have an issue with the stitching poking out or poking me. Same with the underwire. Great support & yes, looks great when wearing T shirts! Rivals the comfort of my underwire sports bra.