It is a very nice billfold, just what I wanted.  The problem I'm having is when you place your card in the slot, it becomes stuck on some kind of non drying glue.  This is only on one side of the billfold, the other side is fine.  Iv'e had this for over a month and it hasn't fixed itself and is not worth returning, therefore only 3 stars.  If not for this issue, I would have given this product a five.