I purchased this for myself and have used it for a week; must say that I am absolutely delighted with it.  Wish the black one would go on sale so that I could get it, too. I purchased the steel blue.
I would have given it five stars except I agree with other reviewers and would like a zippered compartment inside. However, I love that you can fit a good size wallet, a large (8 1/2" X 11")pad of paper (yes, I still take notes on paper), my iPad or a hardback book, and other miscellaneous items inside the bag. The outside pockets easily hold a water bottle, phone, and other necessities that you don't want to spend time digging out of your purse. A velcro closure on the long front pocket would be nice, but I haven't had anything fall out of the pocket yet.
I also like the attached coin purse.  Since it is nearly Christmas, I am forever taking out my credit cards for purchases, so I keep them in the coin purse so that I don't have to take out my entire wallet. It's so easy to tuck back into the purse when I've finished using it. I also use a different colored coin purse from another Baggallini tote and put my allergy medicine, aspirin, etc. in it so that my meds are easily accessible, too. Don't have to make a big deal about looking for my tiny little pill box which usually falls to the bottom of my purse.
It's not the perfect purse, but it's definitely become one of my favorites!