I purchased one of these several years ago.  Absolutely hands down better than any wallet I've ever owned.  Before I purchased my first one, I had a leather card holder with magnetic money clip - I liked that mini wallet/clip - but this one is much more streamlined and fits in your front pocket much easier.  The reason for my replacement - after many years of use, the clip was loosing its tension.  This new clip is very sleek - the metal seems to be coated with something to allow cards to easily slide in and out.  It may be that its polished metal.  My first one was matte black.  I liked the original - but in the 2 weeks I've had this one, it definitely feels more functional and easy to use