Ok got this wallet to replace my hubby's wallet that was similar.  It was slap-shot put together.  You can barely lift the money clip up to put money in it.  The card hold in the middle has a gazillion tags in it and the cards get stopped from going in smoothly.  I mean I have small fingers and I couldn't get the tags out or able to cut them to where it won't interfere.  This was sent back.