UPDATE 6/6/14 - I just returned from ANOTHER trip using this bag, and am revising my rating to 5 stars --- this bag is wonderful when I go anywhere with a daypack.  I put it on first, cross-body, then put on the daypack.  It holds all the things I need easy access to --- passport, boarding passes, wallet, phone --- and the daypack keeps the water bottle, camera, iPod and umbrella.  When I get to airport Security Check or anywhere they count the purse as a carry-on item, I just slip the purse in the daypack :-)  And after 18 months, it still looks like new.

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It's small and light, just too small for what I needed.  Its walls are thick and pockets padded, so the space inside the bag is smaller than the outside dimensions would suggest.  A flip-phone, coin purse, credit cards, small wallet and keys fill the bag to the brim.

The material feel durable.  The design is clean and simple.  The buckles easy to operate.  The sling-to-hip-bag conversion works.  It seems to be better-made than the bigger, more pocket-ful Travelon Anti-Theft bag I ordered to better meet my daily needs.

And I'm keeping it for times when I need a small, convertible bag.