This skirt is exactly what I was looking for.  It's very comfortable and can be easily dressed up or down.  It has a subtle design that's beautiful but not distracting.  I've gotten compliments every time I've worn it.

Update: I loved the skirt so much that I purchased two more.  Unfortunately, after a few washes, the decorative stitching started coming off on all three of these skirts.  I removed it all with a seam ripper and I still like the look of the skirt without the decorative stitching.  However, the lace trim around the bottom already has several holes and one of the skirts has a seam coming apart between one of the tiers as well.  They've only been washed on a delicate setting and air-dried.  I'm removing one star for the quality issues.  Overall, for a $20 skirt, I'm still happy with this purchase, but I don't plan on buying more.