I purchased a larger handbag, and needed a larger wallet to go with it!  I looked at Anuschka wallets with are very lovely, but none of them was quite what I needed to hold all my credit & membership cards, along with money and cell phone.  This clutch is perfect.  I can take it with me when I'm in a hurry and don't need my handbag, as it holds my Galaxy S3 in the large zipper section, with room to spare. With 12 credit card slots, it holds everything I need, and probably some stuff I don't need.  Fossil has always been a great brand - I love their products!  It's well made and if it's like my other Fossil billfolds, will last a very long time even with a lot of wear and tear.  Perfect!  And as always, Amazon delivered quickly and in great condition.