EVERYTHING fits in it! All of my membership cards, credit cards, ID, checkbook, pen (a big fat one that I can hold on to), a place for money (when I have it), and it still fits in my purse. It is very soft and easy to hold. The only reason it has 4 stars, not 5, is there are threads hanging on it that I will have to cut and glue the ends down. Otherwise, it is everthing I wanted!