I have not had this checkbook cover for more than one month and I do not write a lot of checks, so my experience with this is limited.  It is just as described.  The color, texture and overall quality are excellent. I really like th storage areas provided where the check register normally resides.  I never used it, since I have duplicate checks.  The card space is nice, I keep money in the long slot and appointment reminder cards in the others.  I also love that a pen holder is provided and not in the fold, which can be a problem and keep it from closing properly.  This is perfect in every way and I show it off as often as I can.  I originally wanted a leather item, but this seems very durable and I wouldnt trade it for leather now that I have it.  Highly recommended.