This wallet is a nice one.  I was able to combine some items and get rid of my coin purse which also held my club cards. I love the full zip around coin holder.  Makes it easier to fish out change.  The accordian card holder is perfect for my club and store cards.  The bill holder is a little snug.  Bills just fit.  I imagine this will get better as the leather looses some of its stiffness with use.  Shipping was quick. Overall  I am very pleased with this wallet.