These days everywhere you shop has a loyalty card - drug stores, grocery stores, cosmetics stores,etc. - & this wallet has lots of slots & pockets to hold them.  The outside is leather with a nice texture & the inside is "man-made", but finished nicely.  I had ordered another wallet from a different well-known maker & returned it because even though it was more expensive & all leather, it looked & felt very cheap & flimsy.  By comparison, this wallet has a substantial feel - very nice!