When it's chilly outside and you're planning on doing a lot of hanging around the house there is nothing better for the price then one of these things.  If you're prone to winter colds or getting the flu, you NEED to own one of these.  The downside of the product is that it is pretty cheaply made - for example, I had to clip a bunch of strings that were hanging off of the seams right after I got mine.  And lets be honest, you're not going to win any style awards in one of these.  Regardless, I wouldn't give mine up for anything.