I purchased this bag in silver for a trip to Hawaii.  I packed only clothes that were black, white, gray or coral, and this bag was terrific  no matter how casual or dressy I was.  It carried my sunglasses, cosmetics, credit cards (lots of slots for anything you need to carry (credit cards, insurance cards, and I.D.) and cash (there's a nifty attached-by-a -cord purse for change).  It also held my camera and cell phone.

The strap is adjustable so you can wear it as a shoulder bag or a cross-body bag.  Really comfortable.