Other reviewers are right about the inconvenient clasp; however not enough of a drawback in my mind to downgrade to 4 stars. My challenge was to find a lightweight small bag that could be worn over the shoulder or cross body because a bad back keeps me from carrying anything--much less a heavy leather bag. This little bag holds a surprising number of necessities. I have 3 credit and id cards, $50 in bills, both in an inside zip compartment (I don't carry a wallet or change because of the weight), pen, small notepad, inhaler, Visine, eyeliner, lip balm, small mirror, phone, nutrition bar, bus/subway pass (in the outside zip pocket for easy access) and there's room for more!