The jacket is down, but not bulky or heavy.  The fit is at the hip. You can remove the hood and then you've got an urban style jacket.  The side pockets are insulated with down.  It will never be as warm as a long parka of course but otherwise it is pretty darn perfect.  The cut is GAP-store style trim, so consider one size up unless you are stick thin. There's a deep pocket just in side the zipper of the jacket for a cellphone. I really like that the name brand isn't typed all over the outside of the jacket because I am not a billboard.