I give this one a 4 not because there is anything inherently wrong with it but because though I have many BomBay skirts, they are getting smaller and smaller in the waist portion.  This one will adequately fit a size 14 but if you are larger, I suggest another.  You can kind of tell this as they have lots of warnings that if it's too small, you can wear it as a dress.  If so, you will need to be trim chested.