It doesn't look like sterling silver in person, but more like polished steel. Matches my steel necklaces perfectly in color and "temperature"  but looks "funny" when I try match to my sterling chains....totally different sheen....says it's .925 but I wonder....? Also, the bail in the picture is misleading...looks like it's thick all around but it's only that way on the front....it fades to a super thin wire on the back half...not real happy with that aspect....jury out on this one....