OMG! just received it today! and i LOVE IT LOVE IT LOVE IT!!!!!!

it's awesome looking, its a very good an big size for a person like me who carries alotta crap in their wallet hehe...

well i have close to 22 credit cards including my debit cards and this is GREATTTTT!! it doesn't hold 20 CC but it will hold a lot and the zipper pouch inside and outside allows me to use to throw my extra credit cards in! passport looks good in it, so does my ID

I like that the passport holder and id holder section is kind of like a frosted plastic look this way you can see the items in it but not full details.

I will be back to buy another for my mom and my dad and roommate!

To give this product a 1 star is a disgrace on anyone's part, simply read the description and reviews before you buy it, to think a few negative reviews almost deterred me from getting this awesome product.

thank you amazon for bringing this awesome product to your market and thank you outsmart for creating it!

best regards.