After searching across the Web for a money and credit card holder I decided on this one. The reviews it received were good enough to try it. I don't carry a lot of cash so the money clip part is working just fine. Now the negative part. I also have to carry (what I think is a small amount of cards) five cards.
1) Identification (drivers license)
2) Medical Insurance card
3) Bank Debit Card
4) Credit Card (Primary)
5) Credit Card (Secondary) Some businesses don't honor my primary

So with five cards, the card holder is extremely tight and is very difficult to remove the cards- hence the four stars.
With all that said, its still a good clip if you don't carry a lot of stuff.