I'm keeping this purse because I have searched all local stores and have ordered and returned several purses online. I think this is as close as I'm going to get to what I want. I am replacing a similar-sized Fossil purse with similar setup. The zippers are finally going on that one and they no longer make one like it.

There are lots of things I like about this Baggelini but I'll tell you the bad things first:

(1)  The "buckle" on the strap hits me uncomfortably when I have the strap adjusted how I like it, and I've tried a little shorter, a little longer, etc. That buckle is going to hit me either at the neck, my collarbone area, or the back of my shoulder. Major flaw in my opinion.

(2)  People said the zipper pulls are noisy and they are, big time. You almost think they must have done it on purpose, but does anyone really want that? [UPDATE-- amazingly, this doesn't bother me anymore]

(3)  The two lowest front zippers on mine are very hard to open and shut. The upper zippers, which go around the whole purse work just fine.

(4)  The pen holders, if that's what they are supposed to be, hold the pen horizontally. The holder is smack dab in the middle so there is no way a pen will stay there unless you happen to have a pen exactly that diameter. You can't use the pen pocket clasp to stabilize the pen because then the pen would poke out the side of the purse.

The good things:
(a)  Light colored interior is very nice for visibility.

(b)  Credit card slots work fine, plenty roomy but not too loose. I like that they are horizontal. In my Fossil the cards were vertical and it was harder to tell which card was which. And they face the right way, so you can have the purse on your shoulder, open the zipper and see the cards. I'm surprised how many purses put the card slots on the wrong side.

(c)  It is quite roomy for its size, but I can't imagine carrying a water bottle unless there's not much else in there or you don't mind a bulging purse. I don't normally carry my Nexus 7 but I tried sliding it in and there was ample room.

Here's how I'm going to deal with its shortcomings:

I took the leather shoulder strap off my old Fossil and will have it sewn onto the Baggalini. I didn't like having a removable strap anyway. Seems that a savvy purse snatcher could quickly squeeze the clasp and liberate your purse.

While I'm at the tailor's I will ask if they can replace the zipper pulls with leather ones without too much expense. [UPDATE--not an easy fix but it doesn't bother me anymore]

I hooked my pen on an interior non-zippered pocket and use the penholder for my chapstick which fits perfectly. Maybe it's actually a lipstick holder, which is all well and good, but surely the organized person carrying this purse has a pen and needs a spot for it.

I may call and ask about the zippers being hard to open and shut [UPDATE--I didn't, but they have gotten easier]. The bag has a 1-year warranty and I am inclined to live with it. I am using those pockets for little things I don't need much and the zippers being hard certainly makes it more secure!