This product arrived yesterday, and it's ok.  It doesn't seem to hold as many cards as it says but the quality is nice.  I think maybe it needs time to be "worn in" before it can hold 5 or 6 cards.  Anyway, it's a good cheap buy and definitely better than the trifold I had before.  Bottom line, if you are looking for a money clip wallet this is the best I've found so far.