I had my heart set on a North Face vest, but after purchasing one, I wasn't happy with the fit.  So, after returning the North Face vest I had admired for so long, I did some research and came across this Columbia Lay D Down vest.  I must say I am extremely happy with it!  I love how you can change up the look by taking the hood on and off and the fur on and off.  The cut is flattering around the waste and hips.  (It hits lower on the hip than the North Face Bella Luna vest did, which I much prefer).  Sizing runs a bit small.  I usually wear a small/medium, but needed a large in this vest to have room for layering.  The velcro is loud when you un-attach it (to be expected), but overall, I am very happy with this vest.  Oh, and it's definitely as warm as the North Face.  Definitely recommend this vest!  It's stylish and functional.