I chose a five star rating to convey that I am absolutely satisfied with this handbag.  I have never had a 'cross over' bag before, just the traditional ones.  Many times when I am shopping I am frustrated with having to carry a regular handbag, leaving me  only one hand to look at items, place things on the checkout belt and pay for my items.  Even when just out for a walk it is a nuisance to have to carry a handbag.  Well,  with this one, I just lengthen the adjustable belt and put it in a cross over fashion across my chest.  That frees up both hands.  What a new found blessing, freedom to have both hands to use.  I highly recommend this bag to anyone.  The color is so neutral that it pretty much goes with most everything else I wear.  The slippery surface of the bag is ultra easy to keep clean, spots and smudges wash off easily.  In addition, it has multiple compartments with high quality zippers.  It holds more than you would think.