I bought this because my current wallet is too bulky.  Being brand new this wallet is extremely tight, it's hard to get anything in and out of the slots.  The money clip is very tight also, difficult to use. I forced myself to give it a try though.  I have found so far that after some use (1 week) that it is becoming easier to slide credit cards in and out of the slots.  The money clip is still very tight, I have found myself spending less money though...lol.  The wallet and money clip are very well made. There are 5 slots (2 cards per is good) it does come with the photo holder but I removed it because the wallet will not close if there is too much inside.  If you do not carry alot this is a great wallet.