I chose this rating as I totally dislike this product. For starters it is supposed to be genuine lambskin, but the tags inside this wallet indicate that it is genuine faux laeather right next to the Made in India tag. The stitching is very poor and the zippers are very cheap plastic. Two of the zippered compartments on the inside would not even open. To me, it was simply a poorly made wallet and a fake to a name brand wallet.