I was done with the fat wallet that was jacking up my back, so I transitioned to the front pocket with this.  For the price it works pretty  well, has slots for cards, the magnetic clip can hold about 15 $1000 bills pretty well.  I gave it 3 instead of 4 stars because the clip is a little crooked and the stitching is coming out (but the wallet is still intact).  But for an inexpensive option, it is a good product.