I was looking for a wallet that I could carry as a shoulder bag, yet still fit into a larger handbag or laptop case if necessary.  I had tried another sytle (NOT by the same manufacturer), but it would "tip" while I was using it, which resulted in items falling out of the wallet.  I saw this "wallet bagg" and decided to give it a try.  I love it!!!  It is lightweight (a big plus!) and well constructed.  It has plenty of slots and sections, which help me keep things organized. It has a handy pocket on the outside that is the perfect size for my mobile phone, and it has an outside zipper pocket in which I can securely put items that I use frequently.  Items inside the bag are easy to access because the bag zips open widely.  It can be used as a shoulder bag, a clutch, or a waist bag.  I would highly recommend this bag!