This is a goog product, has 13 places for credit cards. The leather is very thin, so I don't expect it to last very long, but at this price, I bought a spare and still spent less than for a comparable single wallet at WalMart. It has a 2nd slot for money to be carried, but has a zipper on it that leaves a lump for the handle. I used a pair of side cutters (dykes) to take off the zipper slide. While I no longer carry multiple credit cards, it seems like every store that you walk into anymore has it's own loyalty/discount card, they now have a home.