OK.  I took it out for a test ride.  I loaded it up and traveled around town.  Yeah, I got a few stares, but it is for security, so I don't care.  It held my money and my cards well.  You are taxing the seams, if you load a Droid and use it as a wallet.  The biggest drawback... It STINKS.  All the Pacsafe items I got from eBags stink like pesticide.  I am not happy at all.  I am letting all the items air out and will post an update if the smell does not go away.