I spent weeks looking for the perfect wallet that would accommodate my needs. I have a purse that is just big enough to carry my iPad and a few personal items as well as my cell phone and a thin type wallet that I didn't have yet. I needed something to hold all my ins. cards and shopping cards, cc ect. I do not carry a check book in my purse therefore the extra weight of a wallet that has the accommodations for a check book was not for me. Weight is an issue when it comes to carrying around a purse.  This wallet is a great little index wallet .  It looks great. It's nice soft , supple leather. It holds sixteen cards. It has four pockets on the inside to hold bills, receipts, or whatever paper stuff you need.  It also has a zipper pocket on the back on the outside for a few coins or ext. cards. It's light in weight and if I only need to purchase a few items or rush into 7/11 or ?  Everything I need is in my wallet and I leave my purse behind.  The only thing I would add to this wallet is a place to hold my pen. Awesome wallet at a fair price.