I just got this wallet a little while ago. It is very nice. The wallet is well made out of actual leather. The section that you store your bills in comes with a zippered compartment to store large bills. You don't put change in your wallet. The section(s) to store your credit/health/shoppers cards are very tight. I expect them to loosen up with use. The additional insert for more cards is cheaply made. I threw it out. Over all a good product. Four stars.

UPDATE!! 10/3/2013

I had this wallet up until last night. The zipper eventually came off leaving two compartments. The cloth interiors (where the credit card go) came out. This means that the cards would go down so far that you couldn't see them anymore. The exterior of the wallet is amazingly durable. The stitching in the leather will not come apart. Alas, the card part forces me to lower my rating to a two. Thank you for reading.