This wallet does it all. It stores lots of cards, license, etc. It has two sections for bills and two hidden compartments under the card slots. It also has a key holder for that spare house or car key. The leather is soft but with use, it gets softer still and attains a deep brown hue. The zipper is smooth and snag free going around the corners. This is my second one. The first one lasted almost 20 years! That's when the zipper pull tab broke. Not too shabby for a 20 y/o wallet.