I like it so far. Inexpensive vinyl/pleather bags aren't working for me--the handles and trim all crack. So I decided to buy a cloth bag. I ordered 2 gold skirt pins because of comments that the velcro wasn't working; however, the velcro is working fine for me.  So I am using one pin on the inside of the bag to hold my keys. The other is for an emergency. The two front outside pockets are really deep, so I don't see why they need a fastener--I like that they are open so that I can grab my cell phone fast. I can put makeup, wallet, iPad, lunch, shoes, accessories, hat, etc. all in this bag for a day of work and running my kids around. For the price it is a great product and I can buy a two a year if needed to keep it looking fresh.