I am not sure how one could give this item a unfavorable review.  I have had one for almost 5 years and it is very good for what it is. I use it EVERYDAY!  It holds about 30 cards.  It is very flat when it is filled with 30 cards.  It is durable.  I have NO complaints about this product, except it is not cheap, but..... a GOOD wallet is not cheap!  I will be ordering a new one soon.