I like this 'fanny' pack - has plenty of places to tuck things so you can stay organized.  The only negative is the cell phone holder - I wouldn't trust
it.  It can't keep a cellular phone secure and I'm afraid it would fall out, in spite of the velcro.  Won't put my camera in there either - same reason.
Basically, it's unusable space so I just clip a pen inside so it's readily available.  If they had secured that, my rating would be a 5 as it was what
I was looking for.