this item serves well as a front pocket wallet. its thin and holds perhaps half a dozen cards along with a photo id window and a detachable key ring its good for those who want to travel light. its possible to carry money inside it i myself can carry up to $200 in twenty dollar bills folded correctly. however the zipper does not zip the entire wallet closed it leaves on side open. the leather feels like its of a good quality. but the price is pretty steep. if it were 24.95 it would be more affordable to me an others