The adage "you get what you pay for" comes into play here. The money clip works fine ... clip holds bills just fine. External pockets are a tad snug but workable. Yhe center pocket is snugger and a bit less convenient as a result. The quality of the leather is commensurate with the cost.

So it's serviceable but not polished. At this price it's unfair to expect much more; but I wouldn't complain if it gave me more!'