I LOVE this little wallet!  It holds everything and is so compact.  I haven't used a checkbook in years and don't have use for a big wallet with a checkbook holder.  This wallet is so rich looking too.  I love the soft leather.  And, as always, my purchase with Amazon was flawless.  Lightning fast, FREE shipping and it was at my door within days.  This is my first Hobo Internatioal purchase and I am quite impressed with the quality.  Well worth the money.