At first glance, this belt looks pretty sturdy and well made, and at first, it seemed like everything was fine.  It wasn't until a few weeks into using it that I began to notice that the metal end of the belt was slowly scraping away at the belt's finish.  I usually wear it with a pair of jeans and a shirt that's not tucked in, so it doesn't show, but I recently started wearing it one notch tighter, so if I were to wear it with a tucked in shirt, the wear would be right in the middle of the belt buckle, and would be noticible.  I'm not afraid that it will break any time soon, but apparently this will not be a belt I will be wearing to any formal outings.  A little dissappointed, since other belts I have do not seem to have this problem.  2 1/2 stars, 3 being a little generous.