I absolutely LOVE this little bag.  I have two small children and I don't like having to carry a purse around when we are out and about.  I use it as my wallet for when I do carry my purse, but grab it for on-the-go type of activities.  I usually use it with the waist strap so I can keep my hands free.  The strap is adjustable and can be used many different ways (cross-body, around the waist, on your belt, on the shoulder).  You can put a fair amount of things in it.  My cell even fits in it.  I highly recommend it!!!!