This bag was a surprise.  I ordered it because I liked the bright turquoise color shown.  This was not the color I received.  It turned up as a pale robin's egg blue. It has silver hardware and the black and white zebra vinyl.  The zipper is on substantial vinyl pieces that actually make a complete closure of the top of the bag.  A snap strap can pull in the two ends to change the shape of the bag.  Each corner has an inside snap to change it from a tote to a smaller bag. Inside the lining is a bright light gold.  This lining has a vinyl feel to it.  Should be cleanable.  Another surprise was the pocket layout inside.  One zippered pocket inside on back wall, another zippered pocket in front of that pocket but still on the back wall.  (This left the center of the bag totally open rather than being a pocket divider down the middle- What a great idea!)  Two open pockets for phone, etc. on front wall.  Pockets trimmed in blue piping. Handles are attached with four silver removable keepers.  Very nice white stitching throughtout.  Outside back has another zippered pocket big enough for keys or cell phone. This bag is medium sized.  It is not large. It didn't come with the heartshaped fob.  That was a disappointment.  They should add this or remove from picture.

Later Note:  I took this bag on a four day vacation and some of the white has already worn off the outside of the bag.  I am very disappointed since the bag is brand new.