Its a nice wallet overall. It has great compartments and the pictures do it justice. My only gripe is the leather. When I received mine it had wear and stain marks on it. I just don't think that the leather is durable and can get scratched easy. I exchanged mine for a Kenneth Cole because that leather is more reliable. I gave it 3 stars because 1. It doesn't feel like real leather or smell it, and 2. It scuffs very very easy because of the type of leather it is.