excellent coat, though a bit on the expensive size. fortunately i read the reviews before buying, and it is true that these coats run a bit small, so you should go up a size, or if you are on the fence, go with larger. otherwise, it is smooth on the inside, dries quickly when wet, and is quite comfortable currently in 60 degree weather. i could see this coat being comfortable with a normal t shirt underneath down to 48 degrees. Great product.