I despise carrying a purse but need something to hold my everyday things that I need as well as my cards.  I have several wristlets but this by far is the best.  It has inner zipper areas that are perfect for me to carry cash and other important documents without fear that they will fall out when I unzip the main compartment.  I can hold my earbuds, and other miscellaneous things in it as well.  It's a neutral color - although I've never been one to care if my purse matches - so it goes with most outfits.