I understand that the loops on the side enable an optional wear position rather than looped over the neck, but I find them annoying.  There was a piece of hard plastic or something that was in the stitching that rubbed against my shirt and started to snag it, until I took it out.  Overall finish is good.  I understand it is intended to hold a passport, but I found it a little bigger than what I was looking for.  Wish Maxpedition would make a bit smaller one.  There are plenty of pockets and options, although I'm not sure that they are all necessary, but that is simply personal preference.  I do wish that the the neck cord could be locked more in place since it slides through two metal grommets.  I do not like the neck cord moving off center--that is, I don't want to have to always adjust where the plastic cord lock is.