I have read the reviews of the emblem not being clear.  I can honestly say I can see mine perfectly so maybe I lucked out.  As for the size it is a tad smaller then the majority of my charms but not to an extreme amount would I like it bigger....yeah but the size did not bother me nor did I even notice it before reading the other reviews it is almost the width of my pinkie.  Over all as a Navy wife I like it as the Navy is a huge part of my life at the moment and the bracelet is meant to represent me which I believe this charm does extremely well.  The top says US the bottom says Navy and it has the symbol in the middle :)