This purse makes it so easy to organize your contents.  Here's a list of what I carry daily and where it works in this purse:  cell phone (Droid Razr) and Blue Parrot, Bluetooth headset in back, magnetic closing pocket...thick wallet, checkbook and Nikon Coolpix camera in center compartment...small lotion, mini-altoid mints, two extra pens in one inside pouch...lipstick in one elastic loop...there is also room for a 16 ounce water bottle.  They do not mention it in the description but next to the front zipper pockets on each side is a slot for pens or pen lights.  The straps are small enough to carry as a satchel and can also wear over the shoulder.  You can use the purse daily to work and casual events...its no surprise from the picture that you cannot use this purse for formal events but how many of those do you attend weekly.  Final analysis, this purse has it all form, function and style!!!