The money clip works great.  I was looking for a clip that wasn't metal or might tear up the inside of my pocket.  This product works great.  It holds the two cards I use on a regular basis.  I'm past the point in life where I want to carry around the "Costanza" wallet.  So this little guy did the trick.  Yes the clip doesn't hold a fat wad of cash.  But one probably shouldn't be carrying around a fat wad of cash on a regular basis.