I recently decided it was time for a new wallet and remembered that a buddy of mine had showed me his money clip and talked about how much he loved it, so I figured I would give it a try. I got it and I have definitely been converted! I really like how slim it is and I can easily keep in one of my front pockets so I don't have to sit on a bulky wallet anymore. I only carry the necessary cards with me and the slim profile of this thing is really great. The only thing I will say is that there are some sharp edges so be careful about keeping it in the same pocket as your cell phone, especially if it's a touch screen. All in all this is a nice, inexpensive piece. It holds all of my cards and cash very securely and I haven't had nor do I anticipate any problems with it. I will say that keeping more than 5 bills in the clip helps the security of the cash greatly and you probably won't want to carry less than three cards (I don't imagine many people will).