I got this in black and it's warm and comfy like any great sweatshirt, but has a nice shape and ruffles super cute.  I wear this to the gym and it looks cute over a mini skirt. It's a sweatshirt material so it is thicker than say a micro fleece, more like weight of normal fleece but has a nip around the waist. Jacket can also be buttoned all the way up to keep your neck warm. Love it! But Looks best on someone not bulky in the middle due to ruffles and thickness. I disagree it's cheap looking but not worth $98 (it's a sweat jacket). Fairly priced at $45.