This wallet works, and is certainly better than the one I was using (which was pretty beat up). It appears to be of decent quality - time will tell.

Why can't somebody make a wallet for credit cards that has the cards positioned say 2 cards side-by-side, with multiple card pockets that hold the cards directly over each other?  Every wallet I looked at has the cards overlapping and offest by about 1/4" - after a few weeks in the wallet, which is in my back pocket, the cards start to crack along the edge of an underlying card.  With a total of 14 cards and IDs, they are such that the wallet is 14 cards thick, resulting in a bulky wallet. With cards positioned 2-up, the resulting wallet would be only 7 cards thick.  Much less bulk and the wallet would still fit in a typical mens rear pants pocket.

I hope that someone who designs these thing will catch my comments.