One of the first things you want to know about this wallet is, "Does it work?" And out of the box, you'd never be able to know unless you had a way of exposing it to an RF field that would activate the chip(s) inside your credit cards. If you work at a corporate center, like I do, you might have a badge that lets you through otherwise locked doors by swiping the card over the reader.

So I tried this, sandwiching my badge inside the wallet and trying to get the reader to sense the badge and let me through the door by beeping, turning a red light green, thereby unlocking the door. No luck. I tried turning the badge inside the wallet every which way against the reader and the reader failed to sense the badge because it's RF field was blocked by the wallet material. So I'm satisfied that it works.

The wallet feels old fashioned somehow. Very roomy with a divided cash pocket, Black nylon and leather inside and outside. The only thing is that it's a bit bulkier that the wallet's I've been used to--the only downside to this well-constructed wallet.

So if you're looking for slim and non-bulgy, this is not the choice. But if you are looking for a durable, quality, wallet that protects your cards and id, this does the trick. I also have one of their Passport protection cases and I know the chip in there is safe in the same way.