I was surprised that it was not leather that the leather has a coating. I do like the feel of real leather so I don't want anyone else surprised or disappointed.. I love the size and the way it holds my money. It is easy to find in my purse and with the coating it is easy to keep clean and any spills it is protected.  The inside feels soooo yummy. There is a zipper for change which I really like. The outside zipper is nice and heavy it slides so easy and will not split apart like those nylon ones if you overstuff. You do need a medium to large purse for this wallet. There are 10 pockets for credit cards. There is room to carry a lipstick , coupons it is very roomy. There are 4 slots or pockets,one along the very back , probably for cash, then credit cards, then pocket, pocket then zipper for change, then pocket then you have credit card slots along the side. I hope this helps visualize the inside. I am very happy with this purchase.