I wanted this style of wallet to accommodate all my credit and gift cards. It came with a plastic insert for photos or more cards, but it was cheap and ripped easily, which was fine because I really didn't want to use it. This leather is sturdy, and the wallet has an outside pocket. At first I had to work at getting the cards in the pockets as they were sewn so tight, but the leather gives and now they fit just right. There are also two inside pockets for cash or business cards.