I am 5'10" tall, broad shouldered, 230 lbs with a 36-38 inch waist so I ordered an XL in black. Upon receipt I noticed the black isn't a true black. To me it looks like a very dark blue, but that's not my reason for a 3 * rating. The vest fit me "okay", however I could have ordered a L and it would have been comfortable. My main reason for a 3* is the quality of the vest. I am not saying it is a knock-off, but it looks and feels very cheaply made. It is VERY thin and does not feel like it will hold up under any real wearing. I purchased this vest for an Alaska cruise so once I return I will write a follow up to let you readers know how comfortable and WARM it was. At the moment I am very skeptical.