It's a great idea and it looks cute but the design of the velcro fastener is just stupid.  Considering that in all likelihood this is going to be worn with a lycra based swimsuit or rash guard, putting the hook side of the velcro on the waistband so that it will stick out is horrible.  The small velcro loop (soft side) square at the end of the skirt waistband should be hook and the longer strip on the other side of the skirt should be loop.  The current design makes the skirt unusable for me.  Any hook side not covered snags and wrecks anything it touches.  I won't risk my expensive tops.