We are planning trip/cruise to Europe later this year, and have been advised and encouraged to arrange/secure valuable documents, credit cards and cash while traveling and in crowded areas. Although I have traveled extensively I have avoided mayhem by dividing cash, credit cards and documents and carrying them in separate pockets so if someone grabs something, I will still have 'resources' available. However, these days I felt it was necessary to positively protect my Passport and credit cards. I have reviewed a number of items before I selected, ordered and received this product. It is well designed and well made. I decided to try wearing it before departing on our trip and have put in my passport, a couple of credit cards, and an envelope of cash. After a few days of wearing it while working around the house, doing yard work, driving, shopping, etc. I have found it to be secure but not confining; it is comfortable, even in the warm weather we've been having; It is concealed, but accessible; it keeps items inside dry; it doesn't fold or wrinkle the passport; credit cards don't poke and pinch. It is relatively easy to put on and take off, but has not undone itself or slid out of place. I am very pleased with this product.