I am so skeptical and such a cheap skate. But this product is worth the money!!! We went tubing and I wore just the leggings under my snow pants and just the top under my coat. I was perfectly warm. I do not have sensitive skin, so the wool wasn't itchy to my. My friend does have sensitive skin and she said she was a tiny bit itchy. She wore very thin leggings and long sleeve shirt underneath for a barrier between the wool and her skin.