I love this and you can too. I use it for sun protection in the ocean.  You must wear a bathing suit under this. The fabric is clinging when it gets wet and is not appropriate to wear as a swimsuit.  I took out the removable pads. I imagine that it would deteriorate if you use it often in a Chlorine pool, or wash it in the machine. For the beach it is perfect and it doesnt dry right away, so when it is hot outside, the wet suit is cooling.