This is a truly quality piece of jewelry for the price.  Even for a LOT more.  I purchased the pearl version and these are lovely faux pearls with the weight and luster of high end  costume jewelry.  The charms are set in little oval frames and the whole thing is just gorgeous.  They could ask twice the price and it would still be a bargain!  The downside is that the charms are attached with jump rings so when you get yours home you need to make sure they are all tightly closed.  I didn't and lost some charms in the first day I wore it.  I contacted the seller who responded right away and was told that they would send out a replacement as well as speak to their supplier about quality control.  The best customer service EVER!  I cant wait to get my replacement and will wear the one with missing charms in the interim because it makes me feel safe with the saints and the Virgin around my wrist!  God bless everyone!!!