I bought it for a short term missions trip to avoid theft and to get RFID protection. I usually buy Eagle Creek products, but I wanted zipped pockets for reliability and their wallet had Velcro and fewer pockets. It worked well initially as its zipped pockets held my passport, cash, debit card and health card and was easy to use. After awhile, I found it was hot to wear and got tired of reaching into my shirt, so I wore it on my belt, using both belt loops. When I returned to my hotel room, I found one belt loop had completely sheared off, rendering it unreliable. Fortunately, the other belt loop held and I didn't lose everything. I would recommend to buy a better quality neck wallet that's cooler to wear.