Good quality soft leather. Plenty of credit/debit card slots. Reinforced attachment point, had a metal eyelet were it connects to the wallet. The chain is rather short, and feels low quality like it will probably rust, barely making it from the wallet to belt loop. The wallet is designed for left side wear. If you wear it on the right it makes the chain too short to use, which places the face of the wallet facing in. Being a righty I would have perfered to have it the other way. There is no clasps or buttons that keep the wallet closed, not that is a deterrent. I marked it at three because of the length and quality of the chain and the left hand design.