This purse is exactly what I was looking for with the organizer handy on the outside for money, credit cards and zippered change pocket.  Absolutely no need for a wallet.  Multiple other pockets inside and out to keep everything in its place.  But the indigo blue is much darker than pictured.  It is so dark it's almost black.  Not what I was hoping for since I am replacing a black bag.  Wanted a prettier color for Spring.