This neck wallet worked great for my trip to France. It fits a passport and on one side I kept Euro money and the other side my ids. All neck holders are a little bulky under tight clothing. No way around it so it bulged out a little with my buttonups. I use it at home to carry the majority of my cards in the neck wallet. I carry small cash, license, and credit card in small wallet for my pocket for everyday use. Always take the Neck wallet with me in the car for those stops where I need the other cards.. Sam's Club, AAA, etc...