Am jumping the gun some because I haven't worn it yet.  Bought it for a trip to Prague at end of month.
I like the RAID protection, and it has plenty of room for currencies, cards,  passport, etc.  Seems nicely made.
I like to wear these crossbody under my shirt, tucked into waistband and, if I carry a purse, I have nothing of value in it.  We'll see how it works out bit I am optimistic.