5-6-18 UPDATE  Reduced review from 5 stars to 1.  TWO CLASPS BROKE already which has made this a glorified clutch billfold.  I figured the clasp that broke on the crossbody strap,was my fault.  I was wearing it over the shoulder (not crossbody) and it caught on something.  I kept moving forward (not realizing it was caught) and as soon as the strap got taunt - the clasp broke.  It was not the little anchors you clasp too (that usually pulls out) and the strap itself didn't come apart of fail - the actual metal Clasp broke. (see photos below ). I figured OK, that's a bummer bc crossbody was the main reason I liked this.  So, I took my lumps ($50 item I can't use for the purpose I bought it for) and moved on to the wrist strap.  This time I was just walking and the Clasp broke - exactly the same way the other Clasp did. (see photo)  Now I have yet another clutch' billfold -- that I did NOT need.  Cute Item, but it fails to perform my intended purpose.

The long one Holds my phone, ID, bank cards and even have room for a pick, chapstick and a set of keys 0 !!!!  Love the shoulder strap!!!