UPS dropped this off just 32 minutes ago and though it's 92 degrees here today, I have it on over bare skin. So first off, super soft comfy cozy, instantly warm. It has a finished v-neck opening, just the right size for an adult head. On closer inspection, I found zero flaws and the blended accent colors were a perfect compliment to the rich black dominant in the ponchos design. It's a most excellent garment, possibly more, but not too, refined than I expected. My bonus is that the brown stripe color perfectly matches my most excellent wool hat