Am disappointed after having this wallet for only 9 months, though it seemed to be exactly what I needed.  The leather is a rather cheap grade and began to show a lot of marks, almost from the beginning, and now it is quite scarred.  I  (unlike other reviewers) like the tight credit card slots, but unfortunately, they are stretching out so much that my cards have started falling out.  The design of the wallet is a good one, but the components don't match up to the manufacturer's promises.  To be fair, if you pay under $25.00 for a "leather" wallet, you should not expect a product that will hold up over time.