I bought this for my spouse a few months ago.  He loved the look and design.  That said, His credit card information was not protected. That was the only reason I bought it. His card was recently scanned at a local Circle K .  He saw the guy walk by him and then quickly took off.  Within just a few minutes, the guy used the card.  So much for this wallet.  It simply does not protect against credit card theft.  Too bad, it was a nice wallet.