I don't buy a lot of shoes because I have to buy "comfort" shoes due to bunions on both feet.  I don't mind paying a little more for shoes that fit well but don't look "old," and these have earned a place in my closet.  I've worn them with and without hose, and they were fine either way.  Yes, they are a little bit conservative, but they look great with any kind of pants, boot cut or ankle length, and they give a little polish to my outfits. Best of all, they don't cut into my feet, and they're stable and allow long strides when walking with no wobble--and I broke them in by walking 4 blocks on city streets.