The young folks making this product have a real nice concept.  I give this item two stars which I'll explain. First, I'm that older guy that needs more capacity and wants more quality.  Why?  I have kids with pictures, a business with multiple credit cards, standard cards, membership cards, pilot's license, etc.. Therefore, and second, this item isn't made for a person to accommodate that bulk plus cash.  That said, the leather is reasonably nice and the design is nice.  The pull straps work well (for now) but its all made in a third world country where our domestic needs are not really considered. The single stitch feature is not durable enough to hold what needs to be carried. And, I don't really care about the patent on the opening to stuff your cards into.  Its going to fail and the corner stitching is weak at best.  If all you need to carry is an ID, one credit card, a debit card and $2 worth of cash then this might be a "hip" option.  But...why would anyone spend $80-90 on holding those few items?  Again, nice leather and nice pull tabs...but...good for a kid. If I consulted for this company I'd suggest they contact Galco which makes great leather products.