I love the design of this checkbook holder. I wasn't sure how I would feel about the inside compartments for the extras, but I have grown to like them. My only issues are:
-pen holder gets in the way of closing it and I have to manually move it out to the outer edge to close the book every time. Would be better if it was sewn in a bit different to allow the pen to stay outside of the book at all times, but I understand the design being what it is for those who don't keep a pen in the book at all.
-It is so stiff and I am very much use to a bit more flexibility in my checkbook holder, but I am getting used to this one ok. It does allow for me to write checks without bending so that is nice.
-Mine came with a very bent corner in the fold so it is a little "damaged" upon arrival. Had I done it, I wouldn't complain, but it came like this so I am a bit disappointed about that.

Other than that, I like the color and it pretty much will match with any purse I use it with and I LOVE the scripture on it. <3