OMG!  I LOVE this wallet.  It fits everything without becoming too thick & I have a ton of loyalty cards, credit cards, ATM cards and all the rest---just like you all do.  The little pull out thing is so cool to keep your license, health insurance card & a couple of credit cards in.  Just slip it out and take it with you for the times you don't need the whole wallet.  Yes, it sticks out of the back pocket.  But, I've always carried my wallets in my front pocket to avoid back pain.  It slides in perfectly and has a low profile.  Oh, the cash pocket.  It's an actual pocket!  Not like the usual slip the money in sewn up type.  It has sides and the money fits in nicely.  I am going to order another one or two.  Because, as with everything else I really like, they're sure to stop making it!!  Get one today, you won't be disappointed.  No, I don't work for them or am related to anyone that does!!!