Thought I would hate it, but I have fallen in love with this does all bag. It's big enough for the essentials plus water bottles, Kindle, scarf, just about anything slides in. The front pouch holds money and credit cards for easy access, but it has a locking mechanism to keep it safe. The center compartment is where all the "stuff" goes, and the zipper pocket on the back lets me store notes, credit slips, etc. I even like the color! I felt secure traveling through France recently.