I bought this to carry around on a trip to Italy, after reading about the prevalence of pickpockets. It is certainly very secure and I never had an issue with theft.  It can fit a passport, credit cards, money and coins.  I was also able to get my iPhone, in an Otterbox case, into the outer pocket and under the flap secured with velcro.  It was more comfortably situated for me in a cross-body position than just hanging around my neck, so that it would be easily accessible and out of the way.  I did not give it 5 stars because the plastic pieces around the neck cushion dug into my neck the whole trip and annoyed me.