It works great as a crossbody or wristlet. I wore it to a casino and it was easy to unzip a little and pull out cash without digging. It's great when you need to bring your cards, cash, phone, keys and lip gloss but don't want to bring a big purse. I also like to use it while grocery shopping because it doesn't take up space in the cart. I can fit my keys in the stretch pocket on the front, my list and a pen in the back slip pocket, and my cards, coupons, and chapstick in the middle.