Because of the low price, I will admit, I wasn't expecting much, but was pleasantly surprised by the quality of the material. I ordered a small. At 5'4, 115 lbs., muscular/athletic build,  the small is a bit snug in the bum area....the one place I have curves. The bottoms are low cut at the legs and conservative-looking with the waist coming about an inch above the belly button (I do have a long torso; would be higher on a short-waisted woman). The white top does contains removeable pads, that do not expose the breasts when the suit is wet. Comfortable for swimming and lounging. Pleased with this purchase.