Yes the chain is worthless unless you want to make a necklace out of it. My sister Loves Bling so she will use it for that. Like a necklace. Very nice for that. I have a 40 year old "REAL" Biker chain that I can put on this,the thing is that the Wallet itself is off the charts. Iv'e had a Zillion wallets and whoever created this is a "Genious".I don't know how you can put so much into a wallet and it still close. And the "Smell"...is like walking into Daytona Beach and all those Leather shops. I swear when you go to Daytona you can't even smell the Atlantic Ocean over the the leather. This wallet "ROCKS" the free world.(Not my Quote).....Two(2) Super Thumbs Up.