This Kilk belt is a great belt for everyday wear.  The buckle does not fit through the pant loops, but it is very easy to slip through the pants loops and then attach the other side of the buckle and adjust to the perfect size.  Just loop through and adjust.  It took me as long to put this belt on and adjust it as it would take to put on and adjust a regular belt with holes.  Do not let the lower star reviews and comments saying that the belt does not fit through the pants loops deter you from purchasing this belt.  In reality how many times do you switch pants everyday?  And like I said before, It is VERY QUICK and EASY to put on the belt and adjust the buckle.  Regarding the buckle, it is very strong and it makes a nice sounding "klik" when the buckle is closed.  The buckle does not open up accidentally as it does on other lower priced similar looking belts.  I am very happy with the strength and look of this belt and it seems strong enough to hold an inside the waistband holster (although I have not tried it yet).
It is a very good everyday use belt, but if you are going to use the belt to carry a duty holster, a radio or a heavier item, I would suggest that instead of purchasing this one ply holster you purchase the two ply Klik holster.
The only negative comment that I would have is that according to the Klik website the proper size fitting is that the belt is the same size as your pants size.  I wear size 34 jeans and when I purchased the size 34 Klik belt it was too short and I have to return it.  However, this size 36 belt fits perfectly.  Bottom line:  I recommend purchasing one size larger than your pants size.  Other than that issue.  I can honestly say that this is a GREAT EVERYDAY wear belt with a very secure buckle.  I would purchase again and this is now my everyday use belt.  GREAT JOB Klik!