Beautiful cross.  The reason for only 4 stars is that the bevel that the chain goes through is very thin and I wonder if it will hold up well.  I have a gold cross that I have worn for 30 years with a much thicker bevel and over time the chain "saws" through and I've had to have it repaired.  The bevel on this cross is maybe 1/4 the thickness as on the old cross.  I will have to wait to see if the bevel holds up well.