Write me a series of 5 haikus about getting tired of riding the bus, and applying for an auto loan with bad credit. Go through the typical steps, and focus on the thoughts/ emotional state.
Depending on bus.
Tired of route scheduling. 
I need the freedom.

Questioning myself.
Will I overcome low scores?
Are wages enough?

Background checks running.
Clammy hands signing paper.
They’ll call me later. 

Tensing for the call.
Loan officer on the line.
Larger down payment.

Yes, I’ve been approved!
No more smelly stained bus seats.
My very own car.