What income is required to qualify for a mortgage? That largely depends on the monthly debt payments and the current interest rate. This income required for mortgage calculator collects these important variables and determines the required income to qualify for the desired mortgage amount. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.