Average Annual Premium: 26: North Carolina: $631: 27: Delaware: $629: 28: Iowa: $624: 29: New York: $622: 30: Pennsylvania: $621: 31: Ohio: $621: 32: Nevada: $584: 33: New Mexico: $582: 34: New Hampshire: $581: 35: Virginia: $570: 36: Washington: $569: 37: Arizona: $559: 38: Vermont: $556: 39: Oregon: $484: 40: Utah: $441: 41: Idaho: $405 : Wyoming: N/A : North Dakota: N/A : South Dakota: N/A : Michigan: N/A : Massachusetts: N/A : Rhode Island: N/A : Maine: N/A : Alaska