If so, you may feel right at home in Mantoloking. 78.83% of adults here have a 4-year degree or graduate degree, whereas the national average for all cities and towns is just 21.84%. The per capita income in Mantoloking in 2010 was $86,111, which is wealthy relative to New Jersey and the nation. This equates to an annual income of $344,444 for a family of four. The people who call Mantoloking home describe themselves as belonging to a variety of racial and ethnic groups.