Average Annual Premium: 1: Florida: $2,280: 2: Oklahoma: $1,572: 3: Louisiana: $1,483: 4: Arkansas: $1,014: 5: Kansas: $1,004: 6: Texas: $986: 7: Missouri: $949: 8: Alabama: $933: 9: Minnesota: $926: 10: Mississippi: $907: 11: Nebraska: $887: 12: West Virginia: $875: 13: Kentucky: $874: 14: Georgia: $833: 15: Tennessee: $801: 16: Connecticut: $799: 17: California: $795: 18: Colorado: $795: 19: Indiana: $781: 20: Illinois: $760: 21: South Carolina: $679: 22: Maryland: $645: 23