Insurance range Average homeowners insurance cost($) $49,999 and Under: 275: $50,000 to $74,999: 472: $75,000 to $99,999: 500: $100,000 to $124,999: 517: $125,000 to $149,999: 544: $150,000 to $174,999: 592: $175,000 to $199,999: 657: $200,000 to $299,999: 909: $300,000 to $399,999: 1,338: $400,000 to $499,999: 1,747: $500,000 and Over: 2,574