translation: Now in the financial savings world, I think one of the best examples that has recently come out on how to best manage the choice offerings has actually been something that David Laibson was heavily involved in designing, which was the program that they have at Harvard.
translation: En el mundo de los ahorros financieros, pienso que uno de los mejores ejemplos que han surgido sobre cómo manejar mejor las opciones es el planteo de David Laibson, el programa de Harvard.