所以 ， 當你健康時 ， 你要畀錢佢哋 但係當你病嘅時候 你就一分錢都唔使畀 因為你病係佢哋失職 佢哋因你健康而發財 而唔係因為病而發達
So, when you are healthy, you have to pay them, but when you are sick, you don't have to give a penny, because you are sick, they are derelict in their duties, they are rich because you are healthy, not because of illness