It's time for you and your mother to start your own business. Start exploring ideas and things that you might be interested in and get started. It's not an easy road but it will pay off in the future. Work your asses off and save as much as possible. Are there allot of non whites in your area? If not then a cleaning business has a very low start up cost and high profits. If you want you can IM me and I will help you out as much as I can.    14