Your kidding right?       To fulfill your requirements, and have a reasonable expectation of keeping your situation that way, I suggest you buy a very large houseboat (under $100K), put about $10K in solar panels on top of it, and park it where you can move to another city if the job market in the city you've chosen doesn't provide. However, your expenses on a properly-equipped houseboat will be so low that you could work at 7-11 and take care of your family, so the job market will barely affect you.  The moat around your dwelling will protect you from muds, and muds can't handle water, anyway. When's the last time you saw a mud living on a boat?  I've done this in the past, and am taking a hiatus for reasons beyond my control before I resume. PM me and I can give you all the details on how to live VERY comfortably this way, and the rules, and so on. Form a community of ship-dwellers, and you'll be very insulated when you want to be, and very, very happy.