You can take the black man out of the jungle(ghetto) but you cant take the jungle(ghetto) out of the black man.    Same reason a black man in the white house will not be successful. The answers are quite simple:   Poor money management skills, if any   The negroid love of living in the day rather than planning out your life responsibly   The infantile need to always roll with a posse of people that use up the money (ala MC Hammer)   Being devoid of any understanding of the great gift (yes, I don't care how hard you work to earn the money, it is a gift if it is in abundance...most people work very hard) and a lack of any duty to give something back for this gift   The negro love of Bling    My only wish is that they still had enough money to purchase enough rope to hang themselves from the ceiling rafters with.    Pearls before swine