[quote=goodquestion;4442521]Get the insurance, and then cancel it after you've proved to your present employer that you're insured. :)    This will give him no reason not to contract work to you. If he does then you should offer your services to his competitors as well as directly to his customers. ;) You could also let him know that his actions in paying  Mestizo scum  cash under the table  are illegal , while you're negotiating with him....  __________________________________________________ ________________    That was a good idea, until recently.:( In this state, the contractor's insurance company is required to join in with the sub-contractor's insurance company to provide coverage for each particular project. It is now impossible to work uninsured for ant amount of time. The liability rates for a construction sub-contractor licensed for less than five years average about $145 per day, the contractor will pay about $240 per day for labor, income and FICA taxes come to about $50 per day, so a legally licensed and insured sub-contractor can count on about $8 per hour for performing in a highly skilled and professional manner.    This is an obvious ploy to destroy the small, low-overhead businesses in this state in order to consolidate corporate power.    Also in this state, an illegal alien may be hired if he produces permits and visas within 10 years :eek: of his date of hire. It is theoretically illegal to hire wetbacks, but is very rarely enforced, unless they are caught with a false Social Security card.    On top of all this, the contractor I was working for fired me last week for refusing to work with illegals and for asking him to become a sub-contractor. He said he was making some changes in his company and I didn't fit in.    The age of the maverick self-starter is dead, all the employers want now are corporate yes-men.:confused: