:flameLast week I requested that my construction contractor employer change my employment status from employee to sub-contractor. I no longer wish to pay the ruinous federal, SS, unemployment and labor-and-industries taxes levied against me since they are reducing my paychecks to less than the median income for this area. My employer stated that his liability insurance carrier forbids him from employing sub-contractors unless they carry comparable liability insurance (totaling to about 65% of my yearly wages). Has anyone heard of this or is he shining me on? He seems to have no such reservations when paying illegal Mexicans under the table. What gives?