The subprime mess is absolutely due to Mexicans (mostly illegals).  In the newspapers, they list all the foreclosures along with the name of the homeowner...everyday 95% of the names listed are hispanic names.  And in the mexican areas, it's commonplace for entire streets to be foreclosures.   This was our government's way of trying to give illegals a chance to establish roots in this country, and as usual, it ends up biting American citizens in the ass. Something tells me that there is a bright and lucrative future in collections for Spanish speakers. The question is, when are the Indians going to start learning Spanish so that these new positions can be outsourced? :rofl