Debt was charged off, not paid. This company, Portfolio Recovery Associates has been harassing me about debt from XXXX years ago, claiming I owe them nearly {$7000.00}. The card that the debt was on was charged off and I took the hit on my credit and worked through it. But the debt has dropped off and has been a non-existent debt since ... We are well beyond the Oklahoma Statue of Limitations. Yet the company has continued to harass me via phone and letters to try and collect this bogus debt. 

Many years ago, I did not know better and answered the phone. They threatened me and harassed, so I changed phones and then blocked their calls. I have been holding onto the last few years letters they send to back my the harassment claim. 

The amount they claim I owe is more then XXXX times what was owed and charged off years and years ago. 

Recently a woman in Missouri sued them and won a huge settlement. I just want them to stop and pay me for the time wasted, the harassment and the mental anguish this ordeal has caused. Looking online you find literally XXXX of others who say the same thing and yet this company is still in business. How is that even legal?