crs
.Lo kote to lentere, in annan  en rediksyon kin ganny obz erve an 2 020, kot an mwayenn  ‘lending rate’ in desann sorti 12.36% an 2019 pou vin 10.94% an 2020 .
eng
.As for the lending rate, we have observed a reduction in 2020, whereby the average lending has gone down, from 12.36% i n 2019 to 10.94% i n 2020.