hat
Ou depoze lajan chak mwa ak òganizasyon an oryantasyon pou kredi. Òganizasyon an sèvi ak depo ou a peye dèt garanti ou, tankou bòdwo kat kredi, prè etidyan, ak bòdwo medikal, dapre yon orè peman konseye a devlope avèk ou ak kreditè ou. Kreditè ou a gen dwa dakò pi ba to enterè ou ak renonse frè sèten, men tcheke avèk tout kreditè ou a asire w ke yo ke yo ofri konsesyon yo ki yon òganizasyon oryantasyon pou kredi dekri ba ou.
eng
You deposit money each month with the credit counseling organization. The organization uses your deposits to pay your unsecured debts, like credit card bills, student loans, and medical bills, according to a payment schedule the counselor develops with you and your creditors. Your creditors may agree to lower your interest rates and waive certain fees, but check with all your creditors to be sure that they offer the concessions that a credit counseling organization describes to you.