hat
Si w ap aplike pou yon kat kredi, ipotèk, machin ou prêt pèsonèl, ou ta dwe abitye ak enfòmasyon an te gen nan rapò sou kredi ou. Ou sont a yon foul moun ke yo rekonèt kòm yon FICO pwen, ki calculé baze sou précédent peye enfòmasyon sou ou, nombre de dettes ak yon balans, dènye demann kredi ak balans pou rapò kredi disponib.
eng
If you are applying for a credit card, mortgage, car or personal loan, you should be familiar with the information included in your credit report. You are issued a number, known as a FICO score, which is calculated based on your previous payment history, number of debts with a balance, recent credit inquiries, and balance to available credit ratio.