hat
Pran pòz ke ou menm ak sè ou, frè ou oswa lòt fanmi te achte yon kondo sou yon plaj nan Florid nan 2014 pou $ 100,000. Ou tou de mete nan $ 50,000 ak tou de pwòp 50%. Li se kounye a 2018, epi w ap panse sou deklare fayit epi ou vle debarase m de kondo an premye. Si kondo a se kounye a vo $ 200,000 sè ou ta bezwen peye ou $ 100,000 pou li yo dwe konsidere kòm yon transfè mache plen. Si li peye ou sèlman yon dola sendik la ta gade li kòm yon transfè fo avèk ou ap eseye evite peye kreditè ou yo.
eng
Pretend you and your sister, brother or other relative bought a condo on a beach in Florida in 2014 for $100,000. You both put in $50,000 and both own 50%. It is now 2018, and you are thinking about declaring bankruptcy and want to get rid of the condo first. If the condo is now worth $200,000 your sister would need to pay you $100,000 for it to be considered a full market transfer. If she only paid you one dollar the trustee would look at it as a fraudulent transfer with you trying to avoid paying your creditors.