hat
Ou sou Evalyasyon kredi, tankou yon rapò kat kredi enfòmasyon sou ou, ki enpòtan lè pou detèmine Kisa ekonomik estati ou. Lè ou sou Evalyasyon kredi ki gen bon kè, kapab fasil jwenn yon prè labank, yon ipotèk, oswa kat kredi, pami lòt bagay. Men, si ou gen yon istwa ache peye avèk lajan yon, ou menm yo te antre nan defo ak youn oubyen plis prè, negatif aksyon sa a te rapòte ke yon jan ki konfòm rapò ki fèt sou ajans, ki kenbe Suivi de rapò sou kredi ou. Ak yon move sou Evalyasyon kredi, n' a pas pou jwenn yon kredi ou yon kat kredi (ou omwen yonn ak tèt nou yon pousantaj enterè). San yon kat kredi, ou pa ka lwe yon machin, oswa yon menm boutik sou liy.
eng
Your credit rating, like a report card of your credit history, is important when determining your economic status. When your credit rating is good, can easily obtain a loan, a mortgage, or credit cards, among other things. But if you have a spotty payment history with a creditor, or even went into default with one or more loans, this negative action is reported to a credit reporting agency, which keeps track of your credit report. With a bad credit rating, you will be unable to get a loan or a credit card (or at least one with a reasonable interest rate). Without a credit card, you can't rent a car, or even shop online.