What is the best way to get out of debt?
Debt is money owed by someone known as a debtor, to a second party known as the creditor, so the best way to get out of debt is to stop borrowing and start paying. 
What percentage of my debt do I need to pay each month to get out of debt?
I'm not sure, but the process of pursuing payments that are owed by a borrower is known as debt collection.