Hi, I'm a retired school teacher. Do you have any experience with retirement?
Oh yeah, I've planned extensively for when I will stop employment entirely!
That's good, planning is key to successful retirement. Without proper management of a pension or other resource it is very difficult.
Right.  And there is unfortunately a lot of people that are putting this off, and selecting to continue to exist in pre-retirement!
I have heard of this pre-retirement as an emerging state. Before the 19th century people usually worked until death.
Yeah the whole concept of retirement is a recent development.  Only in the late 19th and early 20th centuries has that been introduced.
I think it is very unfortunate when medical conditions force people into retirement. Especially if they are unable to receive benefits.
Yeah, seems like most developed countries have pensions that are state or employer sponsored, which support people in old age.