I had a lady run into my car just a couple of months after getting it. The motor vehicle accident was just a minor one.
Really? I have never had a wreck, was it expensive to repair?
Her motor vehicle insurance covered it because she ran a stop sign and hit me.
I know A number of factors contribute to the risk of collision, including vehicle design, speed of operation, road design, road environment, and driver skill, impairment due to alcohol or drugs, and behavior, notably speeding and street racing.
Yes, when getting hit insurance will help cover any physical damage or bodily damage if you are injured also.
Thank goodness, did the other driver get a ticket or fine since she was at fault?
I don't think she did. Insurance will also cover if your car is stolen or even if it is just keyed. It's amazing what they cover.