greetings, i am a digital artist
Me too. I have a lot of technology that I use for the creative process.
i am sort of new at it, so I do not have much technology at my disposal
I use many electronic programs like Photoshop. You should check it out.
Photoshop I have, maybe that is all i need for now
Yes, you'll be fine with that, but if you improve your digital art skills you you can use other programs to create advertisements.
never thought of doing it to create advertisements, I just do it for my own pleasure
Yes, you can make a lot of money. I'm grateful for these programs because they have changed the way artists paint and draw. It's life changing! 
i do not thingk I am to professional to make any money, I just like creating what comes to me instead of what I have to 
Well if you get to the professional level you can produce visual effects for film-makers.