I don't like been in Dept,  prefer the freedom of not having to pay it every month.
Now debt is a topic i know a lot about.  I have been deep in debt to my ex-wife ever since my divorce 18 years ago.
That is a shame.  But have you got  debt after that?
It is a long story.  I feel like that fictional character from the sho "Mad Men", the british guy who was saddled with debt and ended up hanging himself.  Did you watch Mad Men?