are original loan docs required to be kept?
<answer> Yes <context> Should I Keep I File? Most borrower advisers recommend you keep a copy of your own loan file for at least 6 years after a mortgage loan has been paid in full. There may be issues in the future, such as a credit score problem, that require you to return to this original loan information. It can also be helpful to have these documents on file in case the IRS chooses to audit you in the future.