when will irs debit my account?
<answer> If you instead authorize the IRS to debit the amount owed directly from your checking or savings account the fee is zero. <context> When you do this, you will also pay a debit card fee of at least $3 and an additional amount of approximately 2.35 percent or more of the amount debited. But if you instead authorize the IRS to debit the amount owed directly from your checking or savings account the fee is zero. 1  Six Things to Check Before Filing.