how long does it take to increase credit?
<answer> Differs from person to person <context> However, raising your score by a specific number, such as 100 points, is not a challenge with one simple solution that applies to everyone. Your ability to raise your score depends on a number of factors, and how long it takes for anyone to raise a credit score by 100 points differs from person to person. Your credit score represents how good or bad a borrower you have been in the past.