who is an appraisal?
<answer> A home appraisal is an unbiased estimate of the true (or fair market) value of what a home is worth. <context> What is an appraisal? How is it used? A home appraisal is an unbiased estimate of the true (or fair market) value of what a home is worth. All lenders order an appraisal during the mortgage loan process so that there is an objective way to assess the home’s market value and ensure that the amount of money requested by the borrower is appropriate.