How do you  get a approve for a credit limit increase with chase?
 Shoot for a credit utilization rate (debt to limit ratio) of about 10%. 2 A 10% credit utilization rate is ideal, however, so if you happen to have a rate of 20%, or even 30%, that's okay. 3 Your credit utilization is 30% of your credit score, which itself is a factor in getting a limit increase. 